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Spanish Lake CDP, Missouri Demographics & Population 2026

Very AffordableHome value to income ratio of 2.4x is exceptionally low

As of 2026, Spanish Lake CDP, Missouri has a total population of 18,183, the 45th largest city in Missouri, with a median household income of $51,125, which is 26% lower than the state average. The poverty rate is 17.3%.

Key Takeaways

Spanish Lake CDP Quick Facts

Population 18,183
Median Household Income $51,125
Median Home Value $121,300
Poverty Rate 17.3%
Unemployment Rate 6.8%
Median Age 34.5 years
Homeownership Rate 49.0%
Affordability Ratio 2.4x
Bachelor's Degree or Higher 13.3%
High School Graduation Rate 90.1%
Diversity Index 32/100
Population 18,183 45th of 1,062
Median Income $51,125 average
Poverty Rate 17.3% 39% higher national
Median Home Value $121,300 average

How Spanish Lake CDP Compares

Economy & Housing

Employment

6.8% Unemployment Rate State: 4.1% | National: 5.2%
65.3% Labor Force Participation

Housing Overview

Owner 49.0%
Renter 51.0%
Affordability Index Very Affordable
2.4x home value to income ratio

People & Demographics

Diversity Index

32out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 39 | National average: 60

Education

Spanish Lake CDP Rankings in Missouri

#45 Population of 1,062
#529 Median Income of 1,062
#585 Education of 1,062
#436 Home Value of 1,062

Cities Similar to Spanish Lake CDP

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Farmington city17,999$49,882$187,50014.8%19.2%
Ferguson city18,350$46,106$99,30021.7%24.9%
Kirksville city17,493$48,063$145,30037.9%27.2%
Hannibal city16,825$54,071$126,30022.3%17.3%
Warrensburg city19,437$57,232$216,90035.9%18.3%

Population Overview

Spanish Lake CDP is a small city located in Missouri. The total population is 18,183. It ranks as the 45th most populous out of 1,062 cities and towns in Missouri.

Age Demographics

The median age in Spanish Lake CDP is 34.5 years. This is 11% lower than the state median of 38.9 years.

Economy, Income & Housing

The median household income in Spanish Lake CDP is $51,125. This is 26% lower than the state median of $68,920. Compared to the national median of $78,538, household income here is 35% lower. The poverty rate stands at 17.3%. This is 37% higher than the state poverty rate of 12.6%. The unemployment rate is 6.8%. This is 66% higher than the state rate of 4.1%. The median home value is $121,300. Housing costs are 44% lower than the state median of $215,600. With a home-value-to-income ratio of just 2.4x, Spanish Lake CDP is one of the most affordable housing markets in the area. 49.0% of occupied housing units are owner-occupied. This homeownership rate is 28% lower than the state average of 67.9%.

Race & Ethnicity

The largest racial or ethnic group in Spanish Lake CDP is Black or African American, making up 81.3% of the population. White (non-Hispanic) residents account for 13.5%. The White (non-Hispanic) population (13.5%) is well below the state average of 76.8%. The Black or African American population is significantly higher than the state average (81.3% vs 11.0%). The Hispanic or Latino population (1.1%) is well below the state average of 5.1%. The Asian population (0.2%) is well below the state average of 2.1%.

Education

13.3% of residents aged 25 and older hold a bachelor's degree or higher. This is 58% lower than the state rate of 31.9%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 90.1%.

Data Sources & Methodology

All demographic data for Spanish Lake CDP, Missouri is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Missouri state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,062 Census-designated places in Missouri. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Spanish Lake CDP, Missouri?

Spanish Lake CDP, Missouri has a population of 18,183 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Spanish Lake CDP, MO?

The median household income in Spanish Lake CDP is $51,125, which is 35% lower the national median of $78,538.

What is the poverty rate in Spanish Lake CDP, MO?

The poverty rate in Spanish Lake CDP is 17.3%. This means approximately 3,094 residents live below the federal poverty line.

What is the racial makeup of Spanish Lake CDP, Missouri?

Spanish Lake CDP's population is 13.5% White, 81.3% Black, 1.1% Hispanic/Latino, and 0.2% Asian.

What is the median home value in Spanish Lake CDP, MO?

The median home value in Spanish Lake CDP is $121,300. The home-value-to-income ratio is 2.4x.

How educated is Spanish Lake CDP, Missouri?

13.3% of adults (25+) in Spanish Lake CDP hold a bachelor's degree or higher, and 5.9% hold a graduate or professional degree.