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Cobalt, Missouri Demographics & Population 2026

During the 2020–2024 ACS period, Cobalt, Missouri had a total population of 364, the 599th largest village in Missouri, with a median household income of $34,750, which is 51% lower than the state average. The poverty rate is 38.1%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Cobalt Quick Facts

Population 364
Median Household Income $34,750
Median Home Value $84,200
Poverty Rate 38.1%
Unemployment Rate 1.9%
Median Age 30.0 years
Homeownership Rate 52.1%
Affordability Ratio 2.4x
Bachelor's Degree or Higher 3.3%
High School Graduation Rate 77.8%
Diversity Index 32/100
Population 364 599th of 1,062
Median Income $34,750 bottom 10%
Poverty Rate 38.1% 206% higher than national
Median Home Value $84,200 bottom 30%

How Cobalt Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population318364+14.5%
Median household income$28,542$34,750+21.8%
Median home value$76,700$84,200+9.8%

How Cobalt Compares

Economy & Housing

Household Income Distribution

Under $25K 39.7%
$25K-$50K 23.1%
$50K-$100K 22.3%
$100K+ 14.9%
Detailed income brackets
Under $10K
6.6%
$10K-$15K
4.1%
$15K-$20K
8.3%
$20K-$25K
20.7%
$25K-$30K
6.6%
$30K-$35K
4.1%
$35K-$40K
2.5%
$40K-$45K
6.6%
$45K-$50K
3.3%
$50K-$60K
1.7%
$60K-$75K
8.3%
$75K-$100K
12.4%
$100K-$125K
13.2%
$125K-$150K
0.0%
$150K-$200K
1.7%
$200K+
0.0%

Employment

1.9% Unemployment Rate State: 4.0%|National: 5.2%
63.0% Labor Force Participation

Housing Overview

Owner 52.1%
Renter 47.9%
Affordability Index Very Affordable
2.4x home value to income ratio
Median gross rent $834/mo 28.8% of median household income annually

People & Demographics

Diversity Index

32out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 40 | National average: 61

Education

Cobalt Rankings in Missouri

#599 Population of 1,062
#868 Median Income of 955
#941 Education of 1,062
#719 Home Value of 941

Other Cities in Madison County

CityPopulationMedian IncomePovertyHome Value
Fredericktown 4,507 $49,375 16.9% $136,100
Junction City 372 $35,682 15.2% N/A
Mine La Motte 370 $65,750 8.1% N/A
Marquand 187 $45,268 13.9% $93,000
Cherokee Pass 121 N/A 0.0% $215,600

Cities Similar to Cobalt

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Neelyville358$35,865$35,0003.2%53.2%
Junction City372$35,682N/A10.1%15.2%
Cross Timbers379N/A$176,8006.1%20.1%
Calhoun374$37,321$61,7006.3%22.2%
Bent Tree Harbor391N/A$102,8000.0%29.2%

A note before these figures: with a population of 364, Cobalt's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

Cobalt is a small community located in Missouri, within Madison County. The total population is 364. It ranks as the 599th most populous out of 1,062 Census-designated places in Missouri.

Age Demographics

The median age in Cobalt is 30.0 years. This is 23% lower than the state median of 39.0 years. With 33.0% of the population under 18, Cobalt has a notably young demographic profile, suggesting a family-oriented community.

Economy, Income & Housing

The median household income in Cobalt is $34,750. This is 51% lower than the state median of $70,702. It is also 57% lower than the national median of $80,734. The poverty rate stands at 38.1%. This is 203% higher than the state poverty rate of 12.6%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 1.9%. This is 52% lower than the state rate of 4.0%. The median home value is $84,200. Housing costs are 63% lower than the state median of $230,300. With a home-value-to-income ratio of just 2.4x, Cobalt is one of the most affordable housing markets in the area. 52.1% of occupied housing units are owner-occupied. This homeownership rate is 24% lower than the state average of 68.1%.

Race & Ethnicity

The largest racial or ethnic group in Cobalt is White (non-Hispanic), making up 81.0% of the population. Asian residents account for 0.3%. The Asian population (0.3%) is well below the state average of 2.1%.

Education

3.3% of residents aged 25 and older hold a bachelor's degree or higher. This is 90% lower than the state rate of 32.4%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 77.8%.

Data Sources & Methodology

All demographic data for Cobalt, Missouri is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Missouri state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,062 Census-designated places in Missouri. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Cobalt, Missouri?

Cobalt, Missouri has a population of 364 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Cobalt, MO?

The median household income in Cobalt is $34,750, which is 57% lower than the national median of $80,734.

What is the poverty rate in Cobalt, MO?

The poverty rate in Cobalt is 38.1%. This means approximately 134 residents live below the federal poverty line.

What is the racial makeup of Cobalt, Missouri?

Cobalt's population is 81.0% White, 0.0% Black, 0.0% Hispanic/Latino, and 0.3% Asian.

What is the median home value in Cobalt, MO?

The median home value in Cobalt is $84,200. The home-value-to-income ratio is 2.4x.

How educated is Cobalt, Missouri?

3.3% of adults (25+) in Cobalt hold a bachelor's degree or higher, and 0.0% hold a graduate or professional degree.