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Charles County, Maryland Demographics 2026

Charles County, Maryland has a population of 170,527, the 10th most populous county in Maryland. The median household income is $122,816 and the median home value is $428,500. The poverty rate is 6.9%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Charles County Quick Facts

Population 170,527
Median Household Income $122,816
Median Home Value $428,500
Poverty Rate 6.9%
Unemployment Rate 4.9%
Median Age 38.9 years
Homeownership Rate 82.1%
Affordability Ratio 3.5x
Bachelor's Degree+ 33.5%
High School Graduation 94.5%
Cities/Places 13
Population 170,527 10th of 24
Median Income $122,816 18% higher than state
Poverty Rate 6.9%
Unemployment 4.9%

How Charles County Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population168,710170,527+1.1%
Median household income$120,592$122,816+1.8%
Median home value$402,300$428,500+6.5%

Economy & Housing

Household Income Distribution

Under $25K 9.2%
$25K-$50K 7.6%
$50K-$100K 22.1%
$100K+ 61.2%
Detailed income brackets
Under $10K
3.9%
$10K-$15K
2.2%
$15K-$20K
1.6%
$20K-$25K
1.6%
$25K-$30K
1.4%
$30K-$35K
1.4%
$35K-$40K
1.3%
$40K-$45K
1.7%
$45K-$50K
1.7%
$50K-$60K
4.3%
$60K-$75K
6.9%
$75K-$100K
10.9%
$100K-$125K
12.3%
$125K-$150K
10.6%
$150K-$200K
15.2%
$200K+
23.1%

Employment

4.9% Unemployment Rate State: 4.9%|National: 5.2%
69.6% Labor Force Participation

Housing Overview

Owner 82.1%
Renter 17.9%
Affordability Index Affordable
3.5x home value to income ratio
Median gross rent $1,920/mo 18.8% of median household income annually

People & Demographics

Diversity Index

65out of 100
High Diversity

A diverse community with significant representation from multiple racial and ethnic groups.

State average: 68 | National average: 61

Education

Cities & Places in Charles County

CityPopulationMedian IncomePovertyHome Value
Waldorf82,943$116,0897.7%$407,600
Bensville15,848$170,0725.4%$521,300
La Plata10,683$121,2086.6%$428,400
Bryans Road9,371$118,3612.8%$377,300
Indian Head4,055$89,0639.7%$303,700
Hughesville2,098$106,2501.7%$489,100
Potomac Heights1,351$71,7869.6%$115,800
Cobb Island916N/A2.3%$275,000
Pomfret747$118,9140.0%$406,900
Bryantown325$104,2710.0%$517,600
Rock Point244N/A26.6%N/A
Benedict148$41,11823.0%N/A
Port Tobacco Village4N/A0.0%N/A

Population Overview

Charles County is located in Maryland with a total population of 170,527. It is the 10th most populous county out of 24 in Maryland. The county encompasses 13 Census-designated places.

Age Demographics

The median age in Charles County is 38.9 years. This is 1% lower than the state median of 39.4 years.

Economy, Income & Housing

The median household income in Charles County is $122,816. This is 18% higher than the state median of $103,678. It is also 52% higher than the national median of $80,734. The poverty rate stands at 6.9%. This is 27% lower than the state poverty rate of 9.4%. The unemployment rate is 4.9%. The median home value is $428,500. Housing costs are 2% higher than the state median of $419,900. The home-value-to-income ratio is 3.5x. 82.1% of occupied housing units are owner-occupied. This homeownership rate is 21% higher than the state average of 67.6%.

Race & Ethnicity

The largest racial or ethnic group in Charles County is Black or African American, making up 48.4% of the population. White (non-Hispanic) residents account for 32.0%. The Black or African American population is significantly higher than the state average (48.4% vs 28.9%).

Education

33.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 23% lower than the state rate of 43.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 94.5%.

Data Sources & Methodology

All figures for Charles County come from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates, with comparisons drawn against Maryland and national averages from the same dataset. See our methodology page for how each metric is defined, or data.census.gov for official tables with margins of error.

Frequently Asked Questions

What is the population of Charles County, Maryland?

Charles County has a population of 170,527, making it the 10th most populous county in Maryland.

What is the median income in Charles County?

The median household income in Charles County is $122,816 with a poverty rate of 6.9%.

How many cities are in Charles County, Maryland?

Charles County contains 13 Census-designated places.