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Pearl Beach, Michigan Demographics & Population 2026

During the 2020–2024 ACS period, Pearl Beach, Michigan had a total population of 4,506, the 191st largest community in Michigan, with a median household income of $83,208, which is 14% higher than the state average. The poverty rate is 10.0%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Pearl Beach Quick Facts

Population 4,506
Median Household Income $83,208
Median Home Value $301,700
Poverty Rate 10.0%
Unemployment Rate 3.9%
Median Age 53.7 years
Homeownership Rate 93.3%
Affordability Ratio 3.6x
Bachelor's Degree or Higher 20.4%
High School Graduation Rate 93.2%
Diversity Index 8/100
Population 4,506 191st of 745
Median Income $83,208 top 20%
Poverty Rate 10.0% 20% lower than national
Median Home Value $301,700 top 20%

How Pearl Beach Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population4,8464,506-7.0%
Median household income$84,079$83,208-1.0%
Median home value$303,000$301,700-0.4%

How Pearl Beach Compares

Economy & Housing

Household Income Distribution

Under $25K 12.9%
$25K-$50K 13.5%
$50K-$100K 35.6%
$100K+ 38.1%
Detailed income brackets
Under $10K
3.9%
$10K-$15K
2.7%
$15K-$20K
3.2%
$20K-$25K
3.1%
$25K-$30K
2.0%
$30K-$35K
1.7%
$35K-$40K
2.5%
$40K-$45K
2.1%
$45K-$50K
5.1%
$50K-$60K
7.4%
$60K-$75K
9.0%
$75K-$100K
19.2%
$100K-$125K
15.1%
$125K-$150K
4.2%
$150K-$200K
9.9%
$200K+
8.8%

Employment

3.9% Unemployment Rate State: 5.7%|National: 5.2%
56.4% Labor Force Participation

Housing Overview

Owner 93.3%
Renter 6.7%
Affordability Index Affordable
3.6x home value to income ratio
Median gross rent $1,054/mo 15.2% of median household income annually

People & Demographics

Diversity Index

8out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 45 | National average: 61

Education

Pearl Beach Rankings in Michigan

#191 Population of 745
#137 Median Income of 732
#370 Education of 745
#96 Home Value of 730

Other Cities in St. Clair County

CityPopulationMedian IncomePovertyHome Value
Port Huron 28,620 $50,366 22.6% $149,300
Marysville 9,925 $66,901 6.4% $208,600
St. Clair 5,585 $69,688 7.1% $223,200
Algonac 4,139 $56,820 14.5% $199,500
Marine City 4,028 $67,683 7.6% $159,800
Yale 2,129 $53,236 18.0% $127,100
Capac 1,970 $60,329 12.5% $161,700
Lakeport 742 $54,236 17.3% $206,400
Ruby 714 $69,077 2.7% $223,800
Emmett 207 $120,074 1.9% $145,800

Cities Similar to Pearl Beach

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Wolverine Lake4,487$92,247$288,00037.4%5.8%
Wayland4,457$74,464$207,40025.5%9.9%
Middleville4,380$73,625$226,70025.9%7.7%
Linden4,160$79,464$239,70027.2%4.4%
Negaunee4,656$70,568$170,10033.1%12.4%

Population Overview

Pearl Beach is a small community located in Michigan, within St. Clair County. The total population is 4,506. It ranks as the 191st most populous out of 745 Census-designated places in Michigan.

Age Demographics

The median age in Pearl Beach is 53.7 years. This is 34% higher than the state median of 40.2 years.

Economy, Income & Housing

The median household income in Pearl Beach is $83,208. This is 14% higher than the state median of $72,875. It is also 3% higher than the national median of $80,734. The poverty rate stands at 10.0%. This is 25% lower than the state poverty rate of 13.2%. The unemployment rate is 3.9%. This is 32% lower than the state rate of 5.7%. The median home value is $301,700. Housing costs are 30% higher than the state median of $231,600. The home-value-to-income ratio is 3.6x. 93.3% of occupied housing units are owner-occupied. This homeownership rate is 27% higher than the state average of 73.2%.

Race & Ethnicity

Pearl Beach has a predominantly White (non-Hispanic) population, comprising 96.0% of all residents. Asian residents account for 0.7%. The Hispanic or Latino population (0.5%) is well below the state average of 5.9%. The Asian population (0.7%) is well below the state average of 3.4%.

Education

20.4% of residents aged 25 and older hold a bachelor's degree or higher. This is 37% lower than the state rate of 32.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 93.2%.

Data Sources & Methodology

All demographic data for Pearl Beach, Michigan is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Michigan state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 745 Census-designated places in Michigan. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Pearl Beach, Michigan?

Pearl Beach, Michigan has a population of 4,506 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Pearl Beach, MI?

The median household income in Pearl Beach is $83,208, which is 3% higher than the national median of $80,734.

What is the poverty rate in Pearl Beach, MI?

The poverty rate in Pearl Beach is 10.0%. This means approximately 449 residents live below the federal poverty line.

What is the racial makeup of Pearl Beach, Michigan?

Pearl Beach's population is 96.0% White, 0.0% Black, 0.5% Hispanic/Latino, and 0.7% Asian.

What is the median home value in Pearl Beach, MI?

The median home value in Pearl Beach is $301,700. The home-value-to-income ratio is 3.6x.

How educated is Pearl Beach, Michigan?

20.4% of adults (25+) in Pearl Beach hold a bachelor's degree or higher, and 7.2% hold a graduate or professional degree.