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Ruby, Michigan Demographics & Population 2026

During the 2020–2024 ACS period, Ruby, Michigan had a total population of 714, the 495th largest community in Michigan, with a median household income of $69,077, which is 5% lower than the state average. The poverty rate is 2.7%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Ruby Quick Facts

Population 714
Median Household Income $69,077
Median Home Value $223,800
Poverty Rate 2.7%
Unemployment Rate 1.8%
Median Age 32.2 years
Homeownership Rate 74.9%
Affordability Ratio 3.2x
Bachelor's Degree or Higher 12.1%
High School Graduation Rate 88.9%
Diversity Index 25/100
Population 714 495th of 745
Median Income $69,077 above average
Poverty Rate 2.7% 79% lower than national
Median Home Value $223,800 top 30%

How Ruby Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population705714+1.3%
Median household income$66,910$69,077+3.2%
Median home value$211,200$223,800+6.0%

How Ruby Compares

Economy & Housing

Household Income Distribution

Under $25K 12.0%
$25K-$50K 11.6%
$50K-$100K 53.4%
$100K+ 22.9%
Detailed income brackets
Under $10K
2.5%
$10K-$15K
4.4%
$15K-$20K
2.2%
$20K-$25K
2.9%
$25K-$30K
0.0%
$30K-$35K
3.6%
$35K-$40K
0.0%
$40K-$45K
0.0%
$45K-$50K
8.0%
$50K-$60K
12.4%
$60K-$75K
25.4%
$75K-$100K
15.6%
$100K-$125K
15.6%
$125K-$150K
0.0%
$150K-$200K
2.2%
$200K+
5.1%

Employment

1.8% Unemployment Rate State: 5.7%|National: 5.2%
63.6% Labor Force Participation

Housing Overview

Owner 74.9%
Renter 25.1%
Affordability Index Affordable
3.2x home value to income ratio
Median gross rent $1,105/mo 19.2% of median household income annually

People & Demographics

Diversity Index

25out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 45 | National average: 61

Education

Ruby Rankings in Michigan

#495 Population of 745
#261 Median Income of 732
#576 Education of 745
#205 Home Value of 730

Other Cities in St. Clair County

CityPopulationMedian IncomePovertyHome Value
Port Huron 28,620 $50,366 22.6% $149,300
Marysville 9,925 $66,901 6.4% $208,600
St. Clair 5,585 $69,688 7.1% $223,200
Pearl Beach 4,506 $83,208 10.0% $301,700
Algonac 4,139 $56,820 14.5% $199,500
Marine City 4,028 $67,683 7.6% $159,800
Yale 2,129 $53,236 18.0% $127,100
Capac 1,970 $60,329 12.5% $161,700
Lakeport 742 $54,236 17.3% $206,400
Emmett 207 $120,074 1.9% $145,800

Cities Similar to Ruby

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Sanford716$68,000$175,60039.6%9.5%
Vernon697$69,625$133,40014.3%16.1%
New Lothrop733$72,344$205,70021.5%13.6%
Lake City705$74,583$170,30024.7%14.2%
Benzonia718$61,875$209,10030.9%14.1%

A note before these figures: with a population of 714, Ruby's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

Ruby is a small community located in Michigan, within St. Clair County. The total population is 714. It ranks as the 495th most populous out of 745 Census-designated places in Michigan.

Age Demographics

The median age in Ruby is 32.2 years. This is 20% lower than the state median of 40.2 years.

Economy, Income & Housing

The median household income in Ruby is $69,077. This is 5% lower than the state median of $72,875. It is also 14% lower than the national median of $80,734. The poverty rate stands at 2.7%. This is 80% lower than the state poverty rate of 13.2%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 1.8%. This is 69% lower than the state rate of 5.7%. The median home value is $223,800. Housing costs are 3% lower than the state median of $231,600. The home-value-to-income ratio is 3.2x. 74.9% of occupied housing units are owner-occupied. This homeownership rate is 2% higher than the state average of 73.2%.

Race & Ethnicity

Ruby has a predominantly White (non-Hispanic) population, comprising 85.6% of all residents.

Education

12.1% of residents aged 25 and older hold a bachelor's degree or higher. This is 63% lower than the state rate of 32.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 88.9%.

Data Sources & Methodology

All demographic data for Ruby, Michigan is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Michigan state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 745 Census-designated places in Michigan. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

Free data download: Get all Michigan city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Ruby, Michigan?

Ruby, Michigan has a population of 714 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Ruby, MI?

The median household income in Ruby is $69,077, which is 14% lower than the national median of $80,734.

What is the poverty rate in Ruby, MI?

The poverty rate in Ruby is 2.7%. This means approximately 19 residents live below the federal poverty line.

What is the racial makeup of Ruby, Michigan?

Ruby's population is 85.6% White, 0.0% Black, 0.0% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Ruby, MI?

The median home value in Ruby is $223,800. The home-value-to-income ratio is 3.2x.

How educated is Ruby, Michigan?

12.1% of adults (25+) in Ruby hold a bachelor's degree or higher, and 0.4% hold a graduate or professional degree.