Swartz Creek, Michigan Demographics & Population 2026
During the 2020–2024 ACS period, Swartz Creek, Michigan had a total population of 5,853, the 162nd largest city in Michigan, with a median household income of $71,571, which is 2% lower than the state average. The poverty rate is 10.9%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Key Takeaways
- Housing is very affordable with a home-value-to-income ratio of just 2.4x.
- Near full employment with an unemployment rate of just 0.6%.
Swartz Creek Quick Facts
How Swartz Creek Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 5,856 | 5,853 | -0.1% |
| Median household income | $73,862 | $71,571 | -3.1% |
| Median home value | $168,900 | $174,200 | +3.1% |
How Swartz Creek Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 45 | National average: 61
Education
Educational Attainment (Adults 25+)
Swartz Creek Rankings in Michigan
Explore Michigan Rankings
Other Cities in Genesee County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Flint | 80,175 | $37,646 | 34.1% | $53,500 |
| Burton | 29,500 | $60,052 | 16.1% | $141,600 |
| Beecher | 8,412 | $37,515 | 31.3% | $51,500 |
| Flushing | 8,284 | $80,025 | 7.0% | $204,500 |
| Grand Blanc | 7,987 | $68,052 | 9.0% | $235,500 |
| Lake Fenton | 6,417 | $116,352 | 7.2% | $396,800 |
| Davison | 5,076 | $48,814 | 16.1% | $181,200 |
| Linden | 4,160 | $79,464 | 4.4% | $239,700 |
| Mount Morris | 3,117 | $48,794 | 22.7% | $86,600 |
| Argentine | 2,190 | $125,313 | 4.9% | $328,700 |
Cities Similar to Swartz Creek
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Petoskey | 5,856 | $74,196 | $364,100 | 53.4% | 9.0% |
| Richmond | 5,855 | $64,719 | $237,700 | 25.1% | 13.5% |
| St. Clair | 5,585 | $69,688 | $223,200 | 27.4% | 7.1% |
| Dundee | 5,744 | $78,837 | $257,300 | 34.4% | 5.2% |
| Holly | 5,964 | $64,305 | $192,300 | 21.6% | 8.5% |
Population Overview
Swartz Creek is a small city located in Michigan, within Genesee County. The total population is 5,853. It ranks as the 162nd most populous out of 745 Census-designated places in Michigan.
Age Demographics
The median age in Swartz Creek is 46.2 years. This is 15% higher than the state median of 40.2 years. 13.1% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.
Economy, Income & Housing
The median household income in Swartz Creek is $71,571. This is 2% lower than the state median of $72,875. It is also 11% lower than the national median of $80,734. The poverty rate stands at 10.9%. This is 17% lower than the state poverty rate of 13.2%. The unemployment rate is 0.6%. This is 90% lower than the state rate of 5.7%. The median home value is $174,200. Housing costs are 25% lower than the state median of $231,600. With a home-value-to-income ratio of just 2.4x, Swartz Creek is one of the most affordable housing markets in the area. 69.9% of occupied housing units are owner-occupied. This homeownership rate is 5% lower than the state average of 73.2%.
Race & Ethnicity
Swartz Creek has a predominantly White (non-Hispanic) population, comprising 86.6% of all residents. Hispanic or Latino residents account for 4.0%. The Black or African American population (0.8%) is well below the state average of 13.1%. The Asian population (0.2%) is well below the state average of 3.4%.
Education
22.1% of residents aged 25 and older hold a bachelor's degree or higher. This is 32% lower than the state rate of 32.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 97.9%.
Data Sources & Methodology
All demographic data for Swartz Creek, Michigan is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Michigan state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 745 Census-designated places in Michigan. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
Free data download: Get all Michigan city and county demographics as CSV. Download Cities CSV | Download Counties CSV
Frequently Asked Questions
What is the population of Swartz Creek, Michigan?
Swartz Creek, Michigan has a population of 5,853 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Swartz Creek, MI?
The median household income in Swartz Creek is $71,571, which is 11% lower than the national median of $80,734.
What is the poverty rate in Swartz Creek, MI?
The poverty rate in Swartz Creek is 10.9%. This means approximately 634 residents live below the federal poverty line.
What is the racial makeup of Swartz Creek, Michigan?
Swartz Creek's population is 86.6% White, 0.8% Black, 4.0% Hispanic/Latino, and 0.2% Asian.
What is the median home value in Swartz Creek, MI?
The median home value in Swartz Creek is $174,200. The home-value-to-income ratio is 2.4x.
How educated is Swartz Creek, Michigan?
22.1% of adults (25+) in Swartz Creek hold a bachelor's degree or higher, and 4.8% hold a graduate or professional degree.