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Breckinridge County, Kentucky Demographics 2026

Breckinridge County, Kentucky has a population of 20,881, the 54th most populous county in Kentucky. The median household income is $55,843 and the median home value is $156,700. The poverty rate is 21.4%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Breckinridge County Quick Facts

Population 20,881
Median Household Income $55,843
Median Home Value $156,700
Poverty Rate 21.4%
Unemployment Rate 4.5%
Median Age 42.5 years
Homeownership Rate 81.4%
Affordability Ratio 2.8x
Bachelor's Degree+ 14.2%
High School Graduation 85.9%
Cities/Places 3
Population 20,881 54th of 120
Median Income $55,843 12% lower than state
Poverty Rate 21.4%
Unemployment 4.5%

How Breckinridge County Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population20,72220,881+0.8%
Median household income$53,673$55,843+4.0%
Median home value$141,400$156,700+10.8%

Economy & Housing

Household Income Distribution

Under $25K 23.4%
$25K-$50K 23.2%
$50K-$100K 27.0%
$100K+ 26.4%
Detailed income brackets
Under $10K
5.6%
$10K-$15K
6.5%
$15K-$20K
7.0%
$20K-$25K
4.3%
$25K-$30K
5.5%
$30K-$35K
4.2%
$35K-$40K
4.3%
$40K-$45K
4.7%
$45K-$50K
4.5%
$50K-$60K
6.6%
$60K-$75K
7.0%
$75K-$100K
13.3%
$100K-$125K
9.1%
$125K-$150K
6.5%
$150K-$200K
6.2%
$200K+
4.5%

Employment

4.5% Unemployment Rate State: 4.9%|National: 5.2%
52.7% Labor Force Participation

Housing Overview

Owner 81.4%
Renter 18.6%
Affordability Index Very Affordable
2.8x home value to income ratio
Median gross rent $733/mo 15.8% of median household income annually

People & Demographics

Diversity Index

14out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 33 | National average: 61

Education

Cities & Places in Breckinridge County

CityPopulationMedian IncomePovertyHome Value
Hardinsburg2,327$55,79518.2%$150,800
Irvington1,327$47,50027.1%$116,700
Cloverport1,133$36,99132.1%$84,800

Population Overview

Breckinridge County is located in Kentucky with a total population of 20,881. It is the 54th most populous county out of 120 in Kentucky. The county encompasses 3 Census-designated places.

Age Demographics

The median age in Breckinridge County is 42.5 years. This is 9% higher than the state median of 39.1 years.

Economy, Income & Housing

The median household income in Breckinridge County is $55,843. This is 12% lower than the state median of $63,726. It is also 31% lower than the national median of $80,734. The poverty rate stands at 21.4%. This is 33% higher than the state poverty rate of 16.1%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 4.5%. This is 8% lower than the state rate of 4.9%. The median home value is $156,700. Housing costs are 24% lower than the state median of $205,600. With a home-value-to-income ratio of just 2.8x, Breckinridge County is one of the most affordable housing markets in the area. 81.4% of occupied housing units are owner-occupied. This homeownership rate is 19% higher than the state average of 68.3%.

Race & Ethnicity

Breckinridge County has a predominantly White (non-Hispanic) population, comprising 92.8% of all residents. Black or African American residents account for 1.9%. The Black or African American population (1.9%) is well below the state average of 7.5%. The Hispanic or Latino population (1.7%) is well below the state average of 5.0%.

Education

14.2% of residents aged 25 and older hold a bachelor's degree or higher. This is 49% lower than the state rate of 27.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 85.9%.

Data Sources & Methodology

All figures for Breckinridge County come from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates, with comparisons drawn against Kentucky and national averages from the same dataset. See our methodology page for how each metric is defined, or data.census.gov for official tables with margins of error.

Frequently Asked Questions

What is the population of Breckinridge County, Kentucky?

Breckinridge County has a population of 20,881, making it the 54th most populous county in Kentucky.

What is the median income in Breckinridge County?

The median household income in Breckinridge County is $55,843 with a poverty rate of 21.4%.

How many cities are in Breckinridge County, Kentucky?

Breckinridge County contains 3 Census-designated places.