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Georgetown city, Kentucky Demographics & Population 2026

As of 2026, Georgetown city, Kentucky has a total population of 38,206, the 6th largest city in Kentucky, with a median household income of $78,373, which is 26% higher than the state average. The poverty rate is 12.2%.

Georgetown city Quick Facts

Population 38,206
Median Household Income $78,373
Median Home Value $244,200
Poverty Rate 12.2%
Unemployment Rate 3.9%
Median Age 32.7 years
Homeownership Rate 62.9%
Affordability Ratio 3.1x
Bachelor's Degree or Higher 32.5%
High School Graduation Rate 94.3%
Diversity Index 31/100
Population 38,206 6th of 552
Median Income $78,373 top 30%
Poverty Rate 12.2% 2% lower national
Median Home Value $244,200 top 30%

How Georgetown city Compares

Economy & Housing

Employment

3.9% Unemployment Rate State: 4.8% | National: 5.2%
69.7% Labor Force Participation

Housing Overview

Owner 62.9%
Renter 37.1%
Affordability Index Affordable
3.1x home value to income ratio

People & Demographics

Diversity Index

31out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 31 | National average: 60

Education

Georgetown city Rankings in Kentucky

#6 Population of 552
#130 Median Income of 552
#143 Education of 552
#102 Home Value of 552

Cities Similar to Georgetown city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Covington city40,902$58,814$167,90032.0%21.8%
Florence city32,334$68,508$196,20026.3%9.7%
Nicholasville city31,625$67,514$210,70027.0%12.4%
Jeffersontown city28,988$78,185$236,80038.9%6.8%
Richmond city35,498$48,223$205,90034.4%21.6%

Population Overview

Georgetown city is a mid-sized community located in Kentucky. The total population is 38,206. It ranks as the 6th most populous out of 552 cities and towns in Kentucky.

Age Demographics

The median age in Georgetown city is 32.7 years. This is 16% lower than the state median of 39.1 years.

Economy, Income & Housing

The median household income in Georgetown city is $78,373. This is 26% higher than the state median of $62,417. Compared to the national median of $78,538, household income here is about average. The poverty rate stands at 12.2%. This is 25% lower than the state poverty rate of 16.1%. The unemployment rate is 3.9%. This is 19% lower than the state rate of 4.8%. The median home value is $244,200. Housing costs are 27% higher than the state median of $192,300. The home-value-to-income ratio is 3.1x. 62.9% of occupied housing units are owner-occupied. This homeownership rate is 8% lower than the state average of 68.3%.

Race & Ethnicity

The largest racial or ethnic group in Georgetown city is White (non-Hispanic), making up 82.2% of the population. Hispanic or Latino residents account for 6.6%.

Education

32.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 20% higher than the state rate of 27.0%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 94.3%.

Data Sources & Methodology

All demographic data for Georgetown city, Kentucky is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Kentucky state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 552 Census-designated places in Kentucky. For official data, visit data.census.gov.

Free data download: Get all Kentucky city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Georgetown city, Kentucky?

Georgetown city, Kentucky has a population of 38,206 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Georgetown city, KY?

The median household income in Georgetown city is $78,373, which is about average the national median of $78,538.

What is the poverty rate in Georgetown city, KY?

The poverty rate in Georgetown city is 12.2%. This means approximately 4,479 residents live below the federal poverty line.

What is the racial makeup of Georgetown city, Kentucky?

Georgetown city's population is 82.2% White, 5.8% Black, 6.6% Hispanic/Latino, and 0.9% Asian.

What is the median home value in Georgetown city, KY?

The median home value in Georgetown city is $244,200. The home-value-to-income ratio is 3.1x.

How educated is Georgetown city, Kentucky?

32.5% of adults (25+) in Georgetown city hold a bachelor's degree or higher, and 11.5% hold a graduate or professional degree.