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Howard Lake, Minnesota Demographics & Population 2026

During the 2020–2024 ACS period, Howard Lake, Minnesota had a total population of 1,832, the 276th largest city in Minnesota, with a median household income of $92,188, which is 4% higher than the state average. The poverty rate is 10.3%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Howard Lake Quick Facts

Population 1,832
Median Household Income $92,188
Median Home Value $273,600
Poverty Rate 10.3%
Unemployment Rate 1.4%
Median Age 48.4 years
Homeownership Rate 72.0%
Affordability Ratio 3.0x
Bachelor's Degree or Higher 23.1%
High School Graduation Rate 94.3%
Diversity Index 17/100
Population 1,832 276th of 914
Median Income $92,188 top 30%
Poverty Rate 10.3% 17% lower than national
Median Home Value $273,600 top 30%

How Howard Lake Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population1,8641,832-1.7%
Median household income$99,464$92,188-7.3%
Median home value$239,100$273,600+14.4%

How Howard Lake Compares

Economy & Housing

Household Income Distribution

Under $25K 14.1%
$25K-$50K 12.3%
$50K-$100K 24.1%
$100K+ 49.6%
Detailed income brackets
Under $10K
9.0%
$10K-$15K
2.1%
$15K-$20K
0.7%
$20K-$25K
2.3%
$25K-$30K
1.4%
$30K-$35K
1.7%
$35K-$40K
0.0%
$40K-$45K
6.1%
$45K-$50K
3.1%
$50K-$60K
5.8%
$60K-$75K
3.4%
$75K-$100K
14.8%
$100K-$125K
12.2%
$125K-$150K
9.6%
$150K-$200K
22.0%
$200K+
5.9%

Employment

1.4% Unemployment Rate State: 4.1%|National: 5.2%
62.1% Labor Force Participation

Housing Overview

Owner 72.0%
Renter 28.0%
Affordability Index Affordable
3.0x home value to income ratio
Median gross rent $911/mo 11.9% of median household income annually

People & Demographics

Diversity Index

17out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 41 | National average: 61

Education

Howard Lake Rankings in Minnesota

#276 Population of 914
#202 Median Income of 887
#370 Education of 914
#223 Home Value of 870

Other Cities in Wright County

CityPopulationMedian IncomePovertyHome Value
Otsego 22,245 $119,927 3.5% $396,700
St. Michael 20,010 $131,274 3.2% $390,100
Buffalo 16,499 $88,820 8.9% $314,400
Monticello 14,858 $79,534 6.8% $323,700
Albertville 8,207 $132,734 1.1% $343,700
Delano 6,942 $109,946 4.0% $375,200
Montrose 3,888 $102,625 5.3% $275,700
Annandale 3,399 $65,583 8.9% $251,800
Cokato 2,782 $70,288 14.4% $223,300
Waverly 2,285 $112,222 10.6% $323,100

Cities Similar to Howard Lake

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Lester Prairie1,898$96,544$237,40013.0%3.0%
Kenyon1,824$82,500$216,80017.6%13.6%
Rock Creek1,748$94,856$318,20018.0%8.8%
Clearwater1,970$91,346$271,80025.3%6.5%
Maple Plain1,701$93,750$359,90037.5%3.7%

Population Overview

Howard Lake is a small community located in Minnesota, within Wright County. The total population is 1,832. It ranks as the 276th most populous out of 914 Census-designated places in Minnesota.

Age Demographics

The median age in Howard Lake is 48.4 years. This is 25% higher than the state median of 38.8 years. 11.3% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Howard Lake is $92,188. This is 4% higher than the state median of $89,062. It is also 14% higher than the national median of $80,734. The poverty rate stands at 10.3%. This is 11% higher than the state poverty rate of 9.3%. The unemployment rate is 1.4%. This is 66% lower than the state rate of 4.1%. The median home value is $273,600. Housing costs are 17% lower than the state median of $329,300. The home-value-to-income ratio is 3.0x. 72.0% of occupied housing units are owner-occupied.

Race & Ethnicity

Howard Lake has a predominantly White (non-Hispanic) population, comprising 90.6% of all residents. Hispanic or Latino residents account for 2.7%. The Black or African American population (0.1%) is well below the state average of 7.0%. The Hispanic or Latino population (2.7%) is well below the state average of 6.4%.

Education

23.1% of residents aged 25 and older hold a bachelor's degree or higher. This is 41% lower than the state rate of 39.4%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 94.3%.

Data Sources & Methodology

All demographic data for Howard Lake, Minnesota is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Minnesota state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 914 Census-designated places in Minnesota. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Howard Lake, Minnesota?

Howard Lake, Minnesota has a population of 1,832 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Howard Lake, MN?

The median household income in Howard Lake is $92,188, which is 14% higher than the national median of $80,734.

What is the poverty rate in Howard Lake, MN?

The poverty rate in Howard Lake is 10.3%. This means approximately 186 residents live below the federal poverty line.

What is the racial makeup of Howard Lake, Minnesota?

Howard Lake's population is 90.6% White, 0.1% Black, 2.7% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Howard Lake, MN?

The median home value in Howard Lake is $273,600. The home-value-to-income ratio is 3.0x.

How educated is Howard Lake, Minnesota?

23.1% of adults (25+) in Howard Lake hold a bachelor's degree or higher, and 4.4% hold a graduate or professional degree.