Carroll County, Kentucky Demographics 2026

Population Overview

Carroll County is located in Kentucky with a total population of 10,878. It is the 97th most populous county out of 120 in Kentucky.

Age Demographics

The median age in Carroll County is 38.5 years. This is 2% lower than the state median of 39.1 years.

Economy, Income & Housing

The median household income in Carroll County is $57,753. This is 7% lower than the state median of $62,417. Compared to the national median of $78,538, household income here is 26% lower. The poverty rate stands at 18.9%. This is 17% higher than the state poverty rate of 16.1%. The unemployment rate is 6.9%. This is 44% higher than the state rate of 4.8%. The median home value is $129,800. Housing costs are 33% lower than the state median of $192,300. With a home-value-to-income ratio of just 2.2x, Carroll County is one of the most affordable housing markets in the area. 64.2% of occupied housing units are owner-occupied. This homeownership rate is 6% lower than the state average of 68.3%.

Race & Ethnicity

Carroll County has a predominantly White (non-Hispanic) population, comprising 86.8% of all residents. Hispanic or Latino residents account for 7.3%. The Black or African American population (2.3%) is well below the state average of 7.8%. The Hispanic or Latino population is significantly higher than the state average (7.3% vs 4.7%).

Education

8.9% of residents aged 25 and older hold a bachelor's degree or higher. This is among the lowest rates in the state, which may correlate with employment and income patterns. This is 67% lower than the state rate of 27.0%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 84.0%.