Lake Ozark, Missouri Demographics & Population 2026
During the 2020–2024 ACS period, Lake Ozark, Missouri had a total population of 2,335, the 246th largest city in Missouri, with a median household income of $74,176, which is 5% higher than the state average. The poverty rate is 18.6%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Key Takeaways
- 39.3% of adults hold a bachelor's degree or higher — top 10% in Missouri.
Lake Ozark Quick Facts
How Lake Ozark Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 2,451 | 2,335 | -4.7% |
| Median household income | $80,476 | $74,176 | -7.8% |
| Median home value | $308,700 | $278,100 | -9.9% |
How Lake Ozark Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 40 | National average: 61
Education
Educational Attainment (Adults 25+)
Lake Ozark Rankings in Missouri
Explore Missouri Rankings
Other Cities in Camden County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Osage Beach | 4,905 | $55,994 | 12.8% | $355,200 |
| Camdenton | 4,023 | $54,375 | 15.3% | $175,500 |
| Village of Four Seasons | 2,252 | $89,635 | 10.9% | $365,400 |
| Laurie | 965 | $50,114 | 20.0% | $187,200 |
| Sunrise Beach | 413 | $55,625 | 9.0% | $207,100 |
| Macks Creek | 290 | N/A | 25.9% | $275,000 |
| Stoutland | 243 | $42,083 | 27.0% | $78,800 |
| Linn Creek | 188 | $64,375 | 35.1% | $228,600 |
| Montreal | 114 | N/A | 64.9% | N/A |
| Climax Springs | 7 | N/A | 14.3% | N/A |
Cities Similar to Lake Ozark
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Sparta | 2,331 | $63,182 | $181,500 | 12.1% | 11.9% |
| Marceline | 2,292 | $63,355 | $96,700 | 19.0% | 19.4% |
| Hermann | 2,290 | $61,979 | $191,300 | 30.0% | 13.5% |
| Plattsburg | 2,253 | $63,423 | $194,200 | 23.8% | 17.5% |
| Concordia | 2,332 | $59,068 | $166,500 | 28.1% | 15.5% |
Population Overview
Lake Ozark is a small community located in Missouri, within Camden County. The total population is 2,335. It ranks as the 246th most populous out of 1,062 Census-designated places in Missouri.
Age Demographics
The median age in Lake Ozark is 42.1 years. This is 8% higher than the state median of 39.0 years.
Economy, Income & Housing
The median household income in Lake Ozark is $74,176. This is 5% higher than the state median of $70,702. It is also 8% lower than the national median of $80,734. The poverty rate stands at 18.6%. This is 48% higher than the state poverty rate of 12.6%. The unemployment rate is 4.3%. This is 7% higher than the state rate of 4.0%. The median home value is $278,100. Housing costs are 21% higher than the state median of $230,300. The home-value-to-income ratio is 3.7x. 68.7% of occupied housing units are owner-occupied.
Race & Ethnicity
Lake Ozark has a predominantly White (non-Hispanic) population, comprising 91.8% of all residents. Black or African American residents account for 3.9%. The Black or African American population (3.9%) is well below the state average of 10.9%. The Hispanic or Latino population (1.9%) is well below the state average of 5.2%.
Education
39.3% of residents aged 25 and older hold a bachelor's degree or higher. This places Lake Ozark in the top 10% of all cities in the state for educational attainment. This is 21% higher than the state rate of 32.4%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 91.8%.
Data Sources & Methodology
All demographic data for Lake Ozark, Missouri is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Missouri state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,062 Census-designated places in Missouri. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
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Frequently Asked Questions
What is the population of Lake Ozark, Missouri?
Lake Ozark, Missouri has a population of 2,335 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Lake Ozark, MO?
The median household income in Lake Ozark is $74,176, which is 8% lower than the national median of $80,734.
What is the poverty rate in Lake Ozark, MO?
The poverty rate in Lake Ozark is 18.6%. This means approximately 426 residents live below the federal poverty line.
What is the racial makeup of Lake Ozark, Missouri?
Lake Ozark's population is 91.8% White, 3.9% Black, 1.9% Hispanic/Latino, and 0.0% Asian.
What is the median home value in Lake Ozark, MO?
The median home value in Lake Ozark is $278,100. The home-value-to-income ratio is 3.7x.
How educated is Lake Ozark, Missouri?
39.3% of adults (25+) in Lake Ozark hold a bachelor's degree or higher, and 9.4% hold a graduate or professional degree.