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Mason City, Iowa Demographics & Population 2026

Very AffordableHome value to income ratio of 2.2x is exceptionally low

During the 2020–2024 ACS period, Mason City, Iowa had a total population of 27,050, the 18th largest city in Iowa, with a median household income of $64,804, which is 14% lower than the state average. The poverty rate is 12.0%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Mason City Quick Facts

Population 27,050
Median Household Income $64,804
Median Home Value $142,000
Poverty Rate 12.0%
Unemployment Rate 2.8%
Median Age 42.5 years
Homeownership Rate 65.5%
Affordability Ratio 2.2x
Bachelor's Degree or Higher 20.8%
High School Graduation Rate 93.6%
Diversity Index 27/100
Population 27,050 18th of 1,017
Median Income $64,804 average
Poverty Rate 12.0% 4% lower than national
Median Home Value $142,000 above average

How Mason City Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population27,13527,050-0.3%
Median household income$62,369$64,804+3.9%
Median home value$130,000$142,000+9.2%

How Mason City Compares

Economy & Housing

Household Income Distribution

Under $25K 17.4%
$25K-$50K 23.0%
$50K-$100K 32.4%
$100K+ 27.3%
Detailed income brackets
Under $10K
2.7%
$10K-$15K
5.2%
$15K-$20K
3.9%
$20K-$25K
5.6%
$25K-$30K
4.4%
$30K-$35K
4.5%
$35K-$40K
4.9%
$40K-$45K
4.6%
$45K-$50K
4.5%
$50K-$60K
6.1%
$60K-$75K
12.2%
$75K-$100K
14.1%
$100K-$125K
11.0%
$125K-$150K
5.6%
$150K-$200K
5.9%
$200K+
4.8%

Employment

2.8% Unemployment Rate State: 3.6%|National: 5.2%
63.5% Labor Force Participation

Housing Overview

Owner 65.5%
Renter 34.5%
Affordability Index Very Affordable
2.2x home value to income ratio
Median gross rent $882/mo 16.3% of median household income annually

People & Demographics

Diversity Index

27out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 31 | National average: 61

Education

Mason City Rankings in Iowa

#18 Population of 1,017
#523 Median Income of 948
#367 Education of 1,016
#378 Home Value of 947

Other Cities in Cerro Gordo County

CityPopulationMedian IncomePovertyHome Value
Clear Lake 7,607 $79,415 8.3% $259,500
Nora Springs 1,363 $78,594 5.3% $134,500
Rockwell 986 $60,982 14.8% $163,300
Ventura 733 $91,944 5.7% $389,500
Thornton 514 $67,031 9.3% $115,500
Plymouth 407 $80,000 13.0% $125,700
Meservey 262 $46,750 31.7% $50,800
Swaledale 148 $51,912 4.7% $62,900
Rock Falls 119 $71,042 5.9% $156,300
Dougherty 88 $45,500 8.0% $50,000

Cities Similar to Mason City

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Marshalltown27,626$69,068$127,70020.9%14.3%
Ottumwa25,430$61,103$106,30020.8%17.2%
Fort Dodge24,827$60,649$144,10021.7%15.9%
Clinton24,322$60,230$118,20020.8%18.5%
Burlington23,728$59,000$114,30022.5%13.2%

Population Overview

Mason City is a mid-sized community located in Iowa, within Cerro Gordo County. The total population is 27,050. It ranks as the 18th most populous out of 1,017 Census-designated places in Iowa.

Age Demographics

The median age in Mason City is 42.5 years. This is 10% higher than the state median of 38.6 years.

Economy, Income & Housing

The median household income in Mason City is $64,804. This is 14% lower than the state median of $75,059. It is also 20% lower than the national median of $80,734. The poverty rate stands at 12.0%. This is 8% higher than the state poverty rate of 11.1%. The unemployment rate is 2.8%. This is 22% lower than the state rate of 3.6%. The median home value is $142,000. Housing costs are 32% lower than the state median of $208,000. With a home-value-to-income ratio of just 2.2x, Mason City is one of the most affordable housing markets in the area. 65.5% of occupied housing units are owner-occupied. This homeownership rate is 9% lower than the state average of 71.7%.

Race & Ethnicity

The largest racial or ethnic group in Mason City is White (non-Hispanic), making up 84.9% of the population. Hispanic or Latino residents account for 7.0%.

Education

20.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 34% lower than the state rate of 31.4%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 93.6%.

Data Sources & Methodology

All demographic data for Mason City, Iowa is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Iowa state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,017 Census-designated places in Iowa. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

Free data download: Get all Iowa city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Mason City, Iowa?

Mason City, Iowa has a population of 27,050 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Mason City, IA?

The median household income in Mason City is $64,804, which is 20% lower than the national median of $80,734.

What is the poverty rate in Mason City, IA?

The poverty rate in Mason City is 12.0%. This means approximately 3,155 residents live below the federal poverty line.

What is the racial makeup of Mason City, Iowa?

Mason City's population is 84.9% White, 2.9% Black, 7.0% Hispanic/Latino, and 1.3% Asian.

What is the median home value in Mason City, IA?

The median home value in Mason City is $142,000. The home-value-to-income ratio is 2.2x.

How educated is Mason City, Iowa?

20.8% of adults (25+) in Mason City hold a bachelor's degree or higher, and 7.3% hold a graduate or professional degree.