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Frankfort, Kentucky Demographics & Population 2026

During the 2020–2024 ACS period, Frankfort, Kentucky had a total population of 28,503, the 14th largest city in Kentucky, with a median household income of $53,073, which is 17% lower than the state average. The poverty rate is 19.1%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Frankfort Quick Facts

Population 28,503
Median Household Income $53,073
Median Home Value $183,700
Poverty Rate 19.1%
Unemployment Rate 7.8%
Median Age 35.3 years
Homeownership Rate 48.8%
Affordability Ratio 3.5x
Bachelor's Degree or Higher 28.4%
High School Graduation Rate 90.8%
Diversity Index 45/100
Population 28,503 14th of 552
Median Income $53,073 average
Poverty Rate 19.1% 53% higher than national
Median Home Value $183,700 above average

How Frankfort Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population28,45228,503+0.2%
Median household income$54,438$53,073-2.5%
Median home value$171,600$183,700+7.1%

How Frankfort Compares

Economy & Housing

Household Income Distribution

Under $25K 21.8%
$25K-$50K 25.6%
$50K-$100K 27.4%
$100K+ 25.3%
Detailed income brackets
Under $10K
6.1%
$10K-$15K
5.5%
$15K-$20K
5.4%
$20K-$25K
4.8%
$25K-$30K
5.4%
$30K-$35K
3.8%
$35K-$40K
5.1%
$40K-$45K
6.2%
$45K-$50K
5.2%
$50K-$60K
7.3%
$60K-$75K
9.8%
$75K-$100K
10.3%
$100K-$125K
10.1%
$125K-$150K
7.4%
$150K-$200K
4.2%
$200K+
3.7%

Employment

7.8% Unemployment Rate State: 4.9%|National: 5.2%
63.7% Labor Force Participation

Housing Overview

Owner 48.8%
Renter 51.2%
Affordability Index Affordable
3.5x home value to income ratio
Median gross rent $944/mo 21.3% of median household income annually

People & Demographics

Diversity Index

45out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 33 | National average: 61

Education

Frankfort Rankings in Kentucky

#14 Population of 552
#275 Median Income of 496
#164 Education of 550
#192 Home Value of 495

Cities Similar to Frankfort

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Henderson27,852$48,186$160,10019.4%18.7%
Paducah26,845$49,915$165,30028.8%22.3%
Hopkinsville30,906$49,139$172,10023.3%19.3%
Elizabethtown32,576$60,760$245,90028.2%17.0%
Jeffersontown29,199$81,506$250,70039.8%6.5%

Population Overview

Frankfort is a mid-sized community located in Kentucky, within Franklin County. The total population is 28,503. It ranks as the 14th most populous out of 552 Census-designated places in Kentucky.

Age Demographics

The median age in Frankfort is 35.3 years. This is 10% lower than the state median of 39.1 years.

Economy, Income & Housing

The median household income in Frankfort is $53,073. This is 17% lower than the state median of $63,726. It is also 34% lower than the national median of $80,734. The poverty rate stands at 19.1%. This is 19% higher than the state poverty rate of 16.1%. The unemployment rate is 7.8%. This is 60% higher than the state rate of 4.9%. The median home value is $183,700. Housing costs are 11% lower than the state median of $205,600. The home-value-to-income ratio is 3.5x. 48.8% of occupied housing units are owner-occupied. This homeownership rate is 29% lower than the state average of 68.3%.

Race & Ethnicity

The largest racial or ethnic group in Frankfort is White (non-Hispanic), making up 72.0% of the population. Black or African American residents account for 14.2%. The Black or African American population is significantly higher than the state average (14.2% vs 7.5%).

Education

28.4% of residents aged 25 and older hold a bachelor's degree or higher. This is 3% higher than the state rate of 27.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 90.8%.

Data Sources & Methodology

All demographic data for Frankfort, Kentucky is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Kentucky state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 552 Census-designated places in Kentucky. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Frankfort, Kentucky?

Frankfort, Kentucky has a population of 28,503 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Frankfort, KY?

The median household income in Frankfort is $53,073, which is 34% lower than the national median of $80,734.

What is the poverty rate in Frankfort, KY?

The poverty rate in Frankfort is 19.1%. This means approximately 5,193 residents live below the federal poverty line.

What is the racial makeup of Frankfort, Kentucky?

Frankfort's population is 72.0% White, 14.2% Black, 6.4% Hispanic/Latino, and 2.3% Asian.

What is the median home value in Frankfort, KY?

The median home value in Frankfort is $183,700. The home-value-to-income ratio is 3.5x.

How educated is Frankfort, Kentucky?

28.4% of adults (25+) in Frankfort hold a bachelor's degree or higher, and 12.1% hold a graduate or professional degree.