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Lake St. Louis, Missouri Demographics & Population 2026

During the 2020–2024 ACS period, Lake St. Louis, Missouri had a total population of 18,066, the 47th largest city in Missouri, with a median household income of $125,693, which is 78% higher than the state average. The poverty rate is 4.3%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Lake St. Louis Quick Facts

Population 18,066
Median Household Income $125,693
Median Home Value $405,900
Poverty Rate 4.3%
Unemployment Rate 4.7%
Median Age 42.7 years
Homeownership Rate 75.6%
Affordability Ratio 3.2x
Bachelor's Degree or Higher 51.7%
High School Graduation Rate 97.0%
Diversity Index 28/100
Population 18,066 47th of 1,062
Median Income $125,693 top 10%
Poverty Rate 4.3% 65% lower than national
Median Home Value $405,900 top 10%

How Lake St. Louis Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population17,53818,066+3.0%
Median household income$123,427$125,693+1.8%
Median home value$375,300$405,900+8.2%

How Lake St. Louis Compares

Economy & Housing

Household Income Distribution

Under $25K 6.5%
$25K-$50K 10.4%
$50K-$100K 23.2%
$100K+ 59.9%
Detailed income brackets
Under $10K
4.1%
$10K-$15K
0.4%
$15K-$20K
0.8%
$20K-$25K
1.3%
$25K-$30K
0.6%
$30K-$35K
0.7%
$35K-$40K
1.8%
$40K-$45K
3.2%
$45K-$50K
4.0%
$50K-$60K
8.4%
$60K-$75K
8.1%
$75K-$100K
6.7%
$100K-$125K
9.4%
$125K-$150K
9.8%
$150K-$200K
13.1%
$200K+
27.6%

Employment

4.7% Unemployment Rate State: 4.0%|National: 5.2%
66.4% Labor Force Participation

Housing Overview

Owner 75.6%
Renter 24.4%
Affordability Index Affordable
3.2x home value to income ratio
Median gross rent $1,588/mo 15.2% of median household income annually

People & Demographics

Diversity Index

28out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 40 | National average: 61

Education

Lake St. Louis Rankings in Missouri

#47 Population of 1,062
#37 Median Income of 955
#59 Education of 1,062
#47 Home Value of 941

Other Cities in St. Charles County

CityPopulationMedian IncomePovertyHome Value
O'Fallon 93,801 $110,443 5.4% $326,200
St. Charles 71,508 $85,937 7.3% $298,700
St. Peters 59,092 $91,637 5.7% $269,900
Wentzville 47,061 $112,394 5.4% $331,300
Dardenne Prairie 13,503 $152,500 1.3% $432,000
Cottleville 5,937 $131,310 2.0% $435,400
Weldon Spring 5,310 $158,548 0.7% $544,300
St. Paul 3,456 $159,022 0.5% $443,600
Foristell 1,096 $116,581 1.7% $431,700
Josephville 664 $107,708 18.1% $494,600

Cities Similar to Lake St. Louis

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Creve Coeur18,643$127,188$614,00070.1%6.1%
Clayton17,380$123,000$830,00084.9%8.0%
Manchester18,160$97,801$323,10062.4%6.4%
Concord18,368$89,038$303,60042.0%3.9%
Old Jamestown20,651$99,521$236,10039.6%7.4%

Population Overview

Lake St. Louis is a small city located in Missouri, within St. Charles County. The total population is 18,066. It ranks as the 47th most populous out of 1,062 Census-designated places in Missouri.

Age Demographics

The median age in Lake St. Louis is 42.7 years. This is 9% higher than the state median of 39.0 years. 10.3% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Lake St. Louis is $125,693. This is 78% higher than the state median of $70,702. It is also 56% higher than the national median of $80,734. The poverty rate stands at 4.3%. This is 65% lower than the state poverty rate of 12.6%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 4.7%. This is 18% higher than the state rate of 4.0%. The median home value is $405,900. Housing costs are 76% higher than the state median of $230,300. The home-value-to-income ratio is 3.2x. 75.6% of occupied housing units are owner-occupied. This homeownership rate is 11% higher than the state average of 68.1%.

Race & Ethnicity

The largest racial or ethnic group in Lake St. Louis is White (non-Hispanic), making up 84.7% of the population. Black or African American residents account for 5.5%. The Hispanic or Latino population (2.5%) is well below the state average of 5.2%.

Education

51.7% of residents aged 25 and older hold a bachelor's degree or higher. This places Lake St. Louis in the top 10% of all cities in the state for educational attainment. This is 60% higher than the state rate of 32.4%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 97.0%. Notably, 17.6% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Lake St. Louis, Missouri is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Missouri state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,062 Census-designated places in Missouri. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Lake St. Louis, Missouri?

Lake St. Louis, Missouri has a population of 18,066 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Lake St. Louis, MO?

The median household income in Lake St. Louis is $125,693, which is 56% higher than the national median of $80,734.

What is the poverty rate in Lake St. Louis, MO?

The poverty rate in Lake St. Louis is 4.3%. This means approximately 785 residents live below the federal poverty line.

What is the racial makeup of Lake St. Louis, Missouri?

Lake St. Louis's population is 84.7% White, 5.5% Black, 2.5% Hispanic/Latino, and 1.9% Asian.

What is the median home value in Lake St. Louis, MO?

The median home value in Lake St. Louis is $405,900. The home-value-to-income ratio is 3.2x.

How educated is Lake St. Louis, Missouri?

51.7% of adults (25+) in Lake St. Louis hold a bachelor's degree or higher, and 17.6% hold a graduate or professional degree.