Montgomery County, New York Demographics 2026
Montgomery County, New York has a population of 49,528, the 46th most populous county in New York. The median household income is $64,943 and the median home value is $157,500. The poverty rate is 14.6%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Montgomery County Quick Facts
How Montgomery County Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 49,461 | 49,528 | +0.1% |
| Median household income | $62,923 | $64,943 | +3.2% |
| Median home value | $141,600 | $157,500 | +11.2% |
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 65 | National average: 61
Education
Educational Attainment (Adults 25+)
Cities & Places in Montgomery County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Amsterdam | 18,166 | $56,178 | 20.2% | $137,900 |
| Fort Plain | 2,290 | $34,738 | 18.5% | $80,900 |
| Canajoharie | 1,839 | $80,139 | 12.6% | $125,800 |
| St. Johnsville | 1,790 | $47,109 | 27.7% | $80,500 |
| Hagaman | 1,044 | $63,125 | 6.6% | $203,800 |
| Tribes Hill | 959 | $86,615 | 6.6% | $175,600 |
| Palatine Bridge | 727 | $80,625 | 10.4% | $155,900 |
| Nelliston | 707 | $39,219 | 26.7% | $74,200 |
| Fultonville | 678 | $92,000 | 6.0% | $148,600 |
| Fonda | 596 | $49,300 | 11.6% | $114,100 |
| Fort Johnson | 364 | $64,167 | 19.8% | $163,800 |
| Ames | 87 | $112,500 | 1.1% | $157,800 |
Explore New York Rankings
Population Overview
Montgomery County is located in New York with a total population of 49,528. It is the 46th most populous county out of 62 in New York. The county encompasses 12 Census-designated places.
Age Demographics
The median age in Montgomery County is 40.3 years. This is 1% higher than the state median of 39.8 years.
Economy, Income & Housing
The median household income in Montgomery County is $64,943. This is 24% lower than the state median of $85,974. It is also 20% lower than the national median of $80,734. The poverty rate stands at 14.6%. This is 4% higher than the state poverty rate of 14.0%. The unemployment rate is 4.7%. This is 26% lower than the state rate of 6.4%. The median home value is $157,500. Housing costs are 63% lower than the state median of $423,800. With a home-value-to-income ratio of just 2.4x, Montgomery County is one of the most affordable housing markets in the area. 70.4% of occupied housing units are owner-occupied. This homeownership rate is 30% higher than the state average of 54.4%.
Race & Ethnicity
The largest racial or ethnic group in Montgomery County is White (non-Hispanic), making up 77.0% of the population. Hispanic or Latino residents account for 15.4%. The Black or African American population (2.5%) is well below the state average of 13.4%. The Asian population (0.8%) is well below the state average of 9.0%.
Education
22.9% of residents aged 25 and older hold a bachelor's degree or higher. This is 43% lower than the state rate of 40.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 88.5%.
Data Sources & Methodology
All figures for Montgomery County come from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates, with comparisons drawn against New York and national averages from the same dataset. See our methodology page for how each metric is defined, or data.census.gov for official tables with margins of error.
Frequently Asked Questions
What is the population of Montgomery County, New York?
Montgomery County has a population of 49,528, making it the 46th most populous county in New York.
What is the median income in Montgomery County?
The median household income in Montgomery County is $64,943 with a poverty rate of 14.6%.
How many cities are in Montgomery County, New York?
Montgomery County contains 12 Census-designated places.