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Amsterdam, New York Demographics & Population 2026

Very AffordableHome value to income ratio of 2.5x is exceptionally low

During the 2020–2024 ACS period, Amsterdam, New York had a total population of 18,166, the 101st largest city in New York, with a median household income of $56,178, which is 35% lower than the state average. The poverty rate is 20.2%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Amsterdam Quick Facts

Population 18,166
Median Household Income $56,178
Median Home Value $137,900
Poverty Rate 20.2%
Unemployment Rate 6.7%
Median Age 39.5 years
Homeownership Rate 53.0%
Affordability Ratio 2.5x
Bachelor's Degree or Higher 22.5%
High School Graduation Rate 87.7%
Diversity Index 59/100
Population 18,166 101st of 1,289
Median Income $56,178 bottom 20%
Poverty Rate 20.2% 62% higher than national
Median Home Value $137,900 bottom 20%

How Amsterdam Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population18,16218,166+0.0%
Median household income$50,193$56,178+11.9%
Median home value$119,800$137,900+15.1%

How Amsterdam Compares

Economy & Housing

Household Income Distribution

Under $25K 21.7%
$25K-$50K 23.1%
$50K-$100K 31.1%
$100K+ 24.2%
Detailed income brackets
Under $10K
7.7%
$10K-$15K
5.6%
$15K-$20K
4.3%
$20K-$25K
4.0%
$25K-$30K
5.1%
$30K-$35K
4.4%
$35K-$40K
3.6%
$40K-$45K
5.2%
$45K-$50K
4.8%
$50K-$60K
8.6%
$60K-$75K
8.3%
$75K-$100K
14.1%
$100K-$125K
9.2%
$125K-$150K
3.4%
$150K-$200K
6.5%
$200K+
5.2%

Employment

6.7% Unemployment Rate State: 6.4%|National: 5.2%
62.0% Labor Force Participation

Housing Overview

Owner 53.0%
Renter 47.0%
Affordability Index Very Affordable
2.5x home value to income ratio
Median gross rent $1,006/mo 21.5% of median household income annually

People & Demographics

Diversity Index

59out of 100
High Diversity

A diverse community with significant representation from multiple racial and ethnic groups.

State average: 65 | National average: 61

Education

Amsterdam Rankings in New York

#101 Population of 1,289
#1024 Median Income of 1,219
#960 Education of 1,288
#999 Home Value of 1,232

Other Cities in Montgomery County

CityPopulationMedian IncomePovertyHome Value
Fort Plain 2,290 $34,738 18.5% $80,900
Canajoharie 1,839 $80,139 12.6% $125,800
St. Johnsville 1,790 $47,109 27.7% $80,500
Hagaman 1,044 $63,125 6.6% $203,800
Tribes Hill 959 $86,615 6.6% $175,600
Palatine Bridge 727 $80,625 10.4% $155,900
Nelliston 707 $39,219 26.7% $74,200
Fultonville 678 $92,000 6.0% $148,600
Fonda 596 $49,300 11.6% $114,100
Fort Johnson 364 $64,167 19.8% $163,800

Cities Similar to Amsterdam

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Cohoes18,159$61,145$223,40027.7%25.9%
Cortland17,450$59,482$152,60027.2%20.8%
Oswego17,033$53,172$120,60026.1%20.6%
Plattsburgh19,830$57,630$195,90040.5%22.7%
Lackawanna19,753$52,110$140,70020.0%23.2%

Population Overview

Amsterdam is a small city located in New York, within Montgomery County. The total population is 18,166. It ranks as the 101st most populous out of 1,289 Census-designated places in New York.

Age Demographics

The median age in Amsterdam is 39.5 years. This is about the same as the state median of 39.8 years.

Economy, Income & Housing

The median household income in Amsterdam is $56,178. This is 35% lower than the state median of $85,974. It is also 30% lower than the national median of $80,734. The poverty rate stands at 20.2%. This is 44% higher than the state poverty rate of 14.0%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 6.7%. This is 5% higher than the state rate of 6.4%. The median home value is $137,900. Housing costs are 67% lower than the state median of $423,800. With a home-value-to-income ratio of just 2.5x, Amsterdam is one of the most affordable housing markets in the area. 53.0% of occupied housing units are owner-occupied. This homeownership rate is 2% lower than the state average of 54.4%.

Race & Ethnicity

The largest racial or ethnic group in Amsterdam is White (non-Hispanic), making up 53.9% of the population. Hispanic or Latino residents account for 34.2%. The Black or African American population (5.3%) is well below the state average of 13.4%. The Hispanic or Latino population is significantly higher than the state average (34.2% vs 19.8%). The Asian population (1.5%) is well below the state average of 9.0%.

Education

22.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 44% lower than the state rate of 40.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 87.7%.

Data Sources & Methodology

All demographic data for Amsterdam, New York is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against New York state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,289 Census-designated places in New York. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Amsterdam, New York?

Amsterdam, New York has a population of 18,166 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Amsterdam, NY?

The median household income in Amsterdam is $56,178, which is 30% lower than the national median of $80,734.

What is the poverty rate in Amsterdam, NY?

The poverty rate in Amsterdam is 20.2%. This means approximately 3,642 residents live below the federal poverty line.

What is the racial makeup of Amsterdam, New York?

Amsterdam's population is 53.9% White, 5.3% Black, 34.2% Hispanic/Latino, and 1.5% Asian.

What is the median home value in Amsterdam, NY?

The median home value in Amsterdam is $137,900. The home-value-to-income ratio is 2.5x.

How educated is Amsterdam, New York?

22.5% of adults (25+) in Amsterdam hold a bachelor's degree or higher, and 6.3% hold a graduate or professional degree.