Center City, Minnesota Demographics & Population 2026

A note before these figures: with a population of 651, Center City's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

Center City is a small community located in Minnesota, within Chisago County. The total population is 651. It ranks as the 441st most populous out of 914 Census-designated places in Minnesota.

Age Demographics

The median age in Center City is 56.2 years. This is 45% higher than the state median of 38.8 years. Only 9.8% of residents are under 18, indicating fewer families with children. 12.4% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Center City is $96,875. This is 9% higher than the state median of $89,062. It is also 20% higher than the national median of $80,734. The poverty rate stands at 4.7%. This is 50% lower than the state poverty rate of 9.3%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 2.6%. This is 37% lower than the state rate of 4.1%. The median home value is $362,000. Housing costs are 10% higher than the state median of $329,300. The home-value-to-income ratio is 3.7x. 91.4% of occupied housing units are owner-occupied. This homeownership rate is 27% higher than the state average of 72.2%.

Race & Ethnicity

Center City has a predominantly White (non-Hispanic) population, comprising 90.8% of all residents. Hispanic or Latino residents account for 3.5%. The Black or African American population (1.8%) is well below the state average of 7.0%. The Asian population (1.1%) is well below the state average of 5.1%.

Education

24.7% of residents aged 25 and older hold a bachelor's degree or higher. This is 37% lower than the state rate of 39.4%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 96.8%.

Data Sources & Methodology

All demographic data for Center City, Minnesota is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Minnesota state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 914 Census-designated places in Minnesota. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.