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St. Charles, Iowa Demographics & Population 2026

During the 2020–2024 ACS period, St. Charles, Iowa had a total population of 914, the 312th largest city in Iowa, with a median household income of $82,841, which is 10% higher than the state average. The poverty rate is 7.5%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

St. Charles Quick Facts

Population 914
Median Household Income $82,841
Median Home Value $221,300
Poverty Rate 7.5%
Unemployment Rate 3.3%
Median Age 36.2 years
Homeownership Rate 71.0%
Affordability Ratio 2.7x
Bachelor's Degree or Higher 19.7%
High School Graduation Rate 96.0%
Diversity Index 24/100
Population 914 312th of 1,017
Median Income $82,841 top 30%
Poverty Rate 7.5% 40% lower than national
Median Home Value $221,300 top 20%

How St. Charles Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population891914+2.6%
Median household income$81,944$82,841+1.1%
Median home value$197,100$221,300+12.3%

How St. Charles Compares

Economy & Housing

Household Income Distribution

Under $25K 6.6%
$25K-$50K 12.4%
$50K-$100K 40.8%
$100K+ 40.2%
Detailed income brackets
Under $10K
1.7%
$10K-$15K
0.3%
$15K-$20K
0.9%
$20K-$25K
3.7%
$25K-$30K
0.3%
$30K-$35K
0.6%
$35K-$40K
2.9%
$40K-$45K
5.8%
$45K-$50K
2.9%
$50K-$60K
8.9%
$60K-$75K
18.1%
$75K-$100K
13.8%
$100K-$125K
13.2%
$125K-$150K
13.2%
$150K-$200K
4.9%
$200K+
8.9%

Employment

3.3% Unemployment Rate State: 3.6%|National: 5.2%
73.2% Labor Force Participation

Housing Overview

Owner 71.0%
Renter 29.0%
Affordability Index Very Affordable
2.7x home value to income ratio
Median gross rent $855/mo 12.4% of median household income annually

People & Demographics

Diversity Index

24out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 31 | National average: 61

Education

St. Charles Rankings in Iowa

#312 Population of 1,017
#196 Median Income of 948
#409 Education of 1,016
#118 Home Value of 947

Other Cities in Madison County

CityPopulationMedian IncomePovertyHome Value
Winterset 5,416 $67,708 10.3% $192,500
Earlham 1,528 $115,086 4.7% $267,600
Truro 518 $78,750 12.5% $195,100
Patterson 346 $82,969 6.9% $111,100
East Peru 92 $68,333 5.4% $102,500
Macksburg 56 $33,125 10.7% $94,500

Cities Similar to St. Charles

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Elkhart899$84,554$253,90028.1%11.7%
Arnolds Park922$86,833$438,90039.1%6.0%
Danville930$80,192$158,50029.7%15.5%
Riverside890$84,091$183,70027.2%2.3%
Gowrie932$80,417$109,90024.4%9.4%

A note before these figures: with a population of 914, St. Charles's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

St. Charles is a small community located in Iowa, within Madison County. The total population is 914. It ranks as the 312th most populous out of 1,017 Census-designated places in Iowa.

Age Demographics

The median age in St. Charles is 36.2 years. This is 6% lower than the state median of 38.6 years.

Economy, Income & Housing

The median household income in St. Charles is $82,841. This is 10% higher than the state median of $75,059. It is also 3% higher than the national median of $80,734. The poverty rate stands at 7.5%. This is 32% lower than the state poverty rate of 11.1%. The unemployment rate is 3.3%. This is 9% lower than the state rate of 3.6%. The median home value is $221,300. Housing costs are 6% higher than the state median of $208,000. With a home-value-to-income ratio of just 2.7x, St. Charles is one of the most affordable housing markets in the area. 71.0% of occupied housing units are owner-occupied. This homeownership rate is 1% lower than the state average of 71.7%.

Race & Ethnicity

St. Charles has a predominantly White (non-Hispanic) population, comprising 86.5% of all residents. Hispanic or Latino residents account for 10.4%.

Education

19.7% of residents aged 25 and older hold a bachelor's degree or higher. This is 37% lower than the state rate of 31.4%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 96.0%.

Data Sources & Methodology

All demographic data for St. Charles, Iowa is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Iowa state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,017 Census-designated places in Iowa. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of St. Charles, Iowa?

St. Charles, Iowa has a population of 914 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in St. Charles, IA?

The median household income in St. Charles is $82,841, which is 3% higher than the national median of $80,734.

What is the poverty rate in St. Charles, IA?

The poverty rate in St. Charles is 7.5%. This means approximately 67 residents live below the federal poverty line.

What is the racial makeup of St. Charles, Iowa?

St. Charles's population is 86.5% White, 0.0% Black, 10.4% Hispanic/Latino, and 0.0% Asian.

What is the median home value in St. Charles, IA?

The median home value in St. Charles is $221,300. The home-value-to-income ratio is 2.7x.

How educated is St. Charles, Iowa?

19.7% of adults (25+) in St. Charles hold a bachelor's degree or higher, and 3.2% hold a graduate or professional degree.