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Ludington, Michigan Demographics & Population 2026

During the 2020–2024 ACS period, Ludington, Michigan had a total population of 7,676, the 134th largest city in Michigan, with a median household income of $46,411, which is 36% lower than the state average. The poverty rate is 22.5%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Ludington Quick Facts

Population 7,676
Median Household Income $46,411
Median Home Value $201,100
Poverty Rate 22.5%
Unemployment Rate 3.6%
Median Age 45.3 years
Homeownership Rate 59.6%
Affordability Ratio 4.3x
Bachelor's Degree or Higher 28.9%
High School Graduation Rate 93.2%
Diversity Index 23/100
Population 7,676 134th of 745
Median Income $46,411 bottom 20%
Poverty Rate 22.5% 80% higher than national
Median Home Value $201,100 above average

How Ludington Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population7,6647,676+0.2%
Median household income$44,471$46,411+4.4%
Median home value$192,800$201,100+4.3%

How Ludington Compares

Economy & Housing

Household Income Distribution

Under $25K 23.0%
$25K-$50K 28.7%
$50K-$100K 24.4%
$100K+ 23.9%
Detailed income brackets
Under $10K
7.2%
$10K-$15K
5.7%
$15K-$20K
4.8%
$20K-$25K
5.3%
$25K-$30K
5.6%
$30K-$35K
6.0%
$35K-$40K
6.3%
$40K-$45K
8.2%
$45K-$50K
2.6%
$50K-$60K
6.4%
$60K-$75K
4.2%
$75K-$100K
13.9%
$100K-$125K
7.6%
$125K-$150K
5.8%
$150K-$200K
6.5%
$200K+
4.0%

Employment

3.6% Unemployment Rate State: 5.7%|National: 5.2%
51.9% Labor Force Participation

Housing Overview

Owner 59.6%
Renter 40.4%
Affordability Index Moderate
4.3x home value to income ratio
Median gross rent $902/mo 23.3% of median household income annually

People & Demographics

Diversity Index

23out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 45 | National average: 61

Education

Ludington Rankings in Michigan

#134 Population of 745
#607 Median Income of 732
#233 Education of 745
#258 Home Value of 730

Other Cities in Mason County

CityPopulationMedian IncomePovertyHome Value
Scottville 1,474 $51,953 27.5% $134,300
Custer 275 $63,125 13.1% $131,300
Fountain 204 $58,750 46.8% $102,300
Free Soil 112 $58,750 8.0% $115,600

Cities Similar to Ludington

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Three Rivers7,943$49,503$134,90014.2%15.0%
Hillsdale8,002$51,038$130,90026.2%22.9%
St. Louis7,367$51,167$119,2006.3%13.4%
Albion7,560$39,885$99,90017.5%25.1%
Fair Plain7,330$52,817$169,40023.8%26.6%

Population Overview

Ludington is a small city located in Michigan, within Mason County. The total population is 7,676. It ranks as the 134th most populous out of 745 Census-designated places in Michigan.

Age Demographics

The median age in Ludington is 45.3 years. This is 13% higher than the state median of 40.2 years. 12.6% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Ludington is $46,411. This is 36% lower than the state median of $72,875. It is also 43% lower than the national median of $80,734. The poverty rate stands at 22.5%. This is 70% higher than the state poverty rate of 13.2%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 3.6%. This is 36% lower than the state rate of 5.7%. The median home value is $201,100. Housing costs are 13% lower than the state median of $231,600. The home-value-to-income ratio is 4.3x. 59.6% of occupied housing units are owner-occupied. This homeownership rate is 19% lower than the state average of 73.2%.

Race & Ethnicity

Ludington has a predominantly White (non-Hispanic) population, comprising 87.6% of all residents. Hispanic or Latino residents account for 5.0%. The Black or African American population (1.8%) is well below the state average of 13.1%. The Asian population (1.1%) is well below the state average of 3.4%.

Education

28.9% of residents aged 25 and older hold a bachelor's degree or higher. This is 11% lower than the state rate of 32.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 93.2%.

Data Sources & Methodology

All demographic data for Ludington, Michigan is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Michigan state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 745 Census-designated places in Michigan. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Ludington, Michigan?

Ludington, Michigan has a population of 7,676 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Ludington, MI?

The median household income in Ludington is $46,411, which is 43% lower than the national median of $80,734.

What is the poverty rate in Ludington, MI?

The poverty rate in Ludington is 22.5%. This means approximately 1,670 residents live below the federal poverty line.

What is the racial makeup of Ludington, Michigan?

Ludington's population is 87.6% White, 1.8% Black, 5.0% Hispanic/Latino, and 1.1% Asian.

What is the median home value in Ludington, MI?

The median home value in Ludington is $201,100. The home-value-to-income ratio is 4.3x.

How educated is Ludington, Michigan?

28.9% of adults (25+) in Ludington hold a bachelor's degree or higher, and 12.3% hold a graduate or professional degree.