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Panama, Iowa Demographics & Population 2026

During the 2020–2024 ACS period, Panama, Iowa had a total population of 245, the 660th largest city in Iowa, with a median household income of $63,125, which is 16% lower than the state average. The poverty rate is 7.4%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Panama Quick Facts

Population 245
Median Household Income $63,125
Median Home Value $142,200
Poverty Rate 7.4%
Unemployment Rate 2.7%
Median Age 36.7 years
Homeownership Rate 77.0%
Affordability Ratio 2.3x
Bachelor's Degree or Higher 13.8%
High School Graduation Rate 98.1%
Diversity Index 21/100
Population 245 660th of 1,017
Median Income $63,125 average
Poverty Rate 7.4% 41% lower than national
Median Home Value $142,200 above average

How Panama Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population283245-13.4%
Median household income$61,250$63,125+3.1%
Median home value$121,600$142,200+16.9%

How Panama Compares

Economy & Housing

Household Income Distribution

Under $25K 9.7%
$25K-$50K 29.2%
$50K-$100K 20.3%
$100K+ 40.7%
Detailed income brackets
Under $10K
3.5%
$10K-$15K
4.4%
$15K-$20K
0.0%
$20K-$25K
1.8%
$25K-$30K
2.6%
$30K-$35K
0.9%
$35K-$40K
20.3%
$40K-$45K
3.5%
$45K-$50K
1.8%
$50K-$60K
10.6%
$60K-$75K
3.5%
$75K-$100K
6.2%
$100K-$125K
8.8%
$125K-$150K
5.3%
$150K-$200K
1.8%
$200K+
24.8%

Employment

2.7% Unemployment Rate State: 3.6%|National: 5.2%
70.0% Labor Force Participation

Housing Overview

Owner 77.0%
Renter 23.0%
Affordability Index Very Affordable
2.3x home value to income ratio
Median gross rent $940/mo 17.9% of median household income annually

People & Demographics

Diversity Index

21out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 31 | National average: 61

Education

Panama Rankings in Iowa

#660 Population of 1,017
#557 Median Income of 948
#661 Education of 1,016
#377 Home Value of 947

Other Cities in Shelby County

CityPopulationMedian IncomePovertyHome Value
Harlan 4,891 $57,488 9.0% $152,500
Shelby 752 $63,654 10.2% $162,500
Elk Horn 728 $64,250 12.0% $133,200
Earling 478 $43,750 9.3% $125,000
Irwin 352 $40,417 15.5% $72,900
Defiance 251 $53,542 11.6% $101,600
Portsmouth 204 $80,781 4.9% $125,000
Westphalia 117 $77,083 3.4% $97,400
Tennant 84 $62,885 0.0% $210,000
Kirkman 58 $77,917 10.3% $118,800

Cities Similar to Panama

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Douds243N/A$96,70027.5%41.6%
Cushing243$66,875$66,00015.4%24.3%
Ladora240$60,625$78,20012.9%9.6%
Keswick255$63,750$89,20021.3%6.7%
Fertile255$65,000$143,80013.5%7.1%

A note before these figures: with a population of 245, Panama's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

Panama is a small community located in Iowa, within Shelby County. The total population is 245. It ranks as the 660th most populous out of 1,017 Census-designated places in Iowa.

Age Demographics

The median age in Panama is 36.7 years. This is 5% lower than the state median of 38.6 years. With 28.6% of the population under 18, Panama has a notably young demographic profile, suggesting a family-oriented community.

Economy, Income & Housing

The median household income in Panama is $63,125. This is 16% lower than the state median of $75,059. It is also 22% lower than the national median of $80,734. The poverty rate stands at 7.4%. This is 33% lower than the state poverty rate of 11.1%. The unemployment rate is 2.7%. This is 24% lower than the state rate of 3.6%. The median home value is $142,200. Housing costs are 32% lower than the state median of $208,000. With a home-value-to-income ratio of just 2.3x, Panama is one of the most affordable housing markets in the area. 77.0% of occupied housing units are owner-occupied. This homeownership rate is 7% higher than the state average of 71.7%.

Race & Ethnicity

Panama has a predominantly White (non-Hispanic) population, comprising 88.6% of all residents. Hispanic or Latino residents account for 8.2%.

Education

13.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 56% lower than the state rate of 31.4%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 98.1%.

Data Sources & Methodology

All demographic data for Panama, Iowa is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Iowa state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,017 Census-designated places in Iowa. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

Free data download: Get all Iowa city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Panama, Iowa?

Panama, Iowa has a population of 245 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Panama, IA?

The median household income in Panama is $63,125, which is 22% lower than the national median of $80,734.

What is the poverty rate in Panama, IA?

The poverty rate in Panama is 7.4%. This means approximately 18 residents live below the federal poverty line.

What is the racial makeup of Panama, Iowa?

Panama's population is 88.6% White, 0.0% Black, 8.2% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Panama, IA?

The median home value in Panama is $142,200. The home-value-to-income ratio is 2.3x.

How educated is Panama, Iowa?

13.8% of adults (25+) in Panama hold a bachelor's degree or higher, and 4.4% hold a graduate or professional degree.