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Holts Summit, Missouri Demographics & Population 2026

Very AffordableHome value to income ratio of 2.3x is exceptionally low

During the 2020–2024 ACS period, Holts Summit, Missouri had a total population of 4,609, the 160th largest city in Missouri, with a median household income of $85,064, which is 20% higher than the state average. The poverty rate is 4.8%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Holts Summit Quick Facts

Population 4,609
Median Household Income $85,064
Median Home Value $191,900
Poverty Rate 4.8%
Unemployment Rate 1.2%
Median Age 33.3 years
Homeownership Rate 79.9%
Affordability Ratio 2.3x
Bachelor's Degree or Higher 26.7%
High School Graduation Rate 95.9%
Diversity Index 18/100
Population 4,609 160th of 1,062
Median Income $85,064 top 20%
Poverty Rate 4.8% 62% lower than national
Median Home Value $191,900 top 30%

How Holts Summit Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population4,5724,609+0.8%
Median household income$81,927$85,064+3.8%
Median home value$184,400$191,900+4.1%

How Holts Summit Compares

Economy & Housing

Household Income Distribution

Under $25K 5.6%
$25K-$50K 19.9%
$50K-$100K 33.4%
$100K+ 41.2%
Detailed income brackets
Under $10K
1.5%
$10K-$15K
0.2%
$15K-$20K
1.4%
$20K-$25K
2.5%
$25K-$30K
1.8%
$30K-$35K
1.4%
$35K-$40K
2.7%
$40K-$45K
8.8%
$45K-$50K
5.1%
$50K-$60K
4.7%
$60K-$75K
11.3%
$75K-$100K
17.3%
$100K-$125K
13.9%
$125K-$150K
6.0%
$150K-$200K
17.7%
$200K+
3.5%

Employment

1.2% Unemployment Rate State: 4.0%|National: 5.2%
66.3% Labor Force Participation

Housing Overview

Owner 79.9%
Renter 20.1%
Affordability Index Very Affordable
2.3x home value to income ratio
Median gross rent $1,122/mo 15.8% of median household income annually

People & Demographics

Diversity Index

18out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 40 | National average: 61

Education

Holts Summit Rankings in Missouri

#160 Population of 1,062
#155 Median Income of 955
#235 Education of 1,062
#244 Home Value of 941

Other Cities in Callaway County

CityPopulationMedian IncomePovertyHome Value
Fulton 12,617 $51,429 14.0% $155,900
Auxvasse 1,452 $56,307 29.8% $132,600
New Bloomfield 876 $76,146 7.2% $148,800
Tebbetts 386 $76,089 61.4% $213,700
Mokane 257 $90,143 17.1% $108,600
Kingdom City 114 $32,813 34.2% $86,400

Cities Similar to Holts Summit

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Higginsville4,781$81,033$166,10029.9%6.8%
Rock Hill4,693$95,372$278,70065.8%5.2%
Crystal City4,718$72,598$185,80014.5%11.4%
Ashland4,914$93,143$258,50045.3%4.1%
Dellwood4,847$72,540$83,70022.0%21.7%

Population Overview

Holts Summit is a small community located in Missouri, within Callaway County. The total population is 4,609. It ranks as the 160th most populous out of 1,062 Census-designated places in Missouri.

Age Demographics

The median age in Holts Summit is 33.3 years. This is 15% lower than the state median of 39.0 years.

Economy, Income & Housing

The median household income in Holts Summit is $85,064. This is 20% higher than the state median of $70,702. It is also 5% higher than the national median of $80,734. The poverty rate stands at 4.8%. This is 62% lower than the state poverty rate of 12.6%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 1.2%. This is 69% lower than the state rate of 4.0%. The median home value is $191,900. Housing costs are 17% lower than the state median of $230,300. With a home-value-to-income ratio of just 2.3x, Holts Summit is one of the most affordable housing markets in the area. 79.9% of occupied housing units are owner-occupied. This homeownership rate is 17% higher than the state average of 68.1%.

Race & Ethnicity

Holts Summit has a predominantly White (non-Hispanic) population, comprising 90.5% of all residents. Black or African American residents account for 2.5%. The Black or African American population (2.5%) is well below the state average of 10.9%. The Hispanic or Latino population (2.2%) is well below the state average of 5.2%. The Asian population (0.2%) is well below the state average of 2.1%.

Education

26.7% of residents aged 25 and older hold a bachelor's degree or higher. This is 18% lower than the state rate of 32.4%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 95.9%.

Data Sources & Methodology

All demographic data for Holts Summit, Missouri is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Missouri state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,062 Census-designated places in Missouri. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Holts Summit, Missouri?

Holts Summit, Missouri has a population of 4,609 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Holts Summit, MO?

The median household income in Holts Summit is $85,064, which is 5% higher than the national median of $80,734.

What is the poverty rate in Holts Summit, MO?

The poverty rate in Holts Summit is 4.8%. This means approximately 218 residents live below the federal poverty line.

What is the racial makeup of Holts Summit, Missouri?

Holts Summit's population is 90.5% White, 2.5% Black, 2.2% Hispanic/Latino, and 0.2% Asian.

What is the median home value in Holts Summit, MO?

The median home value in Holts Summit is $191,900. The home-value-to-income ratio is 2.3x.

How educated is Holts Summit, Missouri?

26.7% of adults (25+) in Holts Summit hold a bachelor's degree or higher, and 4.6% hold a graduate or professional degree.