Germantown, Kentucky Demographics & Population 2026

A note before these figures: with a population of 232, Germantown's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

Germantown is a small community located in Kentucky, within Mason County. The total population is 232. It ranks as the 455th most populous out of 552 Census-designated places in Kentucky.

Age Demographics

The median age in Germantown is 33.1 years. This is 15% lower than the state median of 39.1 years. With 33.2% of the population under 18, Germantown has a notably young demographic profile, suggesting a family-oriented community.

Economy, Income & Housing

The median household income in Germantown is $77,000. This is 21% higher than the state median of $63,726. It is also 5% lower than the national median of $80,734. The poverty rate stands at 2.2%. This is 87% lower than the state poverty rate of 16.1%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The survey records no unemployed residents in Germantown, which reflects the size of the sample rather than a labor market without joblessness. The median home value is $101,400. Housing costs are 51% lower than the state median of $205,600. With a home-value-to-income ratio of just 1.3x, Germantown is one of the most affordable housing markets in the area. 68.0% of occupied housing units are owner-occupied.

Race & Ethnicity

Every resident counted in Germantown was recorded as White (non-Hispanic). A figure of exactly 100.0% reflects a survey sample too small to capture the community's full composition rather than a precise measurement.

Education

24.6% of residents aged 25 and older hold a bachelor's degree or higher. This is 11% lower than the state rate of 27.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 95.8%.

Data Sources & Methodology

All demographic data for Germantown, Kentucky is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Kentucky state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 552 Census-designated places in Kentucky. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.