Montgomery County, New York Demographics 2026

Population Overview

Montgomery County is located in New York with a total population of 49,461. It is the 46th most populous county out of 62 in New York. The county encompasses 1 Census-designated place.

Age Demographics

The median age in Montgomery County is 40.1 years. This is 1% higher than the state median of 39.6 years.

Economy, Income & Housing

The median household income in Montgomery County is $62,923. This is 26% lower than the state median of $84,578. Compared to the national median of $78,538, household income here is 20% lower. The poverty rate stands at 14.7%. This is 7% higher than the state poverty rate of 13.7%. The unemployment rate is 4.7%. This is 24% lower than the state rate of 6.2%. The median home value is $141,600. Housing costs are 65% lower than the state median of $403,000. With a home-value-to-income ratio of just 2.3x, Montgomery County is one of the most affordable housing markets in the area. 69.3% of occupied housing units are owner-occupied. This homeownership rate is 28% higher than the state average of 54.3%.

Race & Ethnicity

The largest racial or ethnic group in Montgomery County is White (non-Hispanic), making up 78.4% of the population. Hispanic or Latino residents account for 15.2%. The Black or African American population (2.6%) is well below the state average of 13.6%. The Asian population (0.7%) is well below the state average of 8.8%.

Education

20.5% of residents aged 25 and older hold a bachelor's degree or higher. This is among the lowest rates in the state, which may correlate with employment and income patterns. This is 48% lower than the state rate of 39.6%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 88.5%.