Cumberland County, Kentucky Demographics 2026

Population Overview

Cumberland County is located in Kentucky with a total population of 5,948. It is the 116th most populous county out of 120 in Kentucky.

Age Demographics

The median age in Cumberland County is 45.1 years. This is 15% higher than the state median of 39.1 years.

Economy, Income & Housing

The median household income in Cumberland County is $39,662. This is 36% lower than the state median of $62,417. Compared to the national median of $78,538, household income here is 49% lower. The poverty rate stands at 33.9%. This is 110% higher than the state poverty rate of 16.1%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 3.0%. This is 38% lower than the state rate of 4.8%. The median home value is $128,600. Housing costs are 33% lower than the state median of $192,300. The home-value-to-income ratio is 3.2x. 72.3% of occupied housing units are owner-occupied. This homeownership rate is 6% higher than the state average of 68.3%.

Race & Ethnicity

Cumberland County has a predominantly White (non-Hispanic) population, comprising 92.8% of all residents. Hispanic or Latino residents account for 1.8%. The Black or African American population (1.7%) is well below the state average of 7.8%. The Hispanic or Latino population (1.8%) is well below the state average of 4.7%. The Asian population (0.6%) is well below the state average of 1.5%.

Education

17.4% of residents aged 25 and older hold a bachelor's degree or higher. This is 35% lower than the state rate of 27.0%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 82.0%.