Coldwater, Mississippi Demographics & Population 2026
During the 2020–2024 ACS period, Coldwater, Mississippi had a total population of 1,156, the 185th largest town in Mississippi, with a median household income of $44,054, which is 22% lower than the state average. The poverty rate is 33.7%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Key Takeaways
- More than 1 in 4 residents live below the poverty line (33.7%), well above the national average of 12.4%.
- Only 7.3% of adults have a bachelor's degree, well below the national average of 35.7%.
- Housing is very affordable with a home-value-to-income ratio of just 2.1x.
Coldwater Quick Facts
How Coldwater Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 1,293 | 1,156 | -10.6% |
| Median household income | $41,484 | $44,054 | +6.2% |
| Median home value | $85,400 | $91,300 | +6.9% |
How Coldwater Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 56 | National average: 61
Education
Educational Attainment (Adults 25+)
Coldwater Rankings in Mississippi
Explore Mississippi Rankings
Other Cities in Tate County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Senatobia | 8,380 | $54,167 | 26.4% | $212,100 |
| Arkabutla | 202 | $94,318 | 0.0% | N/A |
| Strayhorn | 176 | $121,625 | 0.0% | $155,100 |
| Independence | 133 | N/A | 48.1% | $115,100 |
Cities Similar to Coldwater
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Vaiden | 1,158 | N/A | N/A | 15.5% | 41.1% |
| Conehatta | 1,166 | N/A | $119,200 | 16.0% | 54.0% |
| Wade | 1,183 | N/A | $218,300 | 14.5% | 56.1% |
| Mount Olive | 1,110 | N/A | $66,300 | 5.4% | 19.5% |
| Courtland | 1,205 | $46,544 | $93,600 | 18.2% | 29.6% |
Population Overview
Coldwater is a small community located in Mississippi, within Tate County. The total population is 1,156. It ranks as the 185th most populous out of 420 Census-designated places in Mississippi.
Age Demographics
The median age in Coldwater is 41.0 years. This is 6% higher than the state median of 38.6 years.
Economy, Income & Housing
The median household income in Coldwater is $44,054. This is 22% lower than the state median of $56,447. It is also 45% lower than the national median of $80,734. The poverty rate stands at 33.7%. This is 78% higher than the state poverty rate of 18.9%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 5.3%. This is 8% lower than the state rate of 5.8%. The median home value is $91,300. Housing costs are 46% lower than the state median of $169,800. With a home-value-to-income ratio of just 2.1x, Coldwater is one of the most affordable housing markets in the area. 61.4% of occupied housing units are owner-occupied. This homeownership rate is 12% lower than the state average of 70.0%.
Race & Ethnicity
The largest racial or ethnic group in Coldwater is Black or African American, making up 77.6% of the population. White (non-Hispanic) residents account for 17.6%. The White (non-Hispanic) population (17.6%) is well below the state average of 55.2%. The Black or African American population is significantly higher than the state average (77.6% vs 36.3%). The Hispanic or Latino population (0.4%) is well below the state average of 3.7%.
Education
7.3% of residents aged 25 and older hold a bachelor's degree or higher. This is 71% lower than the state rate of 25.1%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 80.6%.
Data Sources & Methodology
All demographic data for Coldwater, Mississippi is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Mississippi state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 420 Census-designated places in Mississippi. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
Free data download: Get all Mississippi city and county demographics as CSV. Download Cities CSV | Download Counties CSV
Frequently Asked Questions
What is the population of Coldwater, Mississippi?
Coldwater, Mississippi has a population of 1,156 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Coldwater, MS?
The median household income in Coldwater is $44,054, which is 45% lower than the national median of $80,734.
What is the poverty rate in Coldwater, MS?
The poverty rate in Coldwater is 33.7%. This means approximately 388 residents live below the federal poverty line.
What is the racial makeup of Coldwater, Mississippi?
Coldwater's population is 17.6% White, 77.6% Black, 0.4% Hispanic/Latino, and 0.0% Asian.
What is the median home value in Coldwater, MS?
The median home value in Coldwater is $91,300. The home-value-to-income ratio is 2.1x.
How educated is Coldwater, Mississippi?
7.3% of adults (25+) in Coldwater hold a bachelor's degree or higher, and 4.3% hold a graduate or professional degree.