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Chestertown, Maryland Demographics & Population 2026

During the 2020–2024 ACS period, Chestertown, Maryland had a total population of 5,594, the 190th largest town in Maryland, with a median household income of $54,346, which is 48% lower than the state average. The poverty rate is 11.6%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Chestertown Quick Facts

Population 5,594
Median Household Income $54,346
Median Home Value $344,000
Poverty Rate 11.6%
Unemployment Rate 3.8%
Median Age 32.6 years
Homeownership Rate 51.7%
Affordability Ratio 6.3x
Bachelor's Degree or Higher 53.2%
High School Graduation Rate 91.4%
Diversity Index 47/100
Population 5,594 190th of 527
Median Income $54,346 bottom 10%
Poverty Rate 11.6% 7% lower than national
Median Home Value $344,000 average

How Chestertown Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population5,5485,594+0.8%
Median household income$47,047$54,346+15.5%
Median home value$333,900$344,000+3.0%

How Chestertown Compares

Economy & Housing

Household Income Distribution

Under $25K 15.7%
$25K-$50K 28.3%
$50K-$100K 23.6%
$100K+ 32.4%
Detailed income brackets
Under $10K
3.2%
$10K-$15K
4.3%
$15K-$20K
4.8%
$20K-$25K
3.4%
$25K-$30K
4.9%
$30K-$35K
4.5%
$35K-$40K
7.7%
$40K-$45K
9.9%
$45K-$50K
1.4%
$50K-$60K
8.3%
$60K-$75K
5.8%
$75K-$100K
9.4%
$100K-$125K
10.4%
$125K-$150K
5.9%
$150K-$200K
8.6%
$200K+
7.5%

Employment

3.8% Unemployment Rate State: 4.9%|National: 5.2%
52.6% Labor Force Participation

Housing Overview

Owner 51.7%
Renter 48.3%
Affordability Index Expensive
6.3x home value to income ratio
Median gross rent $1,206/mo 26.6% of median household income annually

People & Demographics

Diversity Index

47out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 68 | National average: 61

Education

Chestertown Rankings in Maryland

#190 Population of 527
#420 Median Income of 463
#111 Education of 527
#271 Home Value of 471

Other Cities in Kent County

CityPopulationMedian IncomePovertyHome Value
Rock Hall 1,215 $74,597 7.6% $262,000
Galena 728 $88,958 1.7% $281,000
Butlertown 511 $72,991 17.4% $209,500
Chesapeake Landing 509 $53,566 0.0% $231,300
Betterton 391 $86,250 10.1% $226,700
Tolchester 379 $121,042 0.0% $334,200
Fairlee 299 N/A 58.9% $270,600
Kennedyville 205 $36,510 9.8% $263,500
Worton 126 $90,982 0.0% $251,100
Still Pond 102 N/A 9.8% $146,000

Cities Similar to Chestertown

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Marlow Heights5,456$55,502$387,60022.8%31.5%
Fruitland5,801$64,004$227,20036.7%19.9%
Silver Hill5,193$60,625$323,20017.3%15.8%
Cresaptown5,121$68,370$142,6005.2%3.3%
Denton4,936$66,510$234,60011.6%12.8%

Population Overview

Chestertown is a small city located in Maryland, within Kent County. The total population is 5,594. It ranks as the 190th most populous out of 527 Census-designated places in Maryland.

Age Demographics

The median age in Chestertown is 32.6 years. This is 17% lower than the state median of 39.4 years. 15.8% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Chestertown is $54,346. This is 48% lower than the state median of $103,678. It is also 33% lower than the national median of $80,734. The poverty rate stands at 11.6%. This is 22% higher than the state poverty rate of 9.4%. The unemployment rate is 3.8%. This is 22% lower than the state rate of 4.9%. The median home value is $344,000. Housing costs are 18% lower than the state median of $419,900. The home-value-to-income ratio of 6.3x suggests that housing affordability is a significant concern for many residents. 51.7% of occupied housing units are owner-occupied. This homeownership rate is 23% lower than the state average of 67.6%.

Race & Ethnicity

The largest racial or ethnic group in Chestertown is White (non-Hispanic), making up 69.3% of the population. Black or African American residents account for 22.1%. The Hispanic or Latino population (3.4%) is well below the state average of 12.5%. The Asian population (2.6%) is well below the state average of 6.5%.

Education

53.2% of residents aged 25 and older hold a bachelor's degree or higher. This is 22% higher than the state rate of 43.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 91.4%. Notably, 24.5% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Chestertown, Maryland is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Maryland state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 527 Census-designated places in Maryland. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Chestertown, Maryland?

Chestertown, Maryland has a population of 5,594 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Chestertown, MD?

The median household income in Chestertown is $54,346, which is 33% lower than the national median of $80,734.

What is the poverty rate in Chestertown, MD?

The poverty rate in Chestertown is 11.6%. This means approximately 489 residents live below the federal poverty line.

What is the racial makeup of Chestertown, Maryland?

Chestertown's population is 69.3% White, 22.1% Black, 3.4% Hispanic/Latino, and 2.6% Asian.

What is the median home value in Chestertown, MD?

The median home value in Chestertown is $344,000. The home-value-to-income ratio is 6.3x.

How educated is Chestertown, Maryland?

53.2% of adults (25+) in Chestertown hold a bachelor's degree or higher, and 24.5% hold a graduate or professional degree.