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Okoboji, Iowa Demographics & Population 2026

During the 2020–2024 ACS period, Okoboji, Iowa had a total population of 969, the 293rd largest city in Iowa, with a median household income of $73,000, which is 3% lower than the state average. The poverty rate is 11.2%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Okoboji Quick Facts

Population 969
Median Household Income $73,000
Median Home Value $299,300
Poverty Rate 11.2%
Unemployment Rate 1.6%
Median Age 51.3 years
Homeownership Rate 67.5%
Affordability Ratio 4.1x
Bachelor's Degree or Higher 48.3%
High School Graduation Rate 97.9%
Diversity Index 8/100
Population 969 293rd of 1,017
Median Income $73,000 above average
Poverty Rate 11.2% 10% lower than national
Median Home Value $299,300 top 10%

How Okoboji Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population806969+20.2%
Median household income$59,167$73,000+23.4%
Median home value$320,000$299,300-6.5%

How Okoboji Compares

Economy & Housing

Household Income Distribution

Under $25K 9.2%
$25K-$50K 19.6%
$50K-$100K 44.6%
$100K+ 26.6%
Detailed income brackets
Under $10K
1.5%
$10K-$15K
1.3%
$15K-$20K
0.7%
$20K-$25K
5.7%
$25K-$30K
1.3%
$30K-$35K
9.4%
$35K-$40K
2.4%
$40K-$45K
1.7%
$45K-$50K
4.8%
$50K-$60K
10.3%
$60K-$75K
20.5%
$75K-$100K
13.8%
$100K-$125K
6.8%
$125K-$150K
5.5%
$150K-$200K
2.2%
$200K+
12.0%

Employment

1.6% Unemployment Rate State: 3.6%|National: 5.2%
61.4% Labor Force Participation

Housing Overview

Owner 67.5%
Renter 32.5%
Affordability Index Moderate
4.1x home value to income ratio
Median gross rent $942/mo 15.5% of median household income annually

People & Demographics

Diversity Index

8out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 31 | National average: 61

Education

Okoboji Rankings in Iowa

#293 Population of 1,017
#347 Median Income of 948
#41 Education of 1,016
#47 Home Value of 947

Other Cities in Dickinson County

CityPopulationMedian IncomePovertyHome Value
Spirit Lake 5,518 $65,720 6.3% $215,100
Milford 3,311 $63,369 8.9% $218,400
Lake Park 1,184 $74,500 4.6% $168,800
Arnolds Park 922 $86,833 6.0% $438,900
Orleans 527 $74,750 1.9% $573,200
Wahpeton 443 $107,917 5.8% $495,500
West Okoboji 418 $66,250 3.6% $593,800
Terril 290 $43,889 16.0% $95,500
Superior 111 $75,625 3.7% $82,900

Cities Similar to Okoboji

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Victor987$74,000$116,60021.2%22.3%
Mechanicsville964$70,000$161,40016.9%19.1%
Elk Run Heights964$76,500$171,20017.0%4.0%
Aurelia991$71,500$139,90025.0%4.5%
Lake View967$68,618$175,60027.4%8.8%

A note before these figures: with a population of 969, Okoboji's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

Okoboji is a small community located in Iowa, within Dickinson County. The total population is 969. It ranks as the 293rd most populous out of 1,017 Census-designated places in Iowa.

Age Demographics

The median age in Okoboji is 51.3 years. This is 33% higher than the state median of 38.6 years. 16.1% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Okoboji is $73,000. This is 3% lower than the state median of $75,059. It is also 10% lower than the national median of $80,734. The poverty rate stands at 11.2%. This is about the same as the state poverty rate of 11.1%. The unemployment rate is 1.6%. This is 55% lower than the state rate of 3.6%. The median home value is $299,300. Housing costs are 44% higher than the state median of $208,000. The home-value-to-income ratio is 4.1x. 67.5% of occupied housing units are owner-occupied. This homeownership rate is 6% lower than the state average of 71.7%.

Race & Ethnicity

Okoboji has a predominantly White (non-Hispanic) population, comprising 95.7% of all residents. Hispanic or Latino residents account for 3.3%. The Hispanic or Latino population (3.3%) is well below the state average of 7.3%. The Asian population (0.1%) is well below the state average of 2.5%.

Education

48.3% of residents aged 25 and older hold a bachelor's degree or higher. This places Okoboji in the top 10% of all cities in the state for educational attainment. This is 54% higher than the state rate of 31.4%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 97.9%.

Data Sources & Methodology

All demographic data for Okoboji, Iowa is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Iowa state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,017 Census-designated places in Iowa. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Okoboji, Iowa?

Okoboji, Iowa has a population of 969 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Okoboji, IA?

The median household income in Okoboji is $73,000, which is 10% lower than the national median of $80,734.

What is the poverty rate in Okoboji, IA?

The poverty rate in Okoboji is 11.2%. This means approximately 105 residents live below the federal poverty line.

What is the racial makeup of Okoboji, Iowa?

Okoboji's population is 95.7% White, 0.0% Black, 3.3% Hispanic/Latino, and 0.1% Asian.

What is the median home value in Okoboji, IA?

The median home value in Okoboji is $299,300. The home-value-to-income ratio is 4.1x.

How educated is Okoboji, Iowa?

48.3% of adults (25+) in Okoboji hold a bachelor's degree or higher, and 13.7% hold a graduate or professional degree.