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Charlotte, Michigan Demographics & Population 2026

Very AffordableHome value to income ratio of 2.5x is exceptionally low

During the 2020–2024 ACS period, Charlotte, Michigan had a total population of 9,277, the 107th largest city in Michigan, with a median household income of $62,681, which is 14% lower than the state average. The poverty rate is 11.1%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Charlotte Quick Facts

Population 9,277
Median Household Income $62,681
Median Home Value $153,900
Poverty Rate 11.1%
Unemployment Rate 3.2%
Median Age 34.4 years
Homeownership Rate 67.0%
Affordability Ratio 2.5x
Bachelor's Degree or Higher 18.2%
High School Graduation Rate 91.1%
Diversity Index 21/100
Population 9,277 107th of 745
Median Income $62,681 average
Poverty Rate 11.1% 11% lower than national
Median Home Value $153,900 average

How Charlotte Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population9,2699,277+0.1%
Median household income$63,385$62,681-1.1%
Median home value$140,500$153,900+9.5%

How Charlotte Compares

Economy & Housing

Household Income Distribution

Under $25K 17.2%
$25K-$50K 22.9%
$50K-$100K 35.2%
$100K+ 24.7%
Detailed income brackets
Under $10K
7.1%
$10K-$15K
3.9%
$15K-$20K
2.5%
$20K-$25K
3.8%
$25K-$30K
5.8%
$30K-$35K
2.2%
$35K-$40K
2.4%
$40K-$45K
8.4%
$45K-$50K
4.2%
$50K-$60K
6.7%
$60K-$75K
10.9%
$75K-$100K
17.6%
$100K-$125K
10.1%
$125K-$150K
8.9%
$150K-$200K
3.2%
$200K+
2.5%

Employment

3.2% Unemployment Rate State: 5.7%|National: 5.2%
63.0% Labor Force Participation

Housing Overview

Owner 67.0%
Renter 33.0%
Affordability Index Very Affordable
2.5x home value to income ratio
Median gross rent $887/mo 17.0% of median household income annually

People & Demographics

Diversity Index

21out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 45 | National average: 61

Education

Charlotte Rankings in Michigan

#107 Population of 745
#352 Median Income of 732
#413 Education of 745
#409 Home Value of 730

Other Cities in Eaton County

CityPopulationMedian IncomePovertyHome Value
Waverly 23,575 $75,700 10.1% $234,600
Grand Ledge 7,804 $68,980 6.2% $194,000
Eaton Rapids 5,183 $63,875 13.5% $155,800
Potterville 3,087 $64,693 11.4% $154,500
Olivet 1,844 $54,722 14.5% $154,900
Bellevue 1,552 $63,750 16.1% $118,100
Dimondale 1,521 $111,042 3.2% $216,400
Vermontville 790 $53,750 21.4% $138,500
Sunfield 658 $69,821 16.0% $156,000
Mulliken 501 $81,429 8.1% $165,900

Cities Similar to Charlotte

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Greenville8,995$63,285$184,20019.7%11.5%
Tecumseh8,646$62,835$216,70025.6%5.6%
Westwood8,867$58,205$193,40051.0%14.1%
Alma9,396$53,307$115,90028.0%21.7%
Howell10,021$60,449$265,60031.2%7.7%

Population Overview

Charlotte is a small city located in Michigan, within Eaton County. The total population is 9,277. It ranks as the 107th most populous out of 745 Census-designated places in Michigan.

Age Demographics

The median age in Charlotte is 34.4 years. This is 14% lower than the state median of 40.2 years.

Economy, Income & Housing

The median household income in Charlotte is $62,681. This is 14% lower than the state median of $72,875. It is also 22% lower than the national median of $80,734. The poverty rate stands at 11.1%. This is 16% lower than the state poverty rate of 13.2%. The unemployment rate is 3.2%. This is 44% lower than the state rate of 5.7%. The median home value is $153,900. Housing costs are 34% lower than the state median of $231,600. With a home-value-to-income ratio of just 2.5x, Charlotte is one of the most affordable housing markets in the area. 67.0% of occupied housing units are owner-occupied. This homeownership rate is 8% lower than the state average of 73.2%.

Race & Ethnicity

Charlotte has a predominantly White (non-Hispanic) population, comprising 88.6% of all residents. Hispanic or Latino residents account for 4.4%. The Black or African American population (2.8%) is well below the state average of 13.1%. The Asian population (0.2%) is well below the state average of 3.4%.

Education

18.2% of residents aged 25 and older hold a bachelor's degree or higher. This is 44% lower than the state rate of 32.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 91.1%.

Data Sources & Methodology

All demographic data for Charlotte, Michigan is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Michigan state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 745 Census-designated places in Michigan. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

Free data download: Get all Michigan city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Charlotte, Michigan?

Charlotte, Michigan has a population of 9,277 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Charlotte, MI?

The median household income in Charlotte is $62,681, which is 22% lower than the national median of $80,734.

What is the poverty rate in Charlotte, MI?

The poverty rate in Charlotte is 11.1%. This means approximately 985 residents live below the federal poverty line.

What is the racial makeup of Charlotte, Michigan?

Charlotte's population is 88.6% White, 2.8% Black, 4.4% Hispanic/Latino, and 0.2% Asian.

What is the median home value in Charlotte, MI?

The median home value in Charlotte is $153,900. The home-value-to-income ratio is 2.5x.

How educated is Charlotte, Michigan?

18.2% of adults (25+) in Charlotte hold a bachelor's degree or higher, and 4.9% hold a graduate or professional degree.