Caldwell County, Kentucky Demographics 2026

Population Overview

Caldwell County is located in Kentucky with a total population of 12,631. It is the 87th most populous county out of 120 in Kentucky.

Age Demographics

The median age in Caldwell County is 42.3 years. This is 8% higher than the state median of 39.1 years.

Economy, Income & Housing

The median household income in Caldwell County is $57,618. This is 8% lower than the state median of $62,417. Compared to the national median of $78,538, household income here is 27% lower. The poverty rate stands at 13.9%. This is 14% lower than the state poverty rate of 16.1%. The unemployment rate is 2.8%. This is 42% lower than the state rate of 4.8%. The median home value is $113,500. Housing costs are 41% lower than the state median of $192,300. With a home-value-to-income ratio of just 2.0x, Caldwell County is one of the most affordable housing markets in the area. 71.8% of occupied housing units are owner-occupied. This homeownership rate is 5% higher than the state average of 68.3%.

Race & Ethnicity

Caldwell County has a predominantly White (non-Hispanic) population, comprising 90.1% of all residents. Black or African American residents account for 5.0%.

Education

18.1% of residents aged 25 and older hold a bachelor's degree or higher. This is 33% lower than the state rate of 27.0%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 89.8%.