River Bluff, Kentucky Demographics & Population 2026

A note before these figures: with a population of 445, River Bluff's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

River Bluff is a small community located in Kentucky, within Oldham County. The total population is 445. It ranks as the 365th most populous out of 552 Census-designated places in Kentucky.

Age Demographics

The median age in River Bluff is 39.1 years. This is about the same as the state median of 39.1 years. With 31.7% of the population under 18, River Bluff has a notably young demographic profile, suggesting a family-oriented community.

Economy, Income & Housing

The median household income in River Bluff is $148,750. This is 133% higher than the state median of $63,726. It is also 84% higher than the national median of $80,734. The poverty rate stands at 1.1%. This is 93% lower than the state poverty rate of 16.1%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 2.0%. This is 59% lower than the state rate of 4.9%. The median home value is $429,900. Housing costs are 109% higher than the state median of $205,600. With a home-value-to-income ratio of just 2.9x, River Bluff is one of the most affordable housing markets in the area. 99.3% of occupied housing units are owner-occupied. This homeownership rate is 45% higher than the state average of 68.3%.

Race & Ethnicity

River Bluff has a predominantly White (non-Hispanic) population, comprising 88.1% of all residents. Hispanic or Latino residents account for 6.1%. The Black or African American population (2.5%) is well below the state average of 7.5%.

Education

60.1% of residents aged 25 and older hold a bachelor's degree or higher. This places River Bluff in the top 10% of all cities in the state for educational attainment. This is 118% higher than the state rate of 27.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 98.6%. Notably, 15.9% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for River Bluff, Kentucky is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Kentucky state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 552 Census-designated places in Kentucky. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.