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Shelby County, Kentucky Demographics 2026

Shelby County, Kentucky has a population of 49,096, the 20th most populous county in Kentucky. The median household income is $82,604 and the median home value is $304,800. The poverty rate is 9.7%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Shelby County Quick Facts

Population 49,096
Median Household Income $82,604
Median Home Value $304,800
Poverty Rate 9.7%
Unemployment Rate 4.2%
Median Age 40.9 years
Homeownership Rate 73.9%
Affordability Ratio 3.7x
Bachelor's Degree+ 32.8%
High School Graduation 89.8%
Cities/Places 3
Population 49,096 20th of 120
Median Income $82,604 30% higher than state
Poverty Rate 9.7%
Unemployment 4.2%

How Shelby County Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population48,59949,096+1.0%
Median household income$82,671$82,604-0.1%
Median home value$277,500$304,800+9.8%

Economy & Housing

Household Income Distribution

Under $25K 14.1%
$25K-$50K 15.1%
$50K-$100K 29.9%
$100K+ 40.9%
Detailed income brackets
Under $10K
6.3%
$10K-$15K
2.2%
$15K-$20K
3.1%
$20K-$25K
2.5%
$25K-$30K
2.5%
$30K-$35K
2.8%
$35K-$40K
2.4%
$40K-$45K
4.9%
$45K-$50K
2.6%
$50K-$60K
5.8%
$60K-$75K
7.5%
$75K-$100K
16.6%
$100K-$125K
13.0%
$125K-$150K
9.1%
$150K-$200K
8.8%
$200K+
10.0%

Employment

4.2% Unemployment Rate State: 4.9%|National: 5.2%
62.7% Labor Force Participation

Housing Overview

Owner 73.9%
Renter 26.1%
Affordability Index Affordable
3.7x home value to income ratio
Median gross rent $1,033/mo 15.0% of median household income annually

People & Demographics

Diversity Index

38out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 33 | National average: 61

Education

Cities & Places in Shelby County

CityPopulationMedian IncomePovertyHome Value
Shelbyville17,668$75,61014.5%$257,100
Simpsonville3,062$91,1886.8%$270,800
Pleasureville1,123$49,93210.9%$153,400

Population Overview

Shelby County is located in Kentucky with a total population of 49,096. It is the 20th most populous county out of 120 in Kentucky. The county encompasses 3 Census-designated places.

Age Demographics

The median age in Shelby County is 40.9 years. This is 5% higher than the state median of 39.1 years.

Economy, Income & Housing

The median household income in Shelby County is $82,604. This is 30% higher than the state median of $63,726. It is also 2% higher than the national median of $80,734. The poverty rate stands at 9.7%. This is 40% lower than the state poverty rate of 16.1%. The unemployment rate is 4.2%. This is 14% lower than the state rate of 4.9%. The median home value is $304,800. Housing costs are 48% higher than the state median of $205,600. The home-value-to-income ratio is 3.7x. 73.9% of occupied housing units are owner-occupied. This homeownership rate is 8% higher than the state average of 68.3%.

Race & Ethnicity

The largest racial or ethnic group in Shelby County is White (non-Hispanic), making up 77.6% of the population. Hispanic or Latino residents account for 11.0%. The Black or African American population (3.7%) is well below the state average of 7.5%. The Hispanic or Latino population is significantly higher than the state average (11.0% vs 5.0%).

Education

32.8% of residents aged 25 and older hold a bachelor's degree or higher. This places Shelby County in the top 10% of all counties in the state for educational attainment. This is 19% higher than the state rate of 27.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 89.8%.

Data Sources & Methodology

All figures for Shelby County come from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates, with comparisons drawn against Kentucky and national averages from the same dataset. See our methodology page for how each metric is defined, or data.census.gov for official tables with margins of error.

Frequently Asked Questions

What is the population of Shelby County, Kentucky?

Shelby County has a population of 49,096, making it the 20th most populous county in Kentucky.

What is the median income in Shelby County?

The median household income in Shelby County is $82,604 with a poverty rate of 9.7%.

How many cities are in Shelby County, Kentucky?

Shelby County contains 3 Census-designated places.