Terre du Lac, Missouri Demographics & Population 2026
During the 2020–2024 ACS period, Terre du Lac, Missouri had a total population of 2,516, the 237th largest community in Missouri, with a median household income of $86,019, which is 22% higher than the state average. The poverty rate is 6.4%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Key Takeaways
- Housing is very affordable with a home-value-to-income ratio of just 2.3x.
Terre du Lac Quick Facts
How Terre du Lac Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 2,460 | 2,516 | +2.3% |
| Median household income | $93,115 | $86,019 | -7.6% |
| Median home value | $186,400 | $199,300 | +6.9% |
How Terre du Lac Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 40 | National average: 61
Education
Educational Attainment (Adults 25+)
Terre du Lac Rankings in Missouri
Explore Missouri Rankings
Other Cities in St. Francois County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Farmington | 18,282 | $53,729 | 15.9% | $196,500 |
| Park Hills | 8,678 | $52,563 | 14.4% | $131,300 |
| Bonne Terre | 6,683 | $46,179 | 28.3% | $153,000 |
| Desloge | 4,863 | $60,820 | 15.8% | $127,500 |
| Bismarck | 1,508 | $40,250 | 20.3% | $107,800 |
| Leadwood | 1,354 | $44,783 | 36.0% | $63,200 |
| Leadington | 901 | $37,938 | 22.1% | $169,600 |
| Lake Timberline | 810 | $23,125 | 32.7% | $117,300 |
| Iron Mountain Lake | 781 | $30,682 | 24.7% | $38,600 |
| Doe Run | 775 | $83,065 | 5.7% | $129,900 |
Cities Similar to Terre du Lac
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Green Park | 2,690 | $79,141 | $238,800 | 39.9% | 7.9% |
| Village of Four Seasons | 2,252 | $89,635 | $365,400 | 38.8% | 10.9% |
| Oronogo | 2,804 | $91,563 | $188,500 | 31.0% | 5.0% |
| Lathrop | 2,560 | $67,178 | $168,000 | 10.9% | 14.3% |
| Pleasant Valley | 2,736 | $75,682 | $202,000 | 24.7% | 4.5% |
Population Overview
Terre du Lac is a small community located in Missouri, within St. Francois County. The total population is 2,516. It ranks as the 237th most populous out of 1,062 Census-designated places in Missouri.
Age Demographics
The median age in Terre du Lac is 42.5 years. This is 9% higher than the state median of 39.0 years. 10.7% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.
Economy, Income & Housing
The median household income in Terre du Lac is $86,019. This is 22% higher than the state median of $70,702. It is also 7% higher than the national median of $80,734. The poverty rate stands at 6.4%. This is 49% lower than the state poverty rate of 12.6%. The unemployment rate is 4.8%. This is 20% higher than the state rate of 4.0%. The median home value is $199,300. Housing costs are 13% lower than the state median of $230,300. With a home-value-to-income ratio of just 2.3x, Terre du Lac is one of the most affordable housing markets in the area. 97.4% of occupied housing units are owner-occupied. This homeownership rate is 43% higher than the state average of 68.1%.
Race & Ethnicity
Terre du Lac has a predominantly White (non-Hispanic) population, comprising 94.5% of all residents. Hispanic or Latino residents account for 1.0%. The Hispanic or Latino population (1.0%) is well below the state average of 5.2%. The Asian population (0.9%) is well below the state average of 2.1%.
Education
27.1% of residents aged 25 and older hold a bachelor's degree or higher. This is 16% lower than the state rate of 32.4%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 96.3%.
Data Sources & Methodology
All demographic data for Terre du Lac, Missouri is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Missouri state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,062 Census-designated places in Missouri. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
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Frequently Asked Questions
What is the population of Terre du Lac, Missouri?
Terre du Lac, Missouri has a population of 2,516 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Terre du Lac, MO?
The median household income in Terre du Lac is $86,019, which is 7% higher than the national median of $80,734.
What is the poverty rate in Terre du Lac, MO?
The poverty rate in Terre du Lac is 6.4%. This means approximately 161 residents live below the federal poverty line.
What is the racial makeup of Terre du Lac, Missouri?
Terre du Lac's population is 94.5% White, 0.0% Black, 1.0% Hispanic/Latino, and 0.9% Asian.
What is the median home value in Terre du Lac, MO?
The median home value in Terre du Lac is $199,300. The home-value-to-income ratio is 2.3x.
How educated is Terre du Lac, Missouri?
27.1% of adults (25+) in Terre du Lac hold a bachelor's degree or higher, and 7.5% hold a graduate or professional degree.