St. Stephen, Minnesota Demographics & Population 2026
During the 2020–2024 ACS period, St. Stephen, Minnesota had a total population of 694, the 431st largest city in Minnesota, with a median household income of $105,313, which is 18% higher than the state average. The poverty rate is 2.0%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Key Takeaways
- An exceptionally low poverty rate of 2.0% — among the lowest in Minnesota.
- Housing is very affordable with a home-value-to-income ratio of just 2.5x.
St. Stephen Quick Facts
How St. Stephen Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 672 | 694 | +3.3% |
| Median household income | $94,875 | $105,313 | +11.0% |
| Median home value | $237,600 | $262,100 | +10.3% |
How St. Stephen Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 41 | National average: 61
Education
Educational Attainment (Adults 25+)
St. Stephen Rankings in Minnesota
Explore Minnesota Rankings
Other Cities in Stearns County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| St. Cloud | 70,629 | $61,374 | 20.2% | $225,000 |
| Sartell | 19,758 | $84,131 | 7.4% | $297,300 |
| Waite Park | 8,399 | $59,285 | 21.2% | $219,400 |
| St. Joseph | 7,021 | $74,946 | 19.1% | $237,700 |
| Sauk Centre | 4,621 | $62,628 | 19.5% | $225,700 |
| Cold Spring | 4,249 | $72,228 | 9.8% | $280,400 |
| Melrose | 3,671 | $59,677 | 8.5% | $207,200 |
| St. Augusta | 3,625 | $140,227 | 0.0% | $388,400 |
| Albany | 2,821 | $69,167 | 10.8% | $238,500 |
| Paynesville | 2,519 | $75,250 | 5.6% | $178,200 |
Cities Similar to St. Stephen
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| St. Clair | 710 | $106,136 | $218,000 | 31.2% | 4.9% |
| Prinsburg | 651 | $107,500 | $197,200 | 37.4% | 9.5% |
| Center City | 651 | $96,875 | $362,000 | 24.7% | 4.7% |
| Elysian | 676 | $89,632 | $285,400 | 30.7% | 5.8% |
| Adams | 745 | $93,594 | $170,700 | 41.9% | 6.1% |
A note before these figures: with a population of 694, St. Stephen's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.
Population Overview
St. Stephen is a small community located in Minnesota, within Stearns County. The total population is 694. It ranks as the 431st most populous out of 914 Census-designated places in Minnesota.
Age Demographics
The median age in St. Stephen is 40.0 years. This is 3% higher than the state median of 38.8 years.
Economy, Income & Housing
The median household income in St. Stephen is $105,313. This is 18% higher than the state median of $89,062. It is also 30% higher than the national median of $80,734. The poverty rate stands at 2.0%. This is 78% lower than the state poverty rate of 9.3%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 4.3%. This is 6% higher than the state rate of 4.1%. The median home value is $262,100. Housing costs are 20% lower than the state median of $329,300. With a home-value-to-income ratio of just 2.5x, St. Stephen is one of the most affordable housing markets in the area. 96.6% of occupied housing units are owner-occupied. This homeownership rate is 34% higher than the state average of 72.2%.
Race & Ethnicity
St. Stephen has a predominantly White (non-Hispanic) population, comprising 94.0% of all residents. Asian residents account for 0.9%. The Hispanic or Latino population (0.4%) is well below the state average of 6.4%. The Asian population (0.9%) is well below the state average of 5.1%.
Education
20.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 48% lower than the state rate of 39.4%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 97.7%.
Data Sources & Methodology
All demographic data for St. Stephen, Minnesota is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Minnesota state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 914 Census-designated places in Minnesota. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
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Frequently Asked Questions
What is the population of St. Stephen, Minnesota?
St. Stephen, Minnesota has a population of 694 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in St. Stephen, MN?
The median household income in St. Stephen is $105,313, which is 30% higher than the national median of $80,734.
What is the poverty rate in St. Stephen, MN?
The poverty rate in St. Stephen is 2.0%. This means approximately 14 residents live below the federal poverty line.
What is the racial makeup of St. Stephen, Minnesota?
St. Stephen's population is 94.0% White, 0.0% Black, 0.4% Hispanic/Latino, and 0.9% Asian.
What is the median home value in St. Stephen, MN?
The median home value in St. Stephen is $262,100. The home-value-to-income ratio is 2.5x.
How educated is St. Stephen, Minnesota?
20.5% of adults (25+) in St. Stephen hold a bachelor's degree or higher, and 4.4% hold a graduate or professional degree.