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Rock Creek, Minnesota Demographics & Population 2026

During the 2020–2024 ACS period, Rock Creek, Minnesota had a total population of 1,748, the 283rd largest city in Minnesota, with a median household income of $94,856, which is 7% higher than the state average. The poverty rate is 8.8%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Rock Creek Quick Facts

Population 1,748
Median Household Income $94,856
Median Home Value $318,200
Poverty Rate 8.8%
Unemployment Rate 2.7%
Median Age 36.3 years
Homeownership Rate 96.2%
Affordability Ratio 3.4x
Bachelor's Degree or Higher 18.0%
High School Graduation Rate 93.6%
Diversity Index 20/100
Population 1,748 283rd of 914
Median Income $94,856 top 20%
Poverty Rate 8.8% 29% lower than national
Median Home Value $318,200 top 20%

How Rock Creek Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population1,7111,748+2.2%
Median household income$99,500$94,856-4.7%
Median home value$294,800$318,200+7.9%

How Rock Creek Compares

Economy & Housing

Household Income Distribution

Under $25K 11.8%
$25K-$50K 7.6%
$50K-$100K 32.5%
$100K+ 48.1%
Detailed income brackets
Under $10K
4.5%
$10K-$15K
1.0%
$15K-$20K
3.3%
$20K-$25K
3.0%
$25K-$30K
0.0%
$30K-$35K
2.5%
$35K-$40K
1.3%
$40K-$45K
2.8%
$45K-$50K
1.0%
$50K-$60K
3.5%
$60K-$75K
9.3%
$75K-$100K
19.6%
$100K-$125K
14.0%
$125K-$150K
11.7%
$150K-$200K
14.8%
$200K+
7.6%

Employment

2.7% Unemployment Rate State: 4.1%|National: 5.2%
73.5% Labor Force Participation

Housing Overview

Owner 96.2%
Renter 3.8%
Affordability Index Affordable
3.4x home value to income ratio
Median gross rent $872/mo 11.0% of median household income annually

People & Demographics

Diversity Index

20out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 41 | National average: 61

Education

Rock Creek Rankings in Minnesota

#283 Population of 914
#177 Median Income of 887
#526 Education of 914
#164 Home Value of 870

Other Cities in Pine County

CityPopulationMedian IncomePovertyHome Value
Pine City 3,468 $52,056 12.4% $186,900
Sandstone 2,482 $51,875 25.2% $166,300
Hinckley 1,596 $50,714 19.7% $182,800
Sturgeon Lake 568 $79,722 4.4% $210,200
Willow River 342 $58,125 13.8% $206,300
Askov 304 $31,250 24.3% $152,700
Rutledge 275 $65,000 14.4% $102,700
Finlayson 267 $68,500 18.4% $219,400
Brook Park 143 N/A 16.8% $104,700
Kerrick 64 $65,000 42.2% N/A

Cities Similar to Rock Creek

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Maple Plain1,701$93,750$359,90037.5%3.7%
Howard Lake1,832$92,188$273,60023.1%10.3%
Long Lake1,728$109,063$422,60056.0%5.5%
Mapleton1,728$80,909$181,90026.4%13.4%
Lester Prairie1,898$96,544$237,40013.0%3.0%

Population Overview

Rock Creek is a small community located in Minnesota, within Pine County. The total population is 1,748. It ranks as the 283rd most populous out of 914 Census-designated places in Minnesota.

Age Demographics

The median age in Rock Creek is 36.3 years. This is 6% lower than the state median of 38.8 years. With 31.6% of the population under 18, Rock Creek has a notably young demographic profile, suggesting a family-oriented community.

Economy, Income & Housing

The median household income in Rock Creek is $94,856. This is 7% higher than the state median of $89,062. It is also 17% higher than the national median of $80,734. The poverty rate stands at 8.8%. This is 5% lower than the state poverty rate of 9.3%. The unemployment rate is 2.7%. This is 33% lower than the state rate of 4.1%. The median home value is $318,200. Housing costs are 3% lower than the state median of $329,300. The home-value-to-income ratio is 3.4x. 96.2% of occupied housing units are owner-occupied. This homeownership rate is 33% higher than the state average of 72.2%.

Race & Ethnicity

Rock Creek has a predominantly White (non-Hispanic) population, comprising 89.4% of all residents. Black or African American residents account for 1.2%. The Black or African American population (1.2%) is well below the state average of 7.0%. The Hispanic or Latino population (0.4%) is well below the state average of 6.4%. The Asian population (1.0%) is well below the state average of 5.1%.

Education

18.0% of residents aged 25 and older hold a bachelor's degree or higher. This is 54% lower than the state rate of 39.4%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 93.6%.

Data Sources & Methodology

All demographic data for Rock Creek, Minnesota is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Minnesota state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 914 Census-designated places in Minnesota. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Rock Creek, Minnesota?

Rock Creek, Minnesota has a population of 1,748 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Rock Creek, MN?

The median household income in Rock Creek is $94,856, which is 17% higher than the national median of $80,734.

What is the poverty rate in Rock Creek, MN?

The poverty rate in Rock Creek is 8.8%. This means approximately 154 residents live below the federal poverty line.

What is the racial makeup of Rock Creek, Minnesota?

Rock Creek's population is 89.4% White, 1.2% Black, 0.4% Hispanic/Latino, and 1.0% Asian.

What is the median home value in Rock Creek, MN?

The median home value in Rock Creek is $318,200. The home-value-to-income ratio is 3.4x.

How educated is Rock Creek, Minnesota?

18.0% of adults (25+) in Rock Creek hold a bachelor's degree or higher, and 5.4% hold a graduate or professional degree.