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Mercer County, Kentucky Demographics 2026

Mercer County, Kentucky has a population of 23,028, the 51st most populous county in Kentucky. The median household income is $64,824 and the median home value is $202,300. The poverty rate is 10.7%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Mercer County Quick Facts

Population 23,028
Median Household Income $64,824
Median Home Value $202,300
Poverty Rate 10.7%
Unemployment Rate 4.4%
Median Age 42.9 years
Homeownership Rate 75.9%
Affordability Ratio 3.1x
Bachelor's Degree+ 24.9%
High School Graduation 92.0%
Cities/Places 3
Population 23,028 51st of 120
Median Income $64,824 2% higher than state
Poverty Rate 10.7%
Unemployment 4.4%

How Mercer County Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population22,82423,028+0.9%
Median household income$63,115$64,824+2.7%
Median home value$189,700$202,300+6.6%

Economy & Housing

Household Income Distribution

Under $25K 15.5%
$25K-$50K 23.5%
$50K-$100K 33.6%
$100K+ 27.4%
Detailed income brackets
Under $10K
3.7%
$10K-$15K
4.2%
$15K-$20K
3.6%
$20K-$25K
4.1%
$25K-$30K
3.2%
$30K-$35K
3.3%
$35K-$40K
6.3%
$40K-$45K
7.2%
$45K-$50K
3.5%
$50K-$60K
5.9%
$60K-$75K
11.9%
$75K-$100K
15.8%
$100K-$125K
8.0%
$125K-$150K
7.6%
$150K-$200K
7.2%
$200K+
4.6%

Employment

4.4% Unemployment Rate State: 4.9%|National: 5.2%
59.0% Labor Force Participation

Housing Overview

Owner 75.9%
Renter 24.1%
Affordability Index Affordable
3.1x home value to income ratio
Median gross rent $831/mo 15.4% of median household income annually

People & Demographics

Diversity Index

19out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 33 | National average: 61

Education

Cities & Places in Mercer County

CityPopulationMedian IncomePovertyHome Value
Harrodsburg9,313$48,38114.5%$154,200
Burgin993$77,5858.6%$193,000
Salvisa236$61,25027.5%$136,600

Population Overview

Mercer County is located in Kentucky with a total population of 23,028. It is the 51st most populous county out of 120 in Kentucky. The county encompasses 3 Census-designated places.

Age Demographics

The median age in Mercer County is 42.9 years. This is 10% higher than the state median of 39.1 years.

Economy, Income & Housing

The median household income in Mercer County is $64,824. This is 2% higher than the state median of $63,726. It is also 20% lower than the national median of $80,734. The poverty rate stands at 10.7%. This is 34% lower than the state poverty rate of 16.1%. The unemployment rate is 4.4%. This is 10% lower than the state rate of 4.9%. The median home value is $202,300. Housing costs are 2% lower than the state median of $205,600. The home-value-to-income ratio is 3.1x. 75.9% of occupied housing units are owner-occupied. This homeownership rate is 11% higher than the state average of 68.3%.

Race & Ethnicity

Mercer County has a predominantly White (non-Hispanic) population, comprising 90.0% of all residents. Hispanic or Latino residents account for 3.4%. The Black or African American population (3.1%) is well below the state average of 7.5%. The Asian population (0.2%) is well below the state average of 1.6%.

Education

24.9% of residents aged 25 and older hold a bachelor's degree or higher. This is 10% lower than the state rate of 27.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 92.0%.

Data Sources & Methodology

All figures for Mercer County come from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates, with comparisons drawn against Kentucky and national averages from the same dataset. See our methodology page for how each metric is defined, or data.census.gov for official tables with margins of error.

Frequently Asked Questions

What is the population of Mercer County, Kentucky?

Mercer County has a population of 23,028, making it the 51st most populous county in Kentucky.

What is the median income in Mercer County?

The median household income in Mercer County is $64,824 with a poverty rate of 10.7%.

How many cities are in Mercer County, Kentucky?

Mercer County contains 3 Census-designated places.