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Fernley, Nevada Demographics & Population 2026

During the 2020–2024 ACS period, Fernley, Nevada had a total population of 24,225, the 15th largest city in Nevada, with a median household income of $89,517, which is 14% higher than the state average. The poverty rate is 12.8%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Fernley Quick Facts

Population 24,225
Median Household Income $89,517
Median Home Value $366,700
Poverty Rate 12.8%
Unemployment Rate 5.5%
Median Age 36.4 years
Homeownership Rate 72.0%
Affordability Ratio 4.1x
Bachelor's Degree or Higher 16.4%
High School Graduation Rate 89.8%
Diversity Index 50/100
Population 24,225 15th of 123
Median Income $89,517 above average
Poverty Rate 12.8% 3% higher than national
Median Home Value $366,700 average

How Fernley Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population23,63124,225+2.5%
Median household income$87,991$89,517+1.7%
Median home value$352,600$366,700+4.0%

How Fernley Compares

Economy & Housing

Household Income Distribution

Under $25K 10.6%
$25K-$50K 11.4%
$50K-$100K 34.2%
$100K+ 43.8%
Detailed income brackets
Under $10K
4.6%
$10K-$15K
2.6%
$15K-$20K
2.0%
$20K-$25K
1.5%
$25K-$30K
1.8%
$30K-$35K
1.4%
$35K-$40K
2.4%
$40K-$45K
2.5%
$45K-$50K
3.3%
$50K-$60K
9.3%
$60K-$75K
13.5%
$75K-$100K
11.4%
$100K-$125K
14.3%
$125K-$150K
11.7%
$150K-$200K
9.4%
$200K+
8.4%

Employment

5.5% Unemployment Rate State: 7.0%|National: 5.2%
65.3% Labor Force Participation

Housing Overview

Owner 72.0%
Renter 28.0%
Affordability Index Moderate
4.1x home value to income ratio
Median gross rent $1,570/mo 21.0% of median household income annually

People & Demographics

Diversity Index

50out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 69 | National average: 61

Education

Fernley Rankings in Nevada

#15 Population of 123
#32 Median Income of 102
#76 Education of 123
#45 Home Value of 98

Other Cities in Lyon County

CityPopulationMedian IncomePovertyHome Value
Dayton 15,781 $102,819 5.2% $433,200
Silver Springs 5,060 $48,944 19.7% $244,400
Yerington 3,150 $57,980 11.9% $284,800
Stagecoach 1,892 $70,000 13.0% $322,400
Smith Valley 1,807 $67,132 8.5% $756,000
Silver City 118 $68,056 0.0% $319,000

Cities Similar to Fernley

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Sun Valley22,228$77,446$349,10010.8%16.9%
Mesquite22,059$75,227$388,60023.7%10.6%
Elko20,696$79,036$309,10017.2%13.8%
Summerlin South31,354$117,035$672,40052.6%4.8%
Spanish Springs17,980$127,658$623,90030.0%2.9%

Population Overview

Fernley is a small city located in Nevada, within Lyon County. The total population is 24,225. It ranks as the 15th most populous out of 123 Census-designated places in Nevada.

Age Demographics

The median age in Fernley is 36.4 years. This is 7% lower than the state median of 39.1 years.

Economy, Income & Housing

The median household income in Fernley is $89,517. This is 14% higher than the state median of $78,260. It is also 11% higher than the national median of $80,734. The poverty rate stands at 12.8%. This is 3% higher than the state poverty rate of 12.4%. The unemployment rate is 5.5%. This is 21% lower than the state rate of 7.0%. The median home value is $366,700. Housing costs are 16% lower than the state median of $435,400. The home-value-to-income ratio is 4.1x. 72.0% of occupied housing units are owner-occupied. This homeownership rate is 20% higher than the state average of 60.0%.

Race & Ethnicity

The largest racial or ethnic group in Fernley is White (non-Hispanic), making up 66.9% of the population. Hispanic or Latino residents account for 21.6%. The Black or African American population (0.8%) is well below the state average of 9.0%. The Asian population (2.0%) is well below the state average of 8.8%.

Education

16.4% of residents aged 25 and older hold a bachelor's degree or higher. This is 41% lower than the state rate of 27.9%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 89.8%.

Data Sources & Methodology

All demographic data for Fernley, Nevada is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Nevada state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 123 Census-designated places in Nevada. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Fernley, Nevada?

Fernley, Nevada has a population of 24,225 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Fernley, NV?

The median household income in Fernley is $89,517, which is 11% higher than the national median of $80,734.

What is the poverty rate in Fernley, NV?

The poverty rate in Fernley is 12.8%. This means approximately 3,089 residents live below the federal poverty line.

What is the racial makeup of Fernley, Nevada?

Fernley's population is 66.9% White, 0.8% Black, 21.6% Hispanic/Latino, and 2.0% Asian.

What is the median home value in Fernley, NV?

The median home value in Fernley is $366,700. The home-value-to-income ratio is 4.1x.

How educated is Fernley, Nevada?

16.4% of adults (25+) in Fernley hold a bachelor's degree or higher, and 4.2% hold a graduate or professional degree.