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Elm Creek, Nebraska Demographics & Population 2026

Very AffordableHome value to income ratio of 2.4x is exceptionally low

During the 2020–2024 ACS period, Elm Creek, Nebraska had a total population of 1,107, the 111th largest village in Nebraska, with a median household income of $79,148, which is 3% higher than the state average. The poverty rate is 11.9%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Elm Creek Quick Facts

Population 1,107
Median Household Income $79,148
Median Home Value $191,500
Poverty Rate 11.9%
Unemployment Rate 0.0%
Median Age 29.8 years
Homeownership Rate 71.4%
Affordability Ratio 2.4x
Bachelor's Degree or Higher 25.6%
High School Graduation Rate 97.3%
Diversity Index 27/100
Population 1,107 111th of 583
Median Income $79,148 top 30%
Poverty Rate 11.9% 4% lower than national
Median Home Value $191,500 top 20%

How Elm Creek Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population1,1461,107-3.4%
Median household income$75,625$79,148+4.7%
Median home value$197,100$191,500-2.8%

How Elm Creek Compares

Economy & Housing

Household Income Distribution

Under $25K 11.8%
$25K-$50K 20.5%
$50K-$100K 33.5%
$100K+ 34.3%
Detailed income brackets
Under $10K
3.1%
$10K-$15K
6.7%
$15K-$20K
1.3%
$20K-$25K
0.8%
$25K-$30K
5.6%
$30K-$35K
6.4%
$35K-$40K
1.0%
$40K-$45K
2.1%
$45K-$50K
5.4%
$50K-$60K
7.2%
$60K-$75K
6.9%
$75K-$100K
19.4%
$100K-$125K
9.5%
$125K-$150K
5.9%
$150K-$200K
12.5%
$200K+
6.4%

Employment

0.0% Unemployment Rate State: 3.0%|National: 5.2%
74.0% Labor Force Participation

Housing Overview

Owner 71.4%
Renter 28.6%
Affordability Index Very Affordable
2.4x home value to income ratio
Median gross rent $761/mo 11.5% of median household income annually

People & Demographics

Diversity Index

27out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 41 | National average: 61

Education

Elm Creek Rankings in Nebraska

#111 Population of 583
#123 Median Income of 519
#158 Education of 583
#82 Home Value of 510

Other Cities in Buffalo County

CityPopulationMedian IncomePovertyHome Value
Kearney 34,246 $69,724 12.4% $244,600
Gibbon 1,763 $70,069 5.3% $173,800
Ravenna 1,382 $64,423 12.6% $135,900
Glenwood 653 $143,098 0.0% $337,900
Pleasanton 556 $73,750 2.4% $227,500
Riverdale 307 $85,227 1.6% $137,500
Amherst 272 $69,125 2.9% $169,800
Odessa 138 $39,792 3.6% $139,600
Miller 128 $90,500 11.7% N/A

Cities Similar to Elm Creek

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Alma1,154$75,703$163,80029.0%4.2%
Henderson1,049$82,500$154,80032.5%10.3%
North Bend1,152$85,882$172,80024.7%8.6%
Friend1,155$90,909$173,80026.9%6.1%
Hooper989$77,865$173,20029.6%6.5%

Population Overview

Elm Creek is a small community located in Nebraska, within Buffalo County. The total population is 1,107. It ranks as the 111th most populous out of 583 Census-designated places in Nebraska.

Age Demographics

The median age in Elm Creek is 29.8 years. This is 20% lower than the state median of 37.2 years. With 31.8% of the population under 18, Elm Creek has a notably young demographic profile, suggesting a family-oriented community.

Economy, Income & Housing

The median household income in Elm Creek is $79,148. This is 3% higher than the state median of $76,475. It is also 2% lower than the national median of $80,734. The poverty rate stands at 11.9%. This is 12% higher than the state poverty rate of 10.6%. The survey records no unemployed residents in Elm Creek, which reflects the size of the sample rather than a labor market without joblessness. The median home value is $191,500. Housing costs are 20% lower than the state median of $238,600. With a home-value-to-income ratio of just 2.4x, Elm Creek is one of the most affordable housing markets in the area. 71.4% of occupied housing units are owner-occupied. This homeownership rate is 7% higher than the state average of 66.5%.

Race & Ethnicity

The largest racial or ethnic group in Elm Creek is White (non-Hispanic), making up 84.9% of the population. Hispanic or Latino residents account for 11.5%. The Black or African American population (0.3%) is well below the state average of 4.6%. The Asian population (1.2%) is well below the state average of 2.6%.

Education

25.6% of residents aged 25 and older hold a bachelor's degree or higher. This is 26% lower than the state rate of 34.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 97.3%.

Data Sources & Methodology

All demographic data for Elm Creek, Nebraska is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Nebraska state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 583 Census-designated places in Nebraska. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Elm Creek, Nebraska?

Elm Creek, Nebraska has a population of 1,107 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Elm Creek, NE?

The median household income in Elm Creek is $79,148, which is 2% lower than the national median of $80,734.

What is the poverty rate in Elm Creek, NE?

The poverty rate in Elm Creek is 11.9%. This means approximately 130 residents live below the federal poverty line.

What is the racial makeup of Elm Creek, Nebraska?

Elm Creek's population is 84.9% White, 0.3% Black, 11.5% Hispanic/Latino, and 1.2% Asian.

What is the median home value in Elm Creek, NE?

The median home value in Elm Creek is $191,500. The home-value-to-income ratio is 2.4x.

How educated is Elm Creek, Nebraska?

25.6% of adults (25+) in Elm Creek hold a bachelor's degree or higher, and 5.9% hold a graduate or professional degree.