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St. James, Missouri Demographics & Population 2026

During the 2020–2024 ACS period, St. James, Missouri had a total population of 3,916, the 177th largest city in Missouri, with a median household income of $53,453, which is 24% lower than the state average. The poverty rate is 19.4%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

St. James Quick Facts

Population 3,916
Median Household Income $53,453
Median Home Value $142,000
Poverty Rate 19.4%
Unemployment Rate 7.5%
Median Age 49.3 years
Homeownership Rate 58.1%
Affordability Ratio 2.7x
Bachelor's Degree or Higher 20.3%
High School Graduation Rate 85.8%
Diversity Index 18/100
Population 3,916 177th of 1,062
Median Income $53,453 average
Poverty Rate 19.4% 56% higher than national
Median Home Value $142,000 average

How St. James Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population3,9223,916-0.2%
Median household income$50,644$53,453+5.5%
Median home value$117,200$142,000+21.2%

How St. James Compares

Economy & Housing

Household Income Distribution

Under $25K 22.7%
$25K-$50K 22.9%
$50K-$100K 40.5%
$100K+ 13.9%
Detailed income brackets
Under $10K
5.6%
$10K-$15K
1.6%
$15K-$20K
11.2%
$20K-$25K
4.4%
$25K-$30K
7.5%
$30K-$35K
6.1%
$35K-$40K
4.8%
$40K-$45K
2.9%
$45K-$50K
1.7%
$50K-$60K
17.7%
$60K-$75K
11.9%
$75K-$100K
10.8%
$100K-$125K
8.5%
$125K-$150K
3.6%
$150K-$200K
0.7%
$200K+
1.1%

Employment

7.5% Unemployment Rate State: 4.0%|National: 5.2%
51.5% Labor Force Participation

Housing Overview

Owner 58.1%
Renter 41.9%
Affordability Index Very Affordable
2.7x home value to income ratio
Median gross rent $695/mo 15.6% of median household income annually

People & Demographics

Diversity Index

18out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 40 | National average: 61

Education

St. James Rankings in Missouri

#177 Population of 1,062
#511 Median Income of 955
#353 Education of 1,062
#411 Home Value of 941

Other Cities in Phelps County

CityPopulationMedian IncomePovertyHome Value
Rolla 20,287 $46,204 23.5% $187,000
Doolittle 561 $40,417 14.3% $119,200
Newburg 331 $24,911 44.4% $57,500
Edgar Springs 224 $51,771 14.7% $95,000

Cities Similar to St. James

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Camdenton4,023$54,375$175,50011.6%15.3%
Brookfield4,144$53,000$102,10013.9%14.3%
Woodson Terrace3,908$47,417$104,00019.2%26.9%
Bowling Green4,170$53,295$128,80010.0%25.8%
Riverside4,276$52,006$411,30037.3%17.3%

Population Overview

St. James is a small community located in Missouri, within Phelps County. The total population is 3,916. It ranks as the 177th most populous out of 1,062 Census-designated places in Missouri.

Age Demographics

The median age in St. James is 49.3 years. This is 26% higher than the state median of 39.0 years. 10.8% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in St. James is $53,453. This is 24% lower than the state median of $70,702. It is also 34% lower than the national median of $80,734. The poverty rate stands at 19.4%. This is 54% higher than the state poverty rate of 12.6%. The unemployment rate is 7.5%. This is 87% higher than the state rate of 4.0%. The median home value is $142,000. Housing costs are 38% lower than the state median of $230,300. With a home-value-to-income ratio of just 2.7x, St. James is one of the most affordable housing markets in the area. 58.1% of occupied housing units are owner-occupied. This homeownership rate is 15% lower than the state average of 68.1%.

Race & Ethnicity

St. James has a predominantly White (non-Hispanic) population, comprising 90.2% of all residents. Hispanic or Latino residents account for 3.4%. The Black or African American population (0.5%) is well below the state average of 10.9%.

Education

20.3% of residents aged 25 and older hold a bachelor's degree or higher. This is 37% lower than the state rate of 32.4%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 85.8%.

Data Sources & Methodology

All demographic data for St. James, Missouri is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Missouri state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,062 Census-designated places in Missouri. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of St. James, Missouri?

St. James, Missouri has a population of 3,916 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in St. James, MO?

The median household income in St. James is $53,453, which is 34% lower than the national median of $80,734.

What is the poverty rate in St. James, MO?

The poverty rate in St. James is 19.4%. This means approximately 704 residents live below the federal poverty line.

What is the racial makeup of St. James, Missouri?

St. James's population is 90.2% White, 0.5% Black, 3.4% Hispanic/Latino, and 0.0% Asian.

What is the median home value in St. James, MO?

The median home value in St. James is $142,000. The home-value-to-income ratio is 2.7x.

How educated is St. James, Missouri?

20.3% of adults (25+) in St. James hold a bachelor's degree or higher, and 8.6% hold a graduate or professional degree.