Harbor Springs, Michigan Demographics & Population 2026
During the 2020–2024 ACS period, Harbor Springs, Michigan had a total population of 1,086, the 427th largest city in Michigan, with a median household income of $75,417, which is 3% higher than the state average. The poverty rate is 7.3%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Harbor Springs Quick Facts
How Harbor Springs Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 1,015 | 1,086 | +7.0% |
| Median household income | $60,556 | $75,417 | +24.5% |
| Median home value | $368,100 | $415,700 | +12.9% |
How Harbor Springs Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 45 | National average: 61
Education
Educational Attainment (Adults 25+)
Harbor Springs Rankings in Michigan
Explore Michigan Rankings
Other Cities in Emmet County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Petoskey | 5,856 | $74,196 | 9.0% | $364,100 |
| Alanson | 834 | $65,139 | 15.3% | $134,100 |
| Mackinaw City | 778 | $42,031 | 16.4% | $224,300 |
| Pellston | 755 | $66,875 | 17.5% | $121,000 |
| Bay Shore | 697 | $75,217 | 7.8% | $153,600 |
| Carp Lake | 380 | $27,474 | 48.2% | $180,000 |
| Conway | 237 | $77,000 | 9.7% | $425,000 |
| Brutus | 198 | $109,375 | 0.0% | $164,100 |
| Bay View | 164 | $236,500 | 4.9% | $375,500 |
| Oden | 150 | N/A | 10.7% | N/A |
Cities Similar to Harbor Springs
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Coloma | 1,074 | $68,889 | $177,100 | 19.4% | 7.4% |
| Weidman | 1,156 | N/A | N/A | 17.7% | 52.3% |
| Athens | 1,134 | $70,192 | $157,000 | 9.2% | 6.6% |
| Stevensville | 1,095 | $64,125 | $191,200 | 31.6% | 7.5% |
| Kent City | 1,203 | $76,587 | $167,200 | 12.8% | 6.0% |
Population Overview
Harbor Springs is a small community located in Michigan, within Emmet County. The total population is 1,086. It ranks as the 427th most populous out of 745 Census-designated places in Michigan.
Age Demographics
The median age in Harbor Springs is 62.0 years. This is 54% higher than the state median of 40.2 years. Only 7.5% of residents are under 18, indicating fewer families with children. 19.5% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.
Economy, Income & Housing
The median household income in Harbor Springs is $75,417. This is 3% higher than the state median of $72,875. It is also 7% lower than the national median of $80,734. The poverty rate stands at 7.3%. This is 45% lower than the state poverty rate of 13.2%. The unemployment rate is 4.0%. This is 29% lower than the state rate of 5.7%. The median home value is $415,700. Housing costs are 79% higher than the state median of $231,600. The home-value-to-income ratio is 5.5x. 68.1% of occupied housing units are owner-occupied. This homeownership rate is 7% lower than the state average of 73.2%.
Race & Ethnicity
The largest racial or ethnic group in Harbor Springs is White (non-Hispanic), making up 77.8% of the population. Hispanic or Latino residents account for 5.7%.
Education
46.0% of residents aged 25 and older hold a bachelor's degree or higher. This is 42% higher than the state rate of 32.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 96.7%. Notably, 19.7% of adults hold a graduate or professional degree, indicating a highly educated workforce.
Data Sources & Methodology
All demographic data for Harbor Springs, Michigan is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Michigan state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 745 Census-designated places in Michigan. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
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Frequently Asked Questions
What is the population of Harbor Springs, Michigan?
Harbor Springs, Michigan has a population of 1,086 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Harbor Springs, MI?
The median household income in Harbor Springs is $75,417, which is 7% lower than the national median of $80,734.
What is the poverty rate in Harbor Springs, MI?
The poverty rate in Harbor Springs is 7.3%. This means approximately 72 residents live below the federal poverty line.
What is the racial makeup of Harbor Springs, Michigan?
Harbor Springs's population is 77.8% White, 0.0% Black, 5.7% Hispanic/Latino, and 3.7% Asian.
What is the median home value in Harbor Springs, MI?
The median home value in Harbor Springs is $415,700. The home-value-to-income ratio is 5.5x.
How educated is Harbor Springs, Michigan?
46.0% of adults (25+) in Harbor Springs hold a bachelor's degree or higher, and 19.7% hold a graduate or professional degree.