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Clay County, Missouri Demographics 2026

Clay County, Missouri has a population of 258,122, the 6th most populous county in Missouri. The median household income is $88,468 and the median home value is $275,600. The poverty rate is 8.5%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Clay County Quick Facts

Population 258,122
Median Household Income $88,468
Median Home Value $275,600
Poverty Rate 8.5%
Unemployment Rate 3.8%
Median Age 37.9 years
Homeownership Rate 69.5%
Affordability Ratio 3.1x
Bachelor's Degree+ 36.5%
High School Graduation 94.3%
Cities/Places 23
Population 258,122 6th of 115
Median Income $88,468 25% higher than state
Poverty Rate 8.5%
Unemployment 3.8%

How Clay County Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population255,566258,122+1.0%
Median household income$86,150$88,468+2.7%
Median home value$256,400$275,600+7.5%

Economy & Housing

Household Income Distribution

Under $25K 10.3%
$25K-$50K 16.3%
$50K-$100K 30.6%
$100K+ 42.9%
Detailed income brackets
Under $10K
3.6%
$10K-$15K
2.1%
$15K-$20K
2.0%
$20K-$25K
2.5%
$25K-$30K
2.8%
$30K-$35K
3.5%
$35K-$40K
2.9%
$40K-$45K
3.7%
$45K-$50K
3.4%
$50K-$60K
6.6%
$60K-$75K
9.3%
$75K-$100K
14.7%
$100K-$125K
11.6%
$125K-$150K
8.7%
$150K-$200K
12.5%
$200K+
10.2%

Employment

3.8% Unemployment Rate State: 4.0%|National: 5.2%
69.0% Labor Force Participation

Housing Overview

Owner 69.5%
Renter 30.5%
Affordability Index Affordable
3.1x home value to income ratio
Median gross rent $1,243/mo 16.9% of median household income annually

People & Demographics

Diversity Index

39out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 40 | National average: 61

Education

Cities & Places in Clay County

CityPopulationMedian IncomePovertyHome Value
Liberty30,689$88,5427.0%$283,300
Gladstone27,207$79,27111.0%$231,500
Kearney10,885$103,6223.6%$298,400
Smithville10,705$101,1655.4%$290,600
Excelsior Springs10,484$72,60915.2%$186,800
North Kansas City4,983$49,6829.1%$197,500
Lawson2,905$65,94112.7%$186,000
Pleasant Valley2,736$75,6824.5%$202,000
Claycomo1,820$49,34319.8%$169,600
Glenaire587$92,8134.4%$225,400
Holt440$73,1259.8%$196,300
Oakview377$69,1416.6%$177,200
Avondale308$53,1259.4%$164,100
Excelsior Estates239$79,84410.9%$53,500
Missouri City215$37,0837.9%$92,900
Oakwood Park204$101,2506.4%$206,800
Birmingham189$62,00018.0%$134,900
Oaks156N/A1.3%$338,900
Oakwood142$125,0004.2%$419,000
Prathersville100$72,91710.0%$240,000
Paradise72N/A0.0%N/A
Mosby52$48,75017.3%N/A
Randolph31$50,0003.2%$112,500

Population Overview

Clay County is located in Missouri with a total population of 258,122. It is the 6th most populous county out of 115 in Missouri. The county encompasses 23 Census-designated places.

Age Demographics

The median age in Clay County is 37.9 years. This is 3% lower than the state median of 39.0 years.

Economy, Income & Housing

The median household income in Clay County is $88,468. This is 25% higher than the state median of $70,702. It is also 10% higher than the national median of $80,734. The poverty rate stands at 8.5%. This is 33% lower than the state poverty rate of 12.6%. The unemployment rate is 3.8%. This is 6% lower than the state rate of 4.0%. The median home value is $275,600. Housing costs are 20% higher than the state median of $230,300. The home-value-to-income ratio is 3.1x. 69.5% of occupied housing units are owner-occupied. This homeownership rate is 2% higher than the state average of 68.1%.

Race & Ethnicity

The largest racial or ethnic group in Clay County is White (non-Hispanic), making up 77.0% of the population. Hispanic or Latino residents account for 8.0%. The Hispanic or Latino population is significantly higher than the state average (8.0% vs 5.2%).

Education

36.5% of residents aged 25 and older hold a bachelor's degree or higher. This places Clay County in the top 10% of all counties in the state for educational attainment. This is 13% higher than the state rate of 32.4%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 94.3%.

Data Sources & Methodology

All figures for Clay County come from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates, with comparisons drawn against Missouri and national averages from the same dataset. See our methodology page for how each metric is defined, or data.census.gov for official tables with margins of error.

Frequently Asked Questions

What is the population of Clay County, Missouri?

Clay County has a population of 258,122, making it the 6th most populous county in Missouri.

What is the median income in Clay County?

The median household income in Clay County is $88,468 with a poverty rate of 8.5%.

How many cities are in Clay County, Missouri?

Clay County contains 23 Census-designated places.