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St. Charles, Minnesota Demographics & Population 2026

During the 2020–2024 ACS period, St. Charles, Minnesota had a total population of 4,037, the 178th largest city in Minnesota, with a median household income of $96,200, which is 8% higher than the state average. The poverty rate is 3.2%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

St. Charles Quick Facts

Population 4,037
Median Household Income $96,200
Median Home Value $256,600
Poverty Rate 3.2%
Unemployment Rate 0.0%
Median Age 39.5 years
Homeownership Rate 80.8%
Affordability Ratio 2.7x
Bachelor's Degree or Higher 33.3%
High School Graduation Rate 92.8%
Diversity Index 25/100
Population 4,037 178th of 914
Median Income $96,200 top 20%
Poverty Rate 3.2% 75% lower than national
Median Home Value $256,600 top 30%

How St. Charles Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population4,0214,037+0.4%
Median household income$96,544$96,200-0.4%
Median home value$231,300$256,600+10.9%

How St. Charles Compares

Economy & Housing

Household Income Distribution

Under $25K 8.6%
$25K-$50K 19.0%
$50K-$100K 25.5%
$100K+ 46.8%
Detailed income brackets
Under $10K
3.5%
$10K-$15K
2.4%
$15K-$20K
1.7%
$20K-$25K
1.0%
$25K-$30K
1.8%
$30K-$35K
1.5%
$35K-$40K
6.0%
$40K-$45K
5.1%
$45K-$50K
4.8%
$50K-$60K
7.1%
$60K-$75K
5.9%
$75K-$100K
12.5%
$100K-$125K
9.1%
$125K-$150K
15.7%
$150K-$200K
8.8%
$200K+
13.3%

Employment

0.0% Unemployment Rate State: 4.1%|National: 5.2%
73.6% Labor Force Participation

Housing Overview

Owner 80.8%
Renter 19.2%
Affordability Index Very Affordable
2.7x home value to income ratio
Median gross rent $1,001/mo 12.5% of median household income annually

People & Demographics

Diversity Index

25out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 41 | National average: 61

Education

St. Charles Rankings in Minnesota

#178 Population of 914
#170 Median Income of 887
#182 Education of 914
#251 Home Value of 870

Other Cities in Winona County

CityPopulationMedian IncomePovertyHome Value
Winona 26,009 $56,337 23.1% $201,800
La Crescent 5,251 $85,368 5.7% $272,400
Goodview 4,103 $74,712 5.9% $254,200
Lewiston 1,613 $91,875 5.2% $213,600
Stockton 811 $86,042 6.2% $258,100
Rollingstone 620 $93,000 6.7% $239,400
Altura 388 $61,563 8.8% $206,000
Dakota 304 $95,357 2.6% $236,200
Dresbach 286 $90,250 9.4% $343,800
Utica 216 $73,125 8.3% $188,400

Cities Similar to St. Charles

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Scandia3,950$101,953$475,80040.9%1.9%
Rice Lake4,153$89,663$309,60033.9%7.2%
Montrose3,888$102,625$275,70035.4%5.3%
Stacy4,384$98,464$323,80018.4%5.2%
Cannon Falls4,227$84,097$263,30024.7%9.2%

Population Overview

St. Charles is a small community located in Minnesota, within Winona County. The total population is 4,037. It ranks as the 178th most populous out of 914 Census-designated places in Minnesota.

Age Demographics

The median age in St. Charles is 39.5 years. This is 2% higher than the state median of 38.8 years.

Economy, Income & Housing

The median household income in St. Charles is $96,200. This is 8% higher than the state median of $89,062. It is also 19% higher than the national median of $80,734. The poverty rate stands at 3.2%. This is 66% lower than the state poverty rate of 9.3%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The survey records no unemployed residents in St. Charles, which reflects the size of the sample rather than a labor market without joblessness. The median home value is $256,600. Housing costs are 22% lower than the state median of $329,300. With a home-value-to-income ratio of just 2.7x, St. Charles is one of the most affordable housing markets in the area. 80.8% of occupied housing units are owner-occupied. This homeownership rate is 12% higher than the state average of 72.2%.

Race & Ethnicity

St. Charles has a predominantly White (non-Hispanic) population, comprising 86.4% of all residents. Asian residents account for 8.7%. The Asian population is significantly higher than the state average (8.7% vs 5.1%).

Education

33.3% of residents aged 25 and older hold a bachelor's degree or higher. This is 15% lower than the state rate of 39.4%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 92.8%.

Data Sources & Methodology

All demographic data for St. Charles, Minnesota is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Minnesota state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 914 Census-designated places in Minnesota. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of St. Charles, Minnesota?

St. Charles, Minnesota has a population of 4,037 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in St. Charles, MN?

The median household income in St. Charles is $96,200, which is 19% higher than the national median of $80,734.

What is the poverty rate in St. Charles, MN?

The poverty rate in St. Charles is 3.2%. This means approximately 126 residents live below the federal poverty line.

What is the racial makeup of St. Charles, Minnesota?

St. Charles's population is 86.4% White, 0.0% Black, 4.1% Hispanic/Latino, and 8.7% Asian.

What is the median home value in St. Charles, MN?

The median home value in St. Charles is $256,600. The home-value-to-income ratio is 2.7x.

How educated is St. Charles, Minnesota?

33.3% of adults (25+) in St. Charles hold a bachelor's degree or higher, and 7.4% hold a graduate or professional degree.