Deposit, New York Demographics & Population 2026
During the 2020–2024 ACS period, Deposit, New York had a total population of 1,424, the 741st largest village in New York, with a median household income of $48,214, which is 44% lower than the state average. The poverty rate is 27.8%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Key Takeaways
- Household income is 44% below the state average, indicating significant economic challenges.
- More than 1 in 4 residents live below the poverty line (27.8%), well above the national average of 12.4%.
- Housing is very affordable with a home-value-to-income ratio of just 2.5x.
Deposit Quick Facts
How Deposit Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 1,345 | 1,424 | +5.9% |
| Median household income | $46,023 | $48,214 | +4.8% |
| Median home value | $112,500 | $118,500 | +5.3% |
How Deposit Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 65 | National average: 61
Education
Educational Attainment (Adults 25+)
Deposit Rankings in New York
Explore New York Rankings
Other Cities in Broome County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Binghamton | 47,151 | $45,578 | 32.6% | $124,800 |
| Johnson City | 14,940 | $56,283 | 19.6% | $117,100 |
| Endicott | 13,387 | $47,290 | 29.0% | $121,800 |
| Endwell | 11,546 | $82,726 | 8.4% | $173,300 |
| Binghamton University | 7,449 | N/A | N/A | N/A |
| Chenango Bridge | 3,116 | $96,250 | 5.7% | $168,200 |
| Port Dickinson | 1,635 | $69,375 | 11.7% | $142,800 |
| Windsor | 1,128 | $72,794 | 10.6% | $138,800 |
| Whitney Point | 965 | $45,536 | 29.6% | $140,800 |
| Glen Aubrey | 311 | $70,882 | 0.0% | $124,300 |
Cities Similar to Deposit
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Camillus | 1,424 | $50,000 | $164,200 | 33.3% | 11.0% |
| Niagara University | 1,473 | N/A | N/A | N/A | N/A |
| Sherburne | 1,422 | $45,129 | $139,500 | 15.8% | 19.6% |
| Port Henry | 1,410 | $45,706 | $174,100 | 21.3% | 33.1% |
| St. John Fisher College | 1,361 | N/A | N/A | 0.0% | N/A |
Population Overview
Deposit is a small community located in New York, within Broome County. The total population is 1,424. It ranks as the 741st most populous out of 1,289 Census-designated places in New York.
Age Demographics
The median age in Deposit is 48.2 years. This is 21% higher than the state median of 39.8 years. 12.6% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.
Economy, Income & Housing
The median household income in Deposit is $48,214. This is 44% lower than the state median of $85,974. It is also 40% lower than the national median of $80,734. The poverty rate stands at 27.8%. This is 98% higher than the state poverty rate of 14.0%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 3.1%. This is 51% lower than the state rate of 6.4%. The median home value is $118,500. Housing costs are 72% lower than the state median of $423,800. With a home-value-to-income ratio of just 2.5x, Deposit is one of the most affordable housing markets in the area. 63.3% of occupied housing units are owner-occupied. This homeownership rate is 17% higher than the state average of 54.4%.
Race & Ethnicity
Deposit has a predominantly White (non-Hispanic) population, comprising 90.3% of all residents. Hispanic or Latino residents account for 5.7%. The White (non-Hispanic) population is significantly higher than the state average (90.3% vs 52.8%). The Black or African American population (0.8%) is well below the state average of 13.4%. The Hispanic or Latino population (5.7%) is well below the state average of 19.8%. The Asian population (0.6%) is well below the state average of 9.0%.
Education
14.1% of residents aged 25 and older hold a bachelor's degree or higher. This is among the lowest rates in the state, which may correlate with employment and income patterns. This is 65% lower than the state rate of 40.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 93.6%.
Data Sources & Methodology
All demographic data for Deposit, New York is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against New York state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,289 Census-designated places in New York. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
Free data download: Get all New York city and county demographics as CSV. Download Cities CSV | Download Counties CSV
Frequently Asked Questions
What is the population of Deposit, New York?
Deposit, New York has a population of 1,424 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Deposit, NY?
The median household income in Deposit is $48,214, which is 40% lower than the national median of $80,734.
What is the poverty rate in Deposit, NY?
The poverty rate in Deposit is 27.8%. This means approximately 394 residents live below the federal poverty line.
What is the racial makeup of Deposit, New York?
Deposit's population is 90.3% White, 0.8% Black, 5.7% Hispanic/Latino, and 0.6% Asian.
What is the median home value in Deposit, NY?
The median home value in Deposit is $118,500. The home-value-to-income ratio is 2.5x.
How educated is Deposit, New York?
14.1% of adults (25+) in Deposit hold a bachelor's degree or higher, and 5.5% hold a graduate or professional degree.