Covington city, Kentucky Demographics & Population 2026
As of 2026, Covington city, Kentucky has a total population of 40,902, the 5th largest city in Kentucky, with a median household income of $58,814, which is 6% lower than the state average. The poverty rate is 21.8%.
Key Takeaways
- Covington city is the 5th largest city in Kentucky with a population of 40,902.
Covington city Quick Facts
How Covington city Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
Moderate diversity with one or two groups making up the majority.
State average: 31 | National average: 60
Education
Educational Attainment (Adults 25+)
Covington city Rankings in Kentucky
Explore Kentucky Rankings
Cities Similar to Covington city
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Georgetown city | 38,206 | $78,373 | $244,200 | 32.5% | 12.2% |
| Richmond city | 35,498 | $48,223 | $205,900 | 34.4% | 21.6% |
| Elizabethtown city | 31,870 | $56,250 | $223,200 | 28.3% | 15.7% |
| Florence city | 32,334 | $68,508 | $196,200 | 26.3% | 9.7% |
| Nicholasville city | 31,625 | $67,514 | $210,700 | 27.0% | 12.4% |
Population Overview
Covington city is a mid-sized community located in Kentucky. The total population is 40,902. It ranks as the 5th most populous out of 552 cities and towns in Kentucky.
Age Demographics
The median age in Covington city is 37.6 years. This is 4% lower than the state median of 39.1 years.
Economy, Income & Housing
The median household income in Covington city is $58,814. This is 6% lower than the state median of $62,417. Compared to the national median of $78,538, household income here is 25% lower. The poverty rate stands at 21.8%. This is 35% higher than the state poverty rate of 16.1%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 4.6%. This is 6% lower than the state rate of 4.8%. The median home value is $167,900. Housing costs are 13% lower than the state median of $192,300. With a home-value-to-income ratio of just 2.9x, Covington city is one of the most affordable housing markets in the area. 51.5% of occupied housing units are owner-occupied. This homeownership rate is 25% lower than the state average of 68.3%.
Race & Ethnicity
The largest racial or ethnic group in Covington city is White (non-Hispanic), making up 74.8% of the population. Black or African American residents account for 9.4%. The Hispanic or Latino population is significantly higher than the state average (9.2% vs 4.7%).
Education
32.0% of residents aged 25 and older hold a bachelor's degree or higher. This is 18% higher than the state rate of 27.0%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 87.0%.
Data Sources & Methodology
All demographic data for Covington city, Kentucky is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Kentucky state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 552 Census-designated places in Kentucky. For official data, visit data.census.gov.
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Frequently Asked Questions
What is the population of Covington city, Kentucky?
Covington city, Kentucky has a population of 40,902 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Covington city, KY?
The median household income in Covington city is $58,814, which is 25% lower the national median of $78,538.
What is the poverty rate in Covington city, KY?
The poverty rate in Covington city is 21.8%. This means approximately 8,758 residents live below the federal poverty line.
What is the racial makeup of Covington city, Kentucky?
Covington city's population is 74.8% White, 9.4% Black, 9.2% Hispanic/Latino, and 0.9% Asian.
What is the median home value in Covington city, KY?
The median home value in Covington city is $167,900. The home-value-to-income ratio is 2.9x.
How educated is Covington city, Kentucky?
32.0% of adults (25+) in Covington city hold a bachelor's degree or higher, and 11.4% hold a graduate or professional degree.