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Montana City, Montana Demographics & Population 2026

3rd Highest Income3rd highest median income in Montana
Lowest PovertyLowest poverty rate in Montana

During the 2020–2024 ACS period, Montana City, Montana had a total population of 3,092, the 37th largest community in Montana, with a median household income of $129,755, which is 79% higher than the state average. The poverty rate is 1.8%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Montana City Quick Facts

Population 3,092
Median Household Income $129,755
Median Home Value $571,200
Poverty Rate 1.8%
Unemployment Rate 3.9%
Median Age 40.3 years
Homeownership Rate 97.9%
Affordability Ratio 4.4x
Bachelor's Degree or Higher 44.1%
High School Graduation Rate 96.3%
Diversity Index 10/100
Population 3,092 37th of 475
Median Income $129,755 top 10%
Poverty Rate 1.8% 86% lower than national
Median Home Value $571,200 top 20%

How Montana City Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population2,8993,092+6.7%
Median household income$125,223$129,755+3.6%
Median home value$519,100$571,200+10.0%

How Montana City Compares

Economy & Housing

Household Income Distribution

Under $25K 2.9%
$25K-$50K 2.8%
$50K-$100K 23.5%
$100K+ 70.9%
Detailed income brackets
Under $10K
2.0%
$10K-$15K
0.0%
$15K-$20K
0.0%
$20K-$25K
0.9%
$25K-$30K
0.5%
$30K-$35K
0.0%
$35K-$40K
1.6%
$40K-$45K
0.0%
$45K-$50K
0.7%
$50K-$60K
2.8%
$60K-$75K
11.2%
$75K-$100K
9.6%
$100K-$125K
16.3%
$125K-$150K
11.9%
$150K-$200K
16.5%
$200K+
26.1%

Employment

3.9% Unemployment Rate State: 3.6%|National: 5.2%
73.6% Labor Force Participation

Housing Overview

Owner 97.9%
Renter 2.1%
Affordability Index Moderate
4.4x home value to income ratio
Median gross rent $2,077/mo 19.2% of median household income annually

People & Demographics

Diversity Index

10out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 29 | National average: 61

Education

Montana City Rankings in Montana

#37 Population of 475
#11 Median Income of 341
#64 Education of 473
#38 Home Value of 320

Other Cities in Jefferson County

CityPopulationMedian IncomePovertyHome Value
Clancy 1,874 $125,000 4.8% $469,300
Boulder 1,284 $72,500 3.8% $212,300
Whitehall 1,156 $44,844 20.6% $194,100
South Hills 620 $168,235 1.0% $703,800
Jefferson City 533 $125,682 0.0% N/A
Basin 352 $46,597 14.4% $227,700
Rader Creek 310 $100,691 4.8% $463,200
Elkhorn 34 N/A 0.0% N/A
Cardwell 30 N/A 13.3% N/A

Cities Similar to Montana City

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Glasgow3,190$90,310$195,70025.7%8.0%
Big Sky2,445$138,805$1,137,90059.1%4.7%
Deer Lodge3,021$60,302$247,60023.8%7.2%
Shelby3,216$58,413$232,70019.5%13.8%
Helena Valley Northeast4,659$140,517$576,70045.5%5.2%

Population Overview

Montana City is a small community located in Montana, within Jefferson County. The total population is 3,092. It ranks as the 37th most populous out of 475 Census-designated places in Montana.

Age Demographics

The median age in Montana City is 40.3 years. This is about the same as the state median of 40.4 years.

Economy, Income & Housing

The median household income in Montana City is $129,755. This is 79% higher than the state median of $72,509. It is also 61% higher than the national median of $80,734. The poverty rate stands at 1.8%. This is 85% lower than the state poverty rate of 11.5%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 3.9%. This is 7% higher than the state rate of 3.6%. The median home value is $571,200. Housing costs are 52% higher than the state median of $375,800. The home-value-to-income ratio is 4.4x. 97.9% of occupied housing units are owner-occupied. This homeownership rate is 42% higher than the state average of 69.2%.

Race & Ethnicity

Montana City has a predominantly White (non-Hispanic) population, comprising 94.9% of all residents. Hispanic or Latino residents account for 2.1%. The Hispanic or Latino population (2.1%) is well below the state average of 4.6%. The Asian population (0.3%) is well below the state average of 0.8%.

Education

44.1% of residents aged 25 and older hold a bachelor's degree or higher. This is 25% higher than the state rate of 35.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 96.3%. Notably, 17.4% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Montana City, Montana is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Montana state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 475 Census-designated places in Montana. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

Free data download: Get all Montana city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Montana City, Montana?

Montana City, Montana has a population of 3,092 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Montana City, MT?

The median household income in Montana City is $129,755, which is 61% higher than the national median of $80,734.

What is the poverty rate in Montana City, MT?

The poverty rate in Montana City is 1.8%. This means approximately 53 residents live below the federal poverty line.

What is the racial makeup of Montana City, Montana?

Montana City's population is 94.9% White, 0.0% Black, 2.1% Hispanic/Latino, and 0.3% Asian.

What is the median home value in Montana City, MT?

The median home value in Montana City is $571,200. The home-value-to-income ratio is 4.4x.

How educated is Montana City, Montana?

44.1% of adults (25+) in Montana City hold a bachelor's degree or higher, and 17.4% hold a graduate or professional degree.