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Carp Lake, Michigan Demographics & Population 2026

During the 2020–2024 ACS period, Carp Lake, Michigan had a total population of 380, the 584th largest community in Michigan, with a median household income of $27,474, which is 62% lower than the state average. The poverty rate is 48.2%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Carp Lake Quick Facts

Population 380
Median Household Income $27,474
Median Home Value $180,000
Poverty Rate 48.2%
Unemployment Rate 7.9%
Median Age 40.0 years
Homeownership Rate 62.9%
Affordability Ratio 6.6x
Bachelor's Degree or Higher 16.9%
High School Graduation Rate 93.8%
Diversity Index 16/100
Population 380 584th of 745
Median Income $27,474 bottom 10%
Poverty Rate 48.2% 287% higher than national
Median Home Value $180,000 average

How Carp Lake Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population407380-6.6%
Median household income$27,318$27,474+0.6%
Median home value$170,800$180,000+5.4%

How Carp Lake Compares

Economy & Housing

Household Income Distribution

Under $25K 16.1%
$25K-$50K 54.5%
$50K-$100K 8.4%
$100K+ 21.0%
Detailed income brackets
Under $10K
2.8%
$10K-$15K
2.8%
$15K-$20K
7.0%
$20K-$25K
3.5%
$25K-$30K
37.1%
$30K-$35K
1.4%
$35K-$40K
2.8%
$40K-$45K
2.8%
$45K-$50K
10.5%
$50K-$60K
0.7%
$60K-$75K
2.8%
$75K-$100K
4.9%
$100K-$125K
7.7%
$125K-$150K
7.0%
$150K-$200K
2.8%
$200K+
3.5%

Employment

7.9% Unemployment Rate State: 5.7%|National: 5.2%
44.6% Labor Force Participation

Housing Overview

Owner 62.9%
Renter 37.1%
Affordability Index Expensive
6.6x home value to income ratio
Median gross rent $570/mo 24.9% of median household income annually

People & Demographics

Diversity Index

16out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 45 | National average: 61

Education

Carp Lake Rankings in Michigan

#584 Population of 745
#729 Median Income of 732
#447 Education of 745
#301 Home Value of 730

Other Cities in Emmet County

CityPopulationMedian IncomePovertyHome Value
Petoskey 5,856 $74,196 9.0% $364,100
Harbor Springs 1,086 $75,417 7.3% $415,700
Alanson 834 $65,139 15.3% $134,100
Mackinaw City 778 $42,031 16.4% $224,300
Pellston 755 $66,875 17.5% $121,000
Bay Shore 697 $75,217 7.8% $153,600
Conway 237 $77,000 9.7% $425,000
Brutus 198 $109,375 0.0% $164,100
Bay View 164 $236,500 4.9% $375,500
Oden 150 N/A 10.7% N/A

Cities Similar to Carp Lake

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Dodgeville409N/A$217,30015.9%12.3%
Glen Arbor336N/A$700,00076.8%1.5%
Palo375$34,489$94,3000.0%20.3%
Powers360$35,417$99,4009.9%15.3%
White Pine369$39,861$59,50012.7%19.2%

A note before these figures: with a population of 380, Carp Lake's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

Carp Lake is a small community located in Michigan, within Emmet County. The total population is 380. It ranks as the 584th most populous out of 745 Census-designated places in Michigan.

Age Demographics

The median age in Carp Lake is 40.0 years. This is about the same as the state median of 40.2 years. With 32.1% of the population under 18, Carp Lake has a notably young demographic profile, suggesting a family-oriented community.

Economy, Income & Housing

The median household income in Carp Lake is $27,474. This is 62% lower than the state median of $72,875. It is also 66% lower than the national median of $80,734. The poverty rate stands at 48.2%. This is 265% higher than the state poverty rate of 13.2%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 7.9%. This is 38% higher than the state rate of 5.7%. The median home value is $180,000. Housing costs are 22% lower than the state median of $231,600. The home-value-to-income ratio of 6.6x suggests that housing affordability is a significant concern for many residents. 62.9% of occupied housing units are owner-occupied. This homeownership rate is 14% lower than the state average of 73.2%.

Race & Ethnicity

Carp Lake has a predominantly White (non-Hispanic) population, comprising 91.6% of all residents. Black or African American residents account for 0.8%. The Black or African American population (0.8%) is well below the state average of 13.1%.

Education

16.9% of residents aged 25 and older hold a bachelor's degree or higher. This is 48% lower than the state rate of 32.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 93.8%.

Data Sources & Methodology

All demographic data for Carp Lake, Michigan is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Michigan state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 745 Census-designated places in Michigan. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Carp Lake, Michigan?

Carp Lake, Michigan has a population of 380 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Carp Lake, MI?

The median household income in Carp Lake is $27,474, which is 66% lower than the national median of $80,734.

What is the poverty rate in Carp Lake, MI?

The poverty rate in Carp Lake is 48.2%. This means approximately 183 residents live below the federal poverty line.

What is the racial makeup of Carp Lake, Michigan?

Carp Lake's population is 91.6% White, 0.8% Black, 0.0% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Carp Lake, MI?

The median home value in Carp Lake is $180,000. The home-value-to-income ratio is 6.6x.

How educated is Carp Lake, Michigan?

16.9% of adults (25+) in Carp Lake hold a bachelor's degree or higher, and 7.8% hold a graduate or professional degree.