Morgan County, Kentucky Demographics 2026

Population Overview

Morgan County is located in Kentucky with a total population of 13,938. It is the 79th most populous county out of 120 in Kentucky.

Age Demographics

The median age in Morgan County is 41.8 years. This is 7% higher than the state median of 39.1 years.

Economy, Income & Housing

The median household income in Morgan County is $47,493. This is 24% lower than the state median of $62,417. Compared to the national median of $78,538, household income here is 40% lower. The poverty rate stands at 18.2%. This is 13% higher than the state poverty rate of 16.1%. The unemployment rate is 3.9%. This is 18% lower than the state rate of 4.8%. The median home value is $106,000. Housing costs are 45% lower than the state median of $192,300. With a home-value-to-income ratio of just 2.2x, Morgan County is one of the most affordable housing markets in the area. 78.2% of occupied housing units are owner-occupied. This homeownership rate is 15% higher than the state average of 68.3%.

Race & Ethnicity

Morgan County has a predominantly White (non-Hispanic) population, comprising 89.9% of all residents. Black or African American residents account for 4.1%. The Asian population (0.7%) is well below the state average of 1.5%.

Education

17.6% of residents aged 25 and older hold a bachelor's degree or higher. This is 35% lower than the state rate of 27.0%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 81.1%.