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Whitewater, Montana Demographics & Population 2026

During the 2020–2024 ACS period, Whitewater, Montana had a total population of 105, the 326th largest community in Montana, with a median household income of $34,583, which is 52% lower than the state average. The poverty rate is 25.7%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Whitewater Quick Facts

Population 105
Median Household Income $34,583
Median Home Value N/A
Poverty Rate 25.7%
Unemployment Rate 8.3%
Median Age 31.2 years
Homeownership Rate 26.5%
Affordability Ratio N/A
Bachelor's Degree or Higher 35.9%
High School Graduation Rate 85.9%
Diversity Index 43/100
Population 105 326th of 475
Median Income $34,583 bottom 10%
Poverty Rate 25.7% 107% higher than national
Median Home Value N/A

How Whitewater Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population100105+5.0%
Median household income$35,417$34,583-2.4%

How Whitewater Compares

Economy & Housing

Household Income Distribution

Under $25K 12.2%
$25K-$50K 73.5%
$50K-$100K 12.2%
$100K+ 2.0%
Detailed income brackets
Under $10K
0.0%
$10K-$15K
0.0%
$15K-$20K
0.0%
$20K-$25K
12.2%
$25K-$30K
12.2%
$30K-$35K
26.5%
$35K-$40K
24.5%
$40K-$45K
0.0%
$45K-$50K
10.2%
$50K-$60K
4.1%
$60K-$75K
8.2%
$75K-$100K
0.0%
$100K-$125K
0.0%
$125K-$150K
0.0%
$150K-$200K
2.0%
$200K+
0.0%

Employment

8.3% Unemployment Rate State: 3.6%|National: 5.2%
67.6% Labor Force Participation

Housing Overview

Owner 26.5%
Renter 73.5%
Median gross rent $270/mo 9.4% of median household income annually

People & Demographics

Diversity Index

43out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 29 | National average: 61

Education

Whitewater Rankings in Montana

#326 Population of 475
#319 Median Income of 341
#106 Education of 473
N/A Home Value of 320

Other Cities in Phillips County

CityPopulationMedian IncomePovertyHome Value
Malta 2,100 $54,483 9.9% $160,800
Dodson 153 $40,804 8.5% $45,200
Saco 140 $48,500 27.1% $75,000
Zortman 52 N/A 0.0% N/A
Loring Colony 31 N/A 33.3% N/A
Landusky 21 N/A 0.0% $56,700
Sleeping Buffalo 9 N/A 44.4% N/A

Cities Similar to Whitewater

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Cyr108N/AN/A20.8%12.0%
New Rockport Colony110N/AN/A5.1%78.7%
Logan111N/AN/A0.0%0.0%
Kevin108$38,333$65,0000.0%32.4%
Silver Gate114N/A$586,80033.0%0.0%

A note before these figures: with a population of 105, Whitewater's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

Whitewater is a small community located in Montana, within Phillips County. The total population is 105. It ranks as the 326th most populous out of 475 Census-designated places in Montana.

Age Demographics

The median age in Whitewater is 31.2 years. This is 23% lower than the state median of 40.4 years. With 35.2% of the population under 18, Whitewater has a notably young demographic profile, suggesting a family-oriented community.

Economy, Income & Housing

The median household income in Whitewater is $34,583. This is 52% lower than the state median of $72,509. It is also 57% lower than the national median of $80,734. The poverty rate stands at 25.7%. This is 123% higher than the state poverty rate of 11.5%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 8.3%. This is 130% higher than the state rate of 3.6%. 26.5% of occupied housing units are owner-occupied. This homeownership rate is 62% lower than the state average of 69.2%.

Race & Ethnicity

The largest racial or ethnic group in Whitewater is White (non-Hispanic), making up 69.5% of the population.

Education

35.9% of residents aged 25 and older hold a bachelor's degree or higher. This is 2% higher than the state rate of 35.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 85.9%.

Data Sources & Methodology

All demographic data for Whitewater, Montana is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Montana state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 475 Census-designated places in Montana. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Whitewater, Montana?

Whitewater, Montana has a population of 105 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Whitewater, MT?

The median household income in Whitewater is $34,583, which is 57% lower than the national median of $80,734.

What is the poverty rate in Whitewater, MT?

The poverty rate in Whitewater is 25.7%. This means approximately 27 residents live below the federal poverty line.

What is the racial makeup of Whitewater, Montana?

Whitewater's population is 69.5% White, 0.0% Black, 0.0% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Whitewater, MT?

The Census Bureau does not publish a reliable median home value estimate for Whitewater — there are too few owner-occupied homes in the ACS sample. The national median is $332,700.

How educated is Whitewater, Montana?

35.9% of adults (25+) in Whitewater hold a bachelor's degree or higher, and 3.1% hold a graduate or professional degree.