Phillips County, Montana Demographics 2026

Population Overview

Phillips County is located in Montana with a total population of 4,224. It is the 38th most populous county out of 56 in Montana.

Age Demographics

The median age in Phillips County is 44.9 years. This is 12% higher than the state median of 40.2 years. 10.1% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Phillips County is $58,156. This is 17% lower than the state median of $69,922. Compared to the national median of $78,538, household income here is 26% lower. The poverty rate stands at 9.4%. This is 22% lower than the state poverty rate of 12.0%. The unemployment rate is 3.4%. This is 10% lower than the state rate of 3.8%. The median home value is $175,000. Housing costs are 48% lower than the state median of $338,100. The home-value-to-income ratio is 3.0x. 74.8% of occupied housing units are owner-occupied. This homeownership rate is 8% higher than the state average of 69.4%.

Race & Ethnicity

The largest racial or ethnic group in Phillips County is White (non-Hispanic), making up 81.9% of the population. Hispanic or Latino residents account for 1.4%. The Hispanic or Latino population (1.4%) is well below the state average of 4.4%.

Education

20.6% of residents aged 25 and older hold a bachelor's degree or higher. This is 40% lower than the state rate of 34.5%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 95.3%.