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Chain of Rocks, Missouri Demographics & Population 2026

During the 2020–2024 ACS period, Chain of Rocks, Missouri had a total population of 255, the 673rd largest village in Missouri, with a median household income of $150,547, which is 113% higher than the state average. The poverty rate is 3.1%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Chain of Rocks Quick Facts

Population 255
Median Household Income $150,547
Median Home Value $342,000
Poverty Rate 3.1%
Unemployment Rate 0.0%
Median Age 35.1 years
Homeownership Rate 98.4%
Affordability Ratio 2.3x
Bachelor's Degree or Higher 54.5%
High School Graduation Rate 89.5%
Diversity Index 3/100
Population 255 673rd of 1,062
Median Income $150,547 top 10%
Poverty Rate 3.1% 75% lower than national
Median Home Value $342,000 top 10%

How Chain of Rocks Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population279255-8.6%
Median household income$145,887$150,547+3.2%
Median home value$336,000$342,000+1.8%

How Chain of Rocks Compares

Economy & Housing

Household Income Distribution

Under $25K 1.6%
$25K-$50K 7.8%
$50K-$100K 9.4%
$100K+ 81.3%
Detailed income brackets
Under $10K
1.6%
$10K-$15K
0.0%
$15K-$20K
0.0%
$20K-$25K
0.0%
$25K-$30K
3.1%
$30K-$35K
0.0%
$35K-$40K
3.1%
$40K-$45K
0.0%
$45K-$50K
1.6%
$50K-$60K
1.6%
$60K-$75K
1.6%
$75K-$100K
6.3%
$100K-$125K
17.2%
$125K-$150K
3.1%
$150K-$200K
57.8%
$200K+
3.1%

Employment

0.0% Unemployment Rate State: 4.0%|National: 5.2%
73.9% Labor Force Participation

Housing Overview

Owner 98.4%
Renter 1.6%
Affordability Index Very Affordable
2.3x home value to income ratio

People & Demographics

Diversity Index

3out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 40 | National average: 61

Education

Chain of Rocks Rankings in Missouri

#673 Population of 1,062
#25 Median Income of 955
#50 Education of 1,062
#61 Home Value of 941

Other Cities in Lincoln County

CityPopulationMedian IncomePovertyHome Value
Troy 13,947 $79,012 13.6% $226,500
Moscow Mills 3,823 $73,468 10.2% $196,400
Elsberry 1,870 $49,760 24.8% $139,000
Winfield 1,745 $75,766 17.9% $208,100
Hawk Point 736 $51,667 33.8% $145,500
Silex 355 $56,667 27.0% $112,500
Old Monroe 236 $61,250 5.6% $155,900
Fountain N' Lakes 162 $2,499 72.8% $83,300
Foley 140 $66,250 33.6% $68,300
Whiteside 108 $104,375 4.6% $96,700

Cities Similar to Chain of Rocks

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Anniston241N/AN/A2.4%17.0%
Aurora Springs230N/A$146,40026.8%40.0%
Macks Creek290N/A$275,0008.5%25.9%
Fortuna256$115,560$422,4002.8%1.9%
Fillmore299N/A$83,1003.7%5.3%

A note before these figures: with a population of 255, Chain of Rocks's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

Chain of Rocks is a small community located in Missouri, within Lincoln County. The total population is 255. It ranks as the 673rd most populous out of 1,062 Census-designated places in Missouri.

Age Demographics

The median age in Chain of Rocks is 35.1 years. This is 10% lower than the state median of 39.0 years. With 38.8% of the population under 18, Chain of Rocks has a notably young demographic profile, suggesting a family-oriented community.

Economy, Income & Housing

The median household income in Chain of Rocks is $150,547. This is 113% higher than the state median of $70,702. It is also 86% higher than the national median of $80,734. The poverty rate stands at 3.1%. This is 75% lower than the state poverty rate of 12.6%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The survey records no unemployed residents in Chain of Rocks, which reflects the size of the sample rather than a labor market without joblessness. The median home value is $342,000. Housing costs are 49% higher than the state median of $230,300. With a home-value-to-income ratio of just 2.3x, Chain of Rocks is one of the most affordable housing markets in the area. 98.4% of occupied housing units are owner-occupied. This homeownership rate is 45% higher than the state average of 68.1%.

Race & Ethnicity

Chain of Rocks has a predominantly White (non-Hispanic) population, comprising 98.4% of all residents.

Education

54.5% of residents aged 25 and older hold a bachelor's degree or higher. This places Chain of Rocks in the top 10% of all cities in the state for educational attainment. This is 68% higher than the state rate of 32.4%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 89.5%.

Data Sources & Methodology

All demographic data for Chain of Rocks, Missouri is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Missouri state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,062 Census-designated places in Missouri. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Chain of Rocks, Missouri?

Chain of Rocks, Missouri has a population of 255 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Chain of Rocks, MO?

The median household income in Chain of Rocks is $150,547, which is 86% higher than the national median of $80,734.

What is the poverty rate in Chain of Rocks, MO?

The poverty rate in Chain of Rocks is 3.1%. This means approximately 8 residents live below the federal poverty line.

What is the racial makeup of Chain of Rocks, Missouri?

Chain of Rocks's population is 98.4% White, 0.0% Black, 0.0% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Chain of Rocks, MO?

The median home value in Chain of Rocks is $342,000. The home-value-to-income ratio is 2.3x.

How educated is Chain of Rocks, Missouri?

54.5% of adults (25+) in Chain of Rocks hold a bachelor's degree or higher, and 2.1% hold a graduate or professional degree.