Most Affordable Cities in Kentucky
Cities ranked by home-value-to-income ratio. Lower ratio = more affordable. Only cities with 1,000+ population included.
| # | City | Ratio | Home Value | Median Income | Population |
|---|---|---|---|---|---|
| 1 | Providence | 1.1x | $60,300 | $55,121 | 2,857 |
| 2 | Westwood | 1.3x | $92,200 | $73,511 | 4,473 |
| 3 | Muldraugh | 1.3x | $76,700 | $60,508 | 1,127 |
| 4 | Annville | 1.5x | $86,600 | $56,250 | 1,063 |
| 5 | Wurtland | 1.6x | $95,000 | $60,972 | 1,154 |
| 6 | Fulton | 1.6x | $56,300 | $36,040 | 2,378 |
| 7 | Earlington | 1.7x | $64,000 | $38,194 | 1,084 |
| 8 | Morganfield | 1.7x | $113,600 | $65,829 | 3,185 |
| 9 | Hartford | 1.7x | $106,900 | $61,445 | 2,649 |
| 10 | Dixon | 1.8x | $82,500 | $46,607 | 1,036 |
| 11 | Sebree | 1.8x | $106,500 | $58,707 | 1,825 |
| 12 | Farley | 1.8x | $86,300 | $47,292 | 4,458 |
| 13 | Cumberland | 1.9x | $66,500 | $35,410 | 2,037 |
| 14 | Flatwoods | 1.9x | $114,600 | $59,972 | 7,269 |
| 15 | Olive Hill | 1.9x | $136,700 | $70,682 | 1,636 |
| 16 | Clinton | 1.9x | $67,100 | $34,464 | 1,165 |
| 17 | Ledbetter | 2.0x | $120,800 | $59,899 | 1,785 |
| 18 | West Van Lear | 2.0x | $135,300 | $66,815 | 1,155 |
| 19 | Edmonton | 2.0x | $104,000 | $51,272 | 2,330 |
| 20 | Worthington | 2.0x | $133,200 | $65,609 | 1,759 |
| 21 | Princeton | 2.0x | $96,600 | $47,411 | 6,241 |
| 22 | Hickman | 2.0x | $70,800 | $34,653 | 2,115 |
| 23 | Carlisle | 2.1x | $101,500 | $49,201 | 2,214 |
| 24 | Dawson Springs | 2.1x | $70,000 | $32,838 | 1,951 |
| 25 | Augusta | 2.2x | $110,200 | $51,250 | 1,510 |
| 26 | Catlettsburg | 2.2x | $82,500 | $38,276 | 1,557 |
| 27 | Williamstown | 2.2x | $209,800 | $95,050 | 3,945 |
| 28 | Horse Cave | 2.2x | $113,700 | $51,118 | 2,143 |
| 29 | Hebron | 2.2x | $239,300 | $106,719 | 6,407 |
| 30 | Raceland | 2.2x | $128,400 | $57,222 | 2,265 |
| 31 | Wilder | 2.3x | $159,900 | $70,893 | 3,135 |
| 32 | Sorgho | 2.3x | $275,800 | $121,579 | 2,960 |
| 33 | Auburn | 2.3x | $122,900 | $53,897 | 1,794 |
| 34 | Cloverport | 2.3x | $84,800 | $36,991 | 1,133 |
| 35 | Reidland | 2.3x | $228,000 | $99,423 | 5,277 |
| 36 | Sturgis | 2.3x | $84,500 | $36,780 | 1,864 |
| 37 | Silver Grove | 2.3x | $107,700 | $46,595 | 1,008 |
| 38 | Burlington | 2.3x | $254,300 | $109,308 | 18,008 |
| 39 | Benton | 2.3x | $157,000 | $66,827 | 4,748 |
| 40 | Cannonsburg | 2.4x | $179,900 | $76,450 | 1,129 |
| 41 | Ashland | 2.4x | $125,000 | $52,715 | 21,295 |
| 42 | Jackson | 2.4x | $77,500 | $32,683 | 2,015 |
| 43 | White Plains | 2.4x | $85,700 | $35,625 | 1,021 |
| 44 | Bellefonte | 2.4x | $282,600 | $117,250 | 1,419 |
| 45 | West Point | 2.4x | $91,000 | $37,449 | 1,025 |
| 46 | Irvington | 2.5x | $116,700 | $47,500 | 1,327 |
| 47 | Carrollton | 2.5x | $113,200 | $45,871 | 3,915 |
| 48 | Marion | 2.5x | $97,300 | $39,414 | 2,886 |
| 49 | Lewisport | 2.5x | $138,200 | $55,873 | 2,057 |
| 50 | Dayton | 2.5x | $163,500 | $65,992 | 5,743 |
| 51 | Owenton | 2.5x | $137,500 | $55,438 | 1,511 |
| 52 | Francisville | 2.5x | $398,000 | $159,371 | 10,565 |
| 53 | Jeffersonville | 2.5x | $140,900 | $56,250 | 1,651 |
| 54 | Coal Run Village | 2.5x | $132,400 | $52,750 | 1,724 |
| 55 | Albany | 2.5x | $111,100 | $44,007 | 1,896 |
| 56 | Greenville | 2.5x | $116,400 | $46,054 | 4,410 |
| 57 | Coldstream | 2.5x | $277,700 | $109,226 | 1,331 |
| 58 | Junction City | 2.5x | $117,100 | $45,938 | 2,643 |
| 59 | Elkton | 2.6x | $125,000 | $48,777 | 1,924 |
| 60 | Tompkinsville | 2.6x | $99,000 | $38,628 | 2,613 |
| 61 | Independence | 2.6x | $263,700 | $102,361 | 29,392 |
| 62 | Massac | 2.6x | $239,400 | $92,560 | 4,698 |
| 63 | Buckner | 2.6x | $425,400 | $164,219 | 4,119 |
| 64 | Hodgenville | 2.6x | $151,400 | $57,739 | 3,389 |
| 65 | Edgewood | 2.6x | $312,200 | $119,028 | 8,447 |
| 66 | Lewisburg | 2.6x | $102,400 | $38,988 | 1,043 |
| 67 | Clay City | 2.7x | $63,500 | $23,816 | 1,204 |
| 68 | Thruston | 2.7x | $187,700 | $69,922 | 2,581 |
| 69 | Heritage Creek | 2.7x | $270,500 | $100,294 | 1,283 |
| 70 | Hardinsburg | 2.7x | $150,800 | $55,795 | 2,327 |
| 71 | Taylor Mill | 2.7x | $241,000 | $88,546 | 6,937 |
| 72 | Hillview | 2.7x | $186,300 | $68,111 | 8,797 |
| 73 | Mayfield | 2.7x | $112,500 | $40,965 | 9,868 |
| 74 | Philpot | 2.7x | $240,900 | $87,692 | 1,036 |
| 75 | Harlan | 2.8x | $89,200 | $32,408 | 2,160 |
| 76 | Oakbrook | 2.8x | $260,700 | $94,652 | 10,211 |
| 77 | Erlanger | 2.8x | $209,000 | $75,840 | 19,875 |
| 78 | Masonville | 2.8x | $230,400 | $83,241 | 2,887 |
| 79 | Russell | 2.8x | $211,900 | $76,182 | 3,676 |
| 80 | Alexandria | 2.8x | $284,800 | $102,239 | 10,562 |
| 81 | Mount Washington | 2.8x | $268,200 | $96,239 | 18,480 |
| 82 | Lakeside Park | 2.8x | $360,400 | $128,650 | 2,828 |
| 83 | Elk Creek | 2.8x | $405,000 | $144,100 | 2,207 |
| 84 | Orchard Grass Hills | 2.8x | $301,500 | $107,000 | 1,912 |
| 85 | Central City | 2.8x | $143,600 | $50,885 | 5,707 |
| 86 | Plano | 2.8x | $226,300 | $80,188 | 1,290 |
| 87 | Park Hills | 2.8x | $282,100 | $99,861 | 3,165 |
| 88 | Ludlow | 2.8x | $184,800 | $65,284 | 4,378 |
| 89 | Elsmere | 2.8x | $171,900 | $60,503 | 9,205 |
| 90 | Lebanon Junction | 2.8x | $156,000 | $54,778 | 2,327 |
| 91 | Hazard | 2.9x | $145,400 | $51,016 | 5,008 |
| 92 | Pioneer Village | 2.9x | $240,500 | $84,167 | 2,723 |
| 93 | Stearns | 2.9x | $160,700 | $55,931 | 1,271 |
| 94 | Mount Vernon | 2.9x | $111,400 | $38,697 | 2,398 |
| 95 | Radcliff | 2.9x | $169,600 | $58,559 | 22,864 |
| 96 | Falmouth | 2.9x | $100,800 | $34,756 | 2,449 |
| 97 | Bellevue | 2.9x | $206,500 | $71,166 | 5,636 |
| 98 | Beechwood Village | 2.9x | $343,600 | $118,333 | 1,292 |
| 99 | Crestview Hills | 2.9x | $279,800 | $95,441 | 3,284 |
| 100 | Monticello | 2.9x | $132,400 | $44,952 | 5,753 |
| 101 | Jenkins | 2.9x | $80,200 | $27,200 | 1,406 |
| 102 | Owingsville | 3.0x | $118,300 | $40,053 | 1,621 |
| 103 | Campbellsburg | 3.0x | $162,200 | $54,875 | 1,016 |
| 104 | Florence | 3.0x | $210,700 | $71,003 | 32,803 |
| 105 | Simpsonville | 3.0x | $270,800 | $91,188 | 3,062 |
| 106 | Williamsburg | 3.0x | $113,300 | $38,147 | 5,270 |
| 107 | Hendron | 3.0x | $213,900 | $71,610 | 4,495 |
| 108 | Plantation | 3.0x | $246,000 | $82,167 | 1,013 |
| 109 | Union | 3.0x | $411,500 | $136,712 | 7,642 |
| 110 | Louisa | 3.0x | $120,500 | $40,000 | 2,580 |
| 111 | Oak Grove | 3.0x | $148,700 | $49,354 | 7,962 |
| 112 | Vanceburg | 3.0x | $90,600 | $30,054 | 1,482 |
| 113 | Lawrenceburg | 3.0x | $201,100 | $66,486 | 11,943 |
| 114 | Morgantown | 3.0x | $114,000 | $37,604 | 2,479 |
| 115 | Worthington Hills | 3.0x | $224,100 | $73,889 | 1,957 |
| 116 | Columbia | 3.0x | $143,600 | $47,299 | 4,808 |
| 117 | South Shore | 3.0x | $89,200 | $29,340 | 1,642 |
| 118 | Rineyville | 3.0x | $257,100 | $84,511 | 2,470 |
| 119 | St. Regis Park | 3.0x | $328,100 | $107,813 | 1,783 |
| 120 | Madisonville | 3.0x | $164,100 | $53,860 | 19,515 |
| 121 | Doe Valley | 3.1x | $333,300 | $109,135 | 1,776 |
| 122 | Warsaw | 3.1x | $185,900 | $60,769 | 2,072 |
| 123 | Hawesville | 3.1x | $153,100 | $50,000 | 1,188 |
| 124 | Covington | 3.1x | $187,300 | $61,166 | 41,110 |
| 125 | North Corbin | 3.1x | $157,700 | $51,447 | 2,190 |
| 126 | Pleasureville | 3.1x | $153,400 | $49,932 | 1,123 |
| 127 | Windy Hills | 3.1x | $402,000 | $130,714 | 2,081 |
| 128 | Jeffersontown | 3.1x | $250,700 | $81,506 | 29,199 |
| 129 | Shively | 3.1x | $154,700 | $50,221 | 15,638 |
| 130 | Shepherdsville | 3.1x | $222,100 | $71,476 | 14,533 |
| 131 | Beaver Dam | 3.1x | $167,900 | $53,944 | 3,524 |
| 132 | Verona | 3.1x | $451,600 | $144,507 | 1,394 |
| 133 | Crestwood | 3.1x | $338,200 | $108,046 | 6,356 |
| 134 | Fort Wright | 3.1x | $328,900 | $105,024 | 5,887 |
| 135 | Stanford | 3.1x | $155,000 | $49,337 | 3,643 |
| 136 | Cynthiana | 3.2x | $172,500 | $54,647 | 6,458 |
| 137 | Owensboro | 3.2x | $178,900 | $56,357 | 60,302 |
| 138 | Highland Heights | 3.2x | $169,700 | $53,275 | 6,444 |
| 139 | Harrodsburg | 3.2x | $154,200 | $48,381 | 9,313 |
| 140 | La Grange | 3.2x | $283,200 | $88,464 | 10,311 |
| 141 | Wilmore | 3.2x | $248,900 | $77,665 | 6,057 |
| 142 | Fort Thomas | 3.2x | $335,000 | $104,350 | 17,169 |
| 143 | Middlesborough | 3.2x | $99,900 | $31,106 | 9,123 |
| 144 | Vine Grove | 3.2x | $235,400 | $72,560 | 6,830 |
| 145 | Corbin | 3.3x | $166,000 | $51,065 | 8,246 |
| 146 | Irvine | 3.3x | $139,200 | $42,805 | 2,723 |
| 147 | Lebanon | 3.3x | $149,700 | $45,479 | 6,430 |
| 148 | Barbourmeade | 3.3x | $384,900 | $116,875 | 1,247 |
| 149 | Prospect | 3.3x | $538,400 | $163,462 | 4,542 |
| 150 | Bloomfield | 3.3x | $182,100 | $55,063 | 1,124 |
| 151 | Franklin | 3.3x | $195,400 | $59,052 | 10,360 |
| 152 | Nicholasville | 3.3x | $226,800 | $68,503 | 32,197 |
| 153 | Paducah | 3.3x | $165,300 | $49,915 | 26,845 |
| 154 | Georgetown | 3.3x | $265,400 | $80,088 | 39,117 |
| 155 | Campbellsville | 3.3x | $164,600 | $49,644 | 11,622 |
| 156 | Henderson | 3.3x | $160,100 | $48,186 | 27,852 |
| 157 | Paris | 3.3x | $186,300 | $55,839 | 10,160 |
| 158 | Livermore | 3.4x | $134,600 | $40,099 | 1,223 |
| 159 | Berea | 3.4x | $199,900 | $59,495 | 15,786 |
| 160 | Mount Sterling | 3.4x | $187,600 | $55,827 | 7,551 |
| 161 | Villa Hills | 3.4x | $362,500 | $107,859 | 7,480 |
| 162 | Walton | 3.4x | $262,200 | $77,917 | 5,730 |
| 163 | Cold Spring | 3.4x | $253,600 | $75,000 | 6,341 |
| 164 | Eddyville | 3.4x | $188,400 | $55,625 | 2,897 |
| 165 | Calvert City | 3.4x | $165,700 | $48,906 | 2,526 |
| 166 | Cadiz | 3.4x | $149,800 | $44,152 | 2,677 |
| 167 | Shelbyville | 3.4x | $257,100 | $75,610 | 17,668 |
| 168 | Burkesville | 3.4x | $117,300 | $34,444 | 1,454 |
| 169 | Claryville | 3.4x | $278,200 | $81,458 | 3,251 |
| 170 | Brooks | 3.4x | $227,600 | $66,056 | 2,069 |
| 171 | Springfield | 3.5x | $168,600 | $48,750 | 2,899 |
| 172 | Frankfort | 3.5x | $183,700 | $53,073 | 28,503 |
| 173 | Winchester | 3.5x | $188,300 | $54,378 | 19,213 |
| 174 | Pewee Valley | 3.5x | $545,500 | $156,979 | 1,483 |
| 175 | Graymoor-Devondale | 3.5x | $338,000 | $96,667 | 2,802 |
| 176 | Louisville/Jefferson County metro government | 3.5x | $233,900 | $66,849 | 631,818 |
| 177 | Hopkinsville | 3.5x | $172,100 | $49,139 | 30,906 |
| 178 | Southgate | 3.5x | $190,800 | $54,421 | 3,717 |
| 179 | Greensburg | 3.6x | $140,400 | $39,419 | 2,106 |
| 180 | New Castle | 3.6x | $154,000 | $43,203 | 1,052 |
| 181 | Newport | 3.6x | $217,600 | $60,853 | 13,967 |
| 182 | London | 3.6x | $170,200 | $47,591 | 7,561 |
| 183 | Leitchfield | 3.6x | $159,100 | $44,347 | 6,819 |
| 184 | Audubon Park | 3.6x | $362,700 | $100,972 | 1,707 |
| 185 | Crescent Springs | 3.6x | $302,100 | $83,066 | 4,486 |
| 186 | Indian Hills | 3.6x | $699,200 | $192,000 | 2,897 |
| 187 | Munfordville | 3.6x | $119,000 | $32,621 | 1,893 |
| 188 | Russellville | 3.7x | $168,700 | $45,484 | 7,316 |
| 189 | Guthrie | 3.7x | $134,200 | $35,952 | 1,559 |
| 190 | Flemingsburg | 3.7x | $132,800 | $35,493 | 2,965 |
| 191 | Salyersville | 3.8x | $77,400 | $20,580 | 1,708 |
| 192 | Taylorsville | 3.8x | $164,200 | $43,259 | 1,496 |
| 193 | West Buechel | 3.8x | $185,600 | $48,784 | 1,599 |
| 194 | Whitesburg | 3.8x | $111,700 | $29,189 | 1,761 |
| 195 | Dry Ridge | 3.9x | $216,800 | $55,995 | 2,441 |
| 196 | Maysville | 3.9x | $151,500 | $39,013 | 8,737 |
| 197 | Crittenden | 3.9x | $223,800 | $57,283 | 4,084 |
| 198 | Danville | 3.9x | $207,600 | $52,646 | 17,327 |
| 199 | Midway | 3.9x | $243,500 | $61,650 | 1,776 |
| 200 | Bardstown | 4.0x | $203,500 | $51,381 | 13,804 |
| 201 | Lancaster | 4.0x | $175,300 | $43,898 | 4,013 |
| 202 | Pineville | 4.0x | $98,700 | $24,547 | 2,064 |
| 203 | Glasgow | 4.0x | $173,900 | $43,074 | 15,197 |
| 204 | Elizabethtown | 4.0x | $245,900 | $60,760 | 32,576 |
| 205 | Middletown | 4.1x | $336,000 | $82,537 | 9,763 |
| 206 | St. Matthews | 4.1x | $338,000 | $82,412 | 17,577 |
| 207 | Paintsville | 4.1x | $116,100 | $28,257 | 4,203 |
| 208 | Fort Mitchell | 4.1x | $357,100 | $86,310 | 8,713 |
| 209 | Somerset | 4.1x | $144,000 | $34,704 | 12,216 |
| 210 | Lyndon | 4.2x | $276,800 | $65,679 | 11,030 |
| 211 | Lexington-Fayette | 4.2x | $293,500 | $69,479 | 323,725 |
| 212 | Richmond | 4.2x | $214,900 | $50,870 | 37,111 |
| 213 | Cave City | 4.2x | $116,700 | $27,589 | 2,730 |
| 214 | Brodhead | 4.3x | $150,200 | $35,333 | 1,423 |
| 215 | Liberty | 4.3x | $122,300 | $28,704 | 1,672 |
| 216 | West Liberty | 4.3x | $206,300 | $48,235 | 3,295 |
| 217 | Anchorage | 4.3x | $854,200 | $199,375 | 2,506 |
| 218 | Brandenburg | 4.3x | $214,700 | $49,844 | 2,937 |
| 219 | Russell Springs | 4.4x | $170,300 | $38,697 | 2,773 |
| 220 | Douglass Hills | 4.4x | $346,300 | $78,482 | 5,474 |
| 221 | Murray | 4.4x | $195,000 | $44,091 | 18,080 |
| 222 | Scottsville | 4.5x | $160,700 | $35,562 | 4,427 |
| 223 | Brownsville | 4.5x | $161,000 | $35,481 | 1,068 |
| 224 | Versailles | 4.6x | $286,100 | $62,368 | 10,492 |
| 225 | Northfield | 4.6x | $513,300 | $111,250 | 1,250 |
| 226 | Eminence | 4.6x | $192,600 | $41,734 | 2,724 |
| 227 | Hurstbourne | 4.7x | $542,600 | $116,094 | 4,702 |
| 228 | Hurstbourne Acres | 4.8x | $321,300 | $66,891 | 1,972 |
| 229 | Stanton | 4.8x | $123,000 | $25,417 | 3,218 |
| 230 | Bowling Green | 4.9x | $241,900 | $48,873 | 75,388 |
| 231 | Beattyville | 5.0x | $113,600 | $22,880 | 2,095 |
| 232 | Grayson | 5.0x | $136,900 | $27,542 | 3,778 |
| 233 | Morehead | 5.0x | $184,900 | $36,741 | 6,870 |
| 234 | Hebron Estates | 5.3x | $290,200 | $54,861 | 1,276 |
| 235 | Jamestown | 5.9x | $121,800 | $20,541 | 1,739 |
| 236 | Manchester | 6.0x | $140,500 | $23,529 | 1,541 |
| 237 | Prestonsburg | 6.3x | $161,300 | $25,746 | 3,765 |
| 238 | Pikeville | 6.6x | $263,800 | $39,955 | 7,490 |
| 239 | Barbourville | 8.3x | $182,400 | $22,046 | 3,146 |