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Osage Beach, Missouri Demographics & Population 2026

Oldest CityAmong the oldest communities in Missouri with a median age of 59.4 years

During the 2020–2024 ACS period, Osage Beach, Missouri had a total population of 4,905, the 148th largest city in Missouri, with a median household income of $55,994, which is 21% lower than the state average. The poverty rate is 12.8%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Osage Beach Quick Facts

Population 4,905
Median Household Income $55,994
Median Home Value $355,200
Poverty Rate 12.8%
Unemployment Rate 2.6%
Median Age 59.4 years
Homeownership Rate 63.5%
Affordability Ratio 6.3x
Bachelor's Degree or Higher 25.6%
High School Graduation Rate 87.7%
Diversity Index 27/100
Population 4,905 148th of 1,062
Median Income $55,994 average
Poverty Rate 12.8% 2% higher than national
Median Home Value $355,200 top 10%

How Osage Beach Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population4,7154,905+4.0%
Median household income$52,067$55,994+7.5%
Median home value$286,800$355,200+23.8%

How Osage Beach Compares

Economy & Housing

Household Income Distribution

Under $25K 21.4%
$25K-$50K 23.3%
$50K-$100K 31.9%
$100K+ 23.4%
Detailed income brackets
Under $10K
5.7%
$10K-$15K
1.6%
$15K-$20K
4.5%
$20K-$25K
9.7%
$25K-$30K
4.7%
$30K-$35K
10.0%
$35K-$40K
1.7%
$40K-$45K
3.2%
$45K-$50K
3.7%
$50K-$60K
9.7%
$60K-$75K
12.0%
$75K-$100K
10.2%
$100K-$125K
6.9%
$125K-$150K
6.8%
$150K-$200K
3.7%
$200K+
6.1%

Employment

2.6% Unemployment Rate State: 4.0%|National: 5.2%
53.6% Labor Force Participation

Housing Overview

Owner 63.5%
Renter 36.5%
Affordability Index Expensive
6.3x home value to income ratio
Median gross rent $772/mo 16.5% of median household income annually

People & Demographics

Diversity Index

27out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 40 | National average: 61

Education

Osage Beach Rankings in Missouri

#148 Population of 1,062
#460 Median Income of 955
#247 Education of 1,062
#59 Home Value of 941

Other Cities in Camden County

CityPopulationMedian IncomePovertyHome Value
Camdenton 4,023 $54,375 15.3% $175,500
Lake Ozark 2,335 $74,176 18.6% $278,100
Village of Four Seasons 2,252 $89,635 10.9% $365,400
Laurie 965 $50,114 20.0% $187,200
Sunrise Beach 413 $55,625 9.0% $207,100
Macks Creek 290 N/A 25.9% $275,000
Stoutland 243 $42,083 27.0% $78,800
Linn Creek 188 $64,375 35.1% $228,600
Montreal 114 N/A 64.9% N/A
Climax Springs 7 N/A 14.3% N/A

Cities Similar to Osage Beach

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Desloge4,863$60,820$127,50013.5%15.8%
Lexington4,606$56,905$161,30019.1%17.0%
North Kansas City4,983$49,682$197,50035.0%9.1%
Hollister4,643$53,507$163,60017.1%10.2%
Savannah5,053$62,535$161,50027.0%4.3%

Population Overview

Osage Beach is a small community located in Missouri, within Camden County. The total population is 4,905. It ranks as the 148th most populous out of 1,062 Census-designated places in Missouri.

Age Demographics

The median age in Osage Beach is 59.4 years. This is 52% higher than the state median of 39.0 years. Only 13.1% of residents are under 18, indicating fewer families with children. 14.6% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Osage Beach is $55,994. This is 21% lower than the state median of $70,702. It is also 31% lower than the national median of $80,734. The poverty rate stands at 12.8%. This is 1% higher than the state poverty rate of 12.6%. The unemployment rate is 2.6%. This is 34% lower than the state rate of 4.0%. The median home value is $355,200. Housing costs are 54% higher than the state median of $230,300. The home-value-to-income ratio of 6.3x suggests that housing affordability is a significant concern for many residents. 63.5% of occupied housing units are owner-occupied. This homeownership rate is 7% lower than the state average of 68.1%.

Race & Ethnicity

The largest racial or ethnic group in Osage Beach is White (non-Hispanic), making up 84.9% of the population. Hispanic or Latino residents account for 7.9%. The Black or African American population (4.1%) is well below the state average of 10.9%. The Hispanic or Latino population is significantly higher than the state average (7.9% vs 5.2%). The Asian population (0.5%) is well below the state average of 2.1%.

Education

25.6% of residents aged 25 and older hold a bachelor's degree or higher. This is 21% lower than the state rate of 32.4%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 87.7%.

Data Sources & Methodology

All demographic data for Osage Beach, Missouri is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Missouri state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,062 Census-designated places in Missouri. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Osage Beach, Missouri?

Osage Beach, Missouri has a population of 4,905 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Osage Beach, MO?

The median household income in Osage Beach is $55,994, which is 31% lower than the national median of $80,734.

What is the poverty rate in Osage Beach, MO?

The poverty rate in Osage Beach is 12.8%. This means approximately 601 residents live below the federal poverty line.

What is the racial makeup of Osage Beach, Missouri?

Osage Beach's population is 84.9% White, 4.1% Black, 7.9% Hispanic/Latino, and 0.5% Asian.

What is the median home value in Osage Beach, MO?

The median home value in Osage Beach is $355,200. The home-value-to-income ratio is 6.3x.

How educated is Osage Beach, Missouri?

25.6% of adults (25+) in Osage Beach hold a bachelor's degree or higher, and 9.2% hold a graduate or professional degree.